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Countdown to Freedom

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Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    LydiaJ wrote: »
    Weather dreadful here too. It's just been hailing.

    I am off sick from work, though, so don't have to go out in it. :)

    Hope you're feeling better soon Lydia. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    tattycath wrote: »
    Hope you're feeling better soon Lydia. :)

    Thanks tattycath. ATM I am in the phase of really enjoying not throwing up, and marvelling at how nice it feels! I'm not back to normal yet, but I've started being able to eat a little, so I'm sure I'm on the mend now.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • Hi Lydia, sounds like a horrible bug :eek: Hope you wake up tomorrow feeling back to normal.

    Weather seems to have cleared up enormously now :)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi Lydia, sounds like a horrible bug :eek: Hope you wake up tomorrow feeling back to normal.

    Weather seems to have cleared up enormously now :)

    Tilly x

    Our weather has cleared up now. We have just had a thunderstorm and hail and stair rods of rain...and the electricity went off...but now it's all fine and the sun is coming out. :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 28 March 2014 at 11:44PM
    Evening, early days but I may have been working out some figures. There's an option for an enhanced exit package from work.

    We've done some number crunching and in 6 months we could afford for me to stop work :D

    OK, nothing's certain, it makes me feel partially sick but it's a distinct possibility. I thought I'd have to do another eighteen months or so but no.

    Now do I want to become a SAHM when my kids are leaving home in a couple of years :rotfl: Sounds a good time to me.

    No idea where this will end up and I would not take my pension early. It's a final salary plus years of AVCs and I would leave them ticking over - until I understood the art of the possible.

    I am so completely shocked and I wonder where this journey will take me next.

    By the way, I'm not mad enough to do anything insane. Mr T is new to his job and he needs to settle in and demonstrate his abilities but............ how fab to think its even an option. Even two years ago this wouldn't have been possible.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow Tilly, that's incredible! :T :T :T

    No wonder you feel a bit dizzy, what a thrilling turnaround! I'm so happy for you & the Tilly clan :T

    And what a great advert for MFWing, the possibilities for the future when you take hold of your finances can be truly staggering! :D I think I now feel just about as excited as you! :D
    Tilly - I'm also E and recharge by going out and partying or being around people. Mr F is I and gets his energy from shutting himself in the study away from all my chatter! You can see the difference in us when he gets home from work. He wants to sit quietly with a cup of tea and some quiet time and I want to talk and download my day!


    It would be interesting to see how all this affects MS. I spend the fun budget on going out and doing things, Mr F spends it on gadgets and iTunes!
    Oops, I'm a bit late to the conversation, but Mr Merle & I are likewise an E (me) and I. The above also rings true for us, especially the spending choices. :rotfl:
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 29 March 2014 at 7:39AM
    Thanks Pearle*Merle, it really was a surprise. If Mr T hadn't been made redundant and been paid off, plus only living on my salary etc, we wouldn't have considered it. However not using the redundancy, or monies from having a lodger, or unemployment etc we have increased our solvency.

    I think I may need a new spreadsheet :D

    I have no idea which way it will go but these packages are not likely to remain.

    Lots to think about.

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Fantastic prospects - hope it all works out
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Morning, off to walk the hounds and it looks like a reasonable day. There's nothing like an early walk, when its quiet and the dogs can run freely. I can imagine the discussions we will be having :)

    Dinner this evening is beef with all the trimmings. I'm doing the James Martin 'wrap in cling (heat resistant) and cook on low' thing - sorry I can't recall the recipe name.

    We're taking some time out in a garden centre today. If I wasn't working I'd have so much time for the garden. I could swap garden stuff with MSE chums.

    Need to pop to M£S and do a return for Mr T today.

    I'm using working social network sites to explore opportunities as well, as the chance to leave with cash and take a new role is also interesting. Although honestly not as interesting as stopping :o

    Right, I'd better get to it.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How exciting! Can you tell Im jealous??
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