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Countdown to Freedom
Comments
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Tilly_MFW_in_6_YRS wrote: »I can tell you all now, Mr T would love to come home and know all the home running stuff is taken care of and he and I could have more time doing our stuff. To have the time to devote to my veggie growing would be great. To be able to get involved with a couple of charities I support would be fab. One would use my coaching skills which would be excellent. I'm already looking at some other stuff with church given what we have learnt over the last six months.
Sounds like an excellent set of possibilities. Very exciting.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Oh Tilly what a fantastic position to be in. It just goes to show that all your hard work has paid off. Must be wonderful to have options. You rock girl !0
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Great opportunity, things are on the up!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Hi Tilly, congratulations to Mr T on his new job and to you, on the potential realisation of a dream. Good things always come to good people, it's just that we don't always recognise it as such. For you and the Tilly household, you converted the adversity into making you a stronger unit and it paid off. You can only be smiling right now!
If you have the opportunity to stop work, grab it and never let go. This is another of those life chances that so many of us either don't recognise or are too fearful of the change to let go of our safe, secure, predictable life and jump at the unknown.
Wishing you all the best for your future adventure and I hope you don't mind if I tag along for the ride. Should be fun!
TxStill striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
How thrilling and what a wonderful prospect.
Seriously though - would you be able to sit still?
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Today has been a non stop roller coaster of activities. Given my mum is fairly 'mature' and fairly frail, we have walked miles, been out to Waitr@se for shopping and free cuppa, JL for free cake and cuppa, garden centre, M&S, BHS. Mr T and I've been to Costc@, back to do stock rotation at M@S, cooked the roast beef and all the trimmings and finally, I may, just may, have been looking at greenhouses :rotfl:
Well a girl has to dream.
In addition, I've been told of an opportunity right up my street, way less hours (I average between 50-60 per week), perfect location and just in time for when I could expect to go.
I could work part time, have loads of time for other stuff, keep my hand in (so to speak) and be free of working like a nutter.
I'll reply to messages tomorrow night as it's a bit manic here at the moment. We are trying to teach mum UNO :rotfl:
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
That's great news Tilly.
:beer:
It will make a nice change for you to not have to run around like a nutter.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Enjoy the Uno. Is your mum getting the hang of it?Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Tilly_MFW_in_6_YRS wrote: »Today has been a non stop roller coaster of activities. Given my mum is fairly 'mature' and fairly frail, we have walked miles, been out to Waitr@se for shopping and free cuppa, JL for free cake and cuppa, garden centre, M&S, BHS. Mr T and I've been to Costc@, back to do stock rotation at M@S, cooked the roast beef and all the trimmings and finally, I may, just may, have been looking at greenhouses :rotfl:
Well a girl has to dream.
Tilly x
That sounds like the kind of day I would like to have with my mum. She still works full time though and I would love her to be part time. Isn't it strange how everything comes at once. You would soon fill your 'non working hours' with enjoyable activities. Go for it!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Happy Mothering Sunday to all mums
Due to clock change, hounds not walked yet. Will be doing later.
Great service at church planned
My mind really is in a whirl and I've updated my sig re mortgage free date. Whilst we are basically offset now, with cash and an endowment, end October next year it will be actually gone.
I started the diary 4 or 5 November 2011 with a whopping mortgage, I felt embarrassed to post and couldn't see what could be done. Boy am I glad I posted :T
It's a hard thing to say but neither of us had grown up. Careers had been important, thus we were tired and used the money for treats, rewards. I went shopping with mum yesterday and I realised the massive changes we've made. I don't need shoes or bags, or clothes to make me feel good or better. Clothes have returned to being practical. Mix and match, create a look and replace or update occasionally.
Mr T would buy tons of stuff, DVDs, games etc. He has been responsible for selling them and the 00s of £ of stuff was sold for £0s.
Another thing for me was books and I was very anti kindle type gadgets. I still am really as I prefer to turn a page, but I do recognise that e books are SO much more useful when travelling. I don't buy anywhere near the amount and I would say I receive about 5 new books a year as gifts. I am going to have a resort of the bookcase and rehome some others.
Kids have just arrived to celebrate and then we will wake mum.
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
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