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Countdown to Freedom

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  • Morning Tilly and Merry Christmas.

    I'm the same both children are fast asleep, I might have to start banging around shortly, I want my prezzies.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Merry Christmas, hope you have a wonderful day!
    :xmassign:
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Merry Christmas Tilly! Hope you enjoyed the sleep while you could!

    Cal x
  • Merry Christmas Tilly! Hope you all had a lovely day.

    CA
    November 2007 £570k 25 years - MF March 2033
    September 2012 £405k 20 years - MF January 2032.
    January 2015 £301k 16 years - MF January 2030
    January 2020 £231k 10 years - MF January 2030
    Mortgage Free Goal: In progress!
    June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
    August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
    Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
    April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope you're having a wonderful relaxing time, Merry Christmas!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Morning, MiA but good control of the finances still :)

    DD and I have taken mum shopping and she did very well in the M&S sale. It was a joy to see her trying everything on at home although we did have a few returns.

    Christmas was fab and really thoughtful gifts given and received.

    The rubber sided freezer is earring it's keep. The left over meats have been frozen with gravy for using Jan/Feb. Ham has been chunked or sliced and frozen ready for other dishes. Nothing has been wasted at all :):)

    More importantly than anything mum has had a brilliant Christmas. We have had friends here for dinner, we've taken her out and no tinge of sadness.

    My hounds are currently jumping around wanting a walk and I'm out of action due to a slight non alcohol related mishap. Mr T and DD are walking them.

    13p moved to MOS :)

    I'm joining everyone in the non booze January.

    Only food spend in January will be milk, fruit and fresh veg. I will have £10 per week for this and that's it. I did it last year and can do it again. Meal plan will change slightly to use up some of the Xmas leftovers.

    I'm not making any resolutions in 2014 - my only intent is to be consistent with the tasks we already have set up - spending diary, TTs etc. I know already that work will be full on and I don't want any more pressure.

    Best wishes

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    My hounds are currently jumping around wanting a walk and I'm out of action due to a slight non alcohol related mishap. Mr T and DD are walking them.


    You see, that's what happens when you sober up :naughty:. Hope you recover quickly

    I'm joining everyone in the non booze January.

    Oh dear. Suppose I'd better join in as well :eek:. Not counting 1 week's holiday late in the month. I need alcohol to get me through a week with Mr GG :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 13,899 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm all in favour of an no booze January if you think that's a good idea, but what's with the sudden proliferation of people expecting to be sponsored for it? Is there a charity campaign or something going on?

    I find it a little sad that people expect to be given a medal for not getting drunk for a month :rotfl:
  • BookWorm
    BookWorm Posts: 2,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm all in favour of an no booze January if you think that's a good idea, but what's with the sudden proliferation of people expecting to be sponsored for it? Is there a charity campaign or something going on?

    I find it a little sad that people expect to be given a medal for not getting drunk for a month :rotfl:

    Hi Tilly - festive regards to you and apologies for intruding on your diary

    Ed - yes there is - one sponsored charity event I've seen - here
  • Hi Mr E, I haven't heard of any sponsored non drinking campaigns.

    After tonight I'm going to give up chocolate as well :eek:

    I'm not posting as much as trying to get into a routine with mum.

    Love to everyone, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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