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Countdown to Freedom

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  • Evening, fabulous evening and definitely feeling at one with the world at the moment. Maybe something to do with three glasses of wine :eek:

    We ate outside by the beach. Beautiful evening, sound of the waves, warm night and just the two of us.

    Hi Mint1955, yep we are away at the moment. We came over to do a few jobs before the season gets going. Well worth it and lovely to have a few days, just the two of us - queue song :T

    GoldieGirl, I cannot imagine how it will feel to me MF. We seem to have dragged it with us for years :eek: It almost seems to be in touching distance now. 17/18 months to go AMAZING.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Back to reality now.

    We have benefitted from a few days away together. All the jobs we wanted to do are complete, plus a few others *thanks Mr T*

    Menu plan at home has worked well - this evening it's HM chicken curry :). DS will be sorting it out and we can arrive home and have an early night :o

    I need to update my signature - lost another 1lb - seems slow going and I am physically going into a SW class next week.

    It has been a real joy planning a few things for when we are both retired. I can't wait to see the mortgage drop under £100k still seems a long way off but as of this month we will be back to OPs. Not entirely true, OPs to the MOS pot, rather than capital reductions. We want the flexibility of an emergency pot :)

    There are a few pieces of kit we'd have to buy here but all can be second hand. There's a lot of land and we want to be able to grow most if not all of our veg. Mr T seems to agree to me having chickens :T. I can't see myself having pigs but there's enough room - not sure how our hounds would cope :). Don't worry folk, this is just general musing rather than confirmation we are starting a small holding - although a friend of ours has less land and has a couple of dexter cows and a handful of pigs.

    Can't be doing that - whilst I have someone here who would feed the chickens, they draw the line at other livestock.

    I'd better get a move on, packing to be done.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Mr T seems to agree to me having chickens :T.

    Morning Tilly

    "seems to agree" would be good enough for me - quick, buy the coop before he changes his mind :rotfl:

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Can we help name them, can we, can we, can we :j:j:j:j

    I think I'd better get in touch with Helen as I think stick insects is all we'll have room for :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The future plans sound so exciting! :T

    Have you ever come across Our Life In The Country? I think you'd like it, the blog charts their progress to finding a small holding and there's lots of veg growing, money saving and chicken (& pig!) keeping in there. :) I didn't start out with dreams of a small holding but I have them now. :rotfl:

    The lady also runs a supplementary blog about her £365 in 365 days shopping budget, seriously inspiring stuff :D
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Glad you've had a good time Tilly, great to know that all the MF planning is going to bring all your fun in the sun days closer too!

    Safe trip back :)
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 10 April 2014 at 6:43AM
    Hi Pearla-Merle, thanks for the link. Looks like a good read on a number of fronts :)

    I like their chicken coop/house :):)

    Morning GG, if I ever get to the point of having chickens, we could all name them :T

    Brizzle, there are times when I'd love to click my fingers and have the mortgage gone :o. Sadly we just have to keep plodding through the £00s :eek:

    Mint1955, Mr T is definitely enjoying his new job - great to see him back to his old self.

    Morning GoldieGirl, I completely agree about having a goal. Mr T and I chatted about what we'd be doing when we have moved/retired. A few ideas but nothing concrete. For now, we just have to keep clearing down the mortgage :D

    Squirrel, I hope you are enjoying your holiday and can relax. It really sounds like some of your colleagues don't like accountability - unless I've misunderstood the problem.

    MWC, I do believe the chickens will be a goer now :). I'll be coming to you for chicken advice :):):)

    Watty, I love hearing the sea and it costs nothing. A bottle of water, a good book, hat and I'm happy. I really can sit and watch/listen for hours :)

    Habibiboo, back safe and sound and ready for the day ahead :J

    Thank you all for posting, I really do appreciate it and Mr T and I have enjoyed being away. Spends were very reasonable and all the lessons we have learnt over the last six months will be staying.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Good morning, pasta bake for dinner using the last of the turkey from Xmas :D

    RM surveys are on a roll - I'm glad Mr T set up a good system - mum thinks we are a bit mad doing it but you never know, maybe I can teach her how to pack/label them :)

    Under two weeks to payday for me and three weeks for Mr T - very much looking forward to money shuffles :).

    This saving malarkey is addictive :D

    Have a good day, Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm back on the RM starting this week, so this week I'm doing the training, at least this time they actually sent a booklet explaining what you are supposed to do

    So now I have 2 more books of stamps :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Hi Tilly,

    Did I read you were going to physically come to a SW group. If so, that's amazing!! If I can help, please shout up!

    T:D

    Ps we've just brought out a Fakeaway book which is full of favourite takeaway recipes. It's awesome!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
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