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Countdown to Freedom
Comments
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Kits are easy and low tech. Honestly.0
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Tilly_MFW_in_6_YRS wrote: »Morning, raining here but not as blustery as yesterday.
Hi Tilly, glad you're back on the mend
I lol'd at blustery, I wish I could say that about here, is there a word for horizontal rain, G force winds and puddles you can lose your car in? Its absolutely freezing as well!"Chucks Ed some organic houmous"
Lol Gally, keep up, Ed already makes his own houmous, how much more organic can you get, he even does fancy variations with it! That reminds me, still not had a chance to try Ed's houous recipe yet!
Regards
ATTMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
abouttimetoo wrote: »Hi Tilly, glad you're back on the mend
I lol'd at blustery, I wish I could say that about here, is there a word for horizontal rain, G force winds and puddles you can lose your car in? Its absolutely freezing as well!
Lol Gally, keep up, Ed already makes his own houmous, how much more organic can you get, he even does fancy variations with it! That reminds me, still not had a chance to try Ed's houous recipe yet!
Regards
ATT"Chucks Ed some organic houmous"Homebrewing ... I have some of the makings already ... really want to do this, but not yet. For the first go, maybe kits is best? Too many projects currently on the go to do it at all! Must try harder. But I love the home brewing talk, I've been on wilko's site this morning, thoroughly enjoying HB fantasies
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
MollyMischief wrote: »Unless it's homemade, I do hope it's from Waitrose darling!!!
Anyone know why my smilies no longer work????
Tilly, it's days like today which makes me very glad to have cats.....they walk themselves!!! (or not, as the case may be.....)Alchemilla wrote: »Kits are easy and low tech. Honestly.
I'm hoping so - when I'm posting questions on why has it gone wrong, be gentle :rotfl:
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Thanks for the recipeep Tilly..looks much nicer than the SC one I used last time, will wander up the butchers tomorrow and get more oxtail.
Weather has finally finally picked up here. thank goodness..it was very depressing earlierMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi Brizzle, we had a short sharp burst of rain this afternoon and I was glad the kids had just arrived home - they'd have been soaked to the skin otherwise.
Hope your week goes well.
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Evening, busy couple of days with Dr/hospital visits. Funeral tomorrow and frankly, I'll be glad when the week is over.
On a positive note, mortgage down to just under £176k :T
£175k was my next goal and we're so close.
This includes a one off over payment - Mr T and I were chatting about having some work done and as the money was available, it was tempting to do it. I made a capital repayment to stop us. We can take it back if we want to but are more unlikely to. MOS have reduced as a result, but less temptation.
NSD achieved.
Hope everyone is prepared for this next wave of poor weather. Who knows whether it will arrive, but I'm hoping we don't get the snow.
Night, Tilly x
ETA - not sure I can call this a NSD given I paid off a chunk of mortgage but as it didn't come out of JA, I'm still claiming NSD2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Hope tomorrow goes okay Tilly and well done on morgage.Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Hi Tilly,
I'd definitely say it was still an NSD as even though you overpaid, the money didn't "leave the system". It was clearly a shifting of funds! Lol xMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Hope today goes ok xxxDec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 0000
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