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Countdown to Freedom

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Comments

  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite

    17 snails removed from my veg plot :eek:

    Tilly, I used nemaslug and they are quite effective in banishing slugs and snails from the veggie plot. HTH.
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • westie660
    westie660 Posts: 27 Forumite
    Hi Tilly

    Very much enjoyed reading through your thread today! I'm a long time lurker....don't normally contribute much, but do love to look for ideas and inspiration from MFW....some really lovely people on here.

    I'm glad you enjoyed my mad waffling on edinburgher's thread (saw your comment).....it's nice to know that I'm not completely off the wall with my 'freedom' thinking :rotfl:

    All the best.....have a great day :T

    Westie
  • How's your operation freezer use up going, Tilly?
    I did a huge fish pie yesterday (SW recipe) with all the odd bits of whoopsed fish I bought a while back. It was scrumptious and only 3 syns per portion!!

    T:D
    Is that recipe on their site? I too buy bargainous fish and freeze, then tend to use for fish pie with creme fraiche and dill :):)
    Tilly, I used nemaslug and they are quite effective in banishing slugs and snails from the veggie plot. HTH.

    I'll get g@@gling that as it feels like an epidemic :(

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lots of snails discovered in the Fortunate garden yesterday. All that rain over the winter must have agreed with them!


    Fortune x
  • westie660 wrote: »
    Hi Tilly

    Very much enjoyed reading through your thread today! I'm a long time lurker....don't normally contribute much, but do love to look for ideas and inspiration from MFW....some really lovely people on here.

    I'm glad you enjoyed my mad waffling on edinburgher's thread (saw your comment).....it's nice to know that I'm not completely off the wall with my 'freedom' thinking :rotfl:

    All the best.....have a great day :T

    Westie

    I enjoyed reading your posts on Mr E and GGs diary. What interested me is the fortunate position to be in - B2Ls in place and I think you mentioned MF - to achieve that at such a young age is brilliant. I spoke to Mr T about it as I was interested. Bear in mind I follow a few diaries I think you said you were 48 - and have done this for 10 years. How did you reach position to be able to so this?

    I wish you well with all your plans and don't be a lurker, drop in :):)

    I'm just at the point of making massive changes and the risk reward element is interesting. Keep posting, I have loads to learn :T:T


    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi Thistle, project use up is going well but sadly I think it's really 'business as usual' - you buy stuff off plan, then have to find a way to use it up. Quite frankly this tends to Mr T rather than me in terms of purchase but the end result is still the same - jars, pots, bottles to use up :eek:

    I'm loving the extra room in the fridge door though :T

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lots of snails discovered in the Fortunate garden yesterday. All that rain over the winter must have agreed with them!


    Fortune x
    None in mine and the hostas look great :T.

    No snails and most of the slugs drowned over the winter :D.

    I STILL have standing water in one bit of the garden :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 7 May 2014 at 7:24AM
    Morning, I left the bedroom window open and the dawn chorus woke me - what a gentle way to be woken up :)

    Dinner last night was a hit - I made the gammon pasta sauce over the weekend and turned it into pasta bake. Tonight will be risotto with BN squash which I roasted on Monday, whilst the oven was on for dinner. I'm doing a baked risotto based on the Saving with JO one, I made a couple of weeks ago. Really easy.

    Mr T and chatted on the phone for ages last night. This life changing stuff is fun but it takes a bit of effort :rotfl: He spoke with one of the EMEA leaders and they are delighted with him. I can knock him off my worry list.

    I'm off to make a cuppa and de-snail my garden. I may save some up for GG - 'I don't want you to feel left out ':)

    I might have OPd £200 last night :o

    Best wishes, Tilly x

    ETA - just checked sig and we are on track to be MF 13 years early :)
    Only 3 snails found
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Well done on the OPs Tilly - you are going great and a true inspiration! ;)
  • westie660
    westie660 Posts: 27 Forumite
    I enjoyed reading your posts on Mr E and GGs diary. What interested me is the fortunate position to be in - B2Ls in place and I think you mentioned MF - to achieve that at such a young age is brilliant. I spoke to Mr T about it as I was interested. Bear in mind I follow a few diaries I think you said you were 48 - and have done this for 10 years. How did you reach position to be able to so this?

    I wish you well with all your plans and don't be a lurker, drop in :):)

    I'm just at the point of making massive changes and the risk reward element is interesting. Keep posting, I have loads to learn :T:T


    Tilly x



    Hi Tilly,

    Oh, where to begin! I think it was mostly down to sheer determination really!

    Yes, i am now 48 and DH is 45. In our mid 30s we noticed that we were both pretty miserable in our work, would come home exhausted, and would then spend evenings moaning at one another about colleagues etc! We are both University graduates, and had ended up in management roles that paid decent enough money, but which quite frankly bored us to tears and drained the life out of us!

    So we went away on holiday to the sunshine, and spent 2 weeks on the beach talking, and plotting our escape. Obviously, we had to stick with the dull jobs initially, but with a plan in place and an end in sight, we felt better able to handle the workplace. When we first began this, we had recently moved house and the 25 years on the mortgage certificate was just so depressing to see. Thankfully, we had always been pretty good with our money, so had no other debts, and knew that for us, mortgage free was the dream!

    So we started to throw everything we could at the mortgage....we made overpayments as often as was possible, we lived very frugally and just tried to save every penny. We don't smoke or drink, but the one luxury for us is travel....so we continued to travel as much as possible, but in a much cheaper way...back to the student days of backpacking and camping (and we loved it). Worked as much overtime as possible for a few years, hubby did diy for people, renovated cars and sold them on, painted houses, babysitting, ebay selling....you name it, we did it. And we managed to pay off the mortgage on our own home in 6 years :T :T :T If you'd told me that at the start, I would never have believed it possible, but it was and we did it. We had also bought the 2 buy to let properties while we were still earning decent money and able to get mortgages! Every penny in rent received on them went to the mortgages, and then when our own home was paid off, we switched the focus to the btl's and worked every bit as hard at clearing them off too (and we did).

    It was 10 years of very hard work, but ultimately quite enjoyable, because we knew the end result would be well worth it. There were no windfalls along the way, it was all down to sheer hard work and determination (oh how it annoys me now when friends say how "lucky" we are to be mortgage free!!! :mad:)

    So on the morning of my 45th birthday, my hubby brought me breakfast in bed with a "happy retirement" card.....Yay :T :T :T

    Of course we're not in a position to be totally retired, but we can now work as and when we want. So we both spend the summer as sailing instructors (which we love), and then naff off to the sun in the winter. We'll never be rich, but we honestly don't care...our needs are fairly minimal....so long as we can throw on our shorts in the morning we are happy :T (My hubby gave all his suits to charity and announced he would never wear one again!!)

    So basically that's it.....sorry if it's a bit long winded lol (wakey,wakey ;))

    So, what are you planning Tilly? Is it a fairly major life change? If it is, I'd say 'go for it'....yes it can feel a bit risky, but if the alternative is to stick with jobs that don't make you happy and little time to spend with the people you want, then I think it's a no brainer. Maybe I'm just a bit of an old hippy at heart, but I'd choose the freedom route every time.

    All the best with your new adventure.....I wish you all the luck in the world :T :T

    Westie
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