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Countdown to Freedom

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  • Watty1
    Watty1 Posts: 6,866 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #
    On a financial front, just to prove my diary is still about MFW stuff - I reworked my figures today and even if Mr T doesn't work again (you can see it is playing on my mind), with my salary increase and new bonus structure I can have us MF by December 2016. That means we would be able to use the endowment to refurb the house. I do appreciate bonuses are not a given, they have to be earned but I work hard, achieve pretty good things and need to keep this momentum up.

    On the other hand, if he is fortunate to find a role I may have just worked out that we can be MF by June 2015 :o. This would have me doing a bit of :T and a few :j. I am holding on to my faith that things will sort themselves out.

    All is not lost on the MF journey, and this forum is a pretty splendid place to hang out.

    Night, Tilly x

    Just wanted to say that I loved your cheerful approach in this post. So nice to read :) And of course you will do it!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Your new MFW 'working outs' are impressive. This time last year DH was out of work having being made redundant and got a new job in the New Year. Fingers crossed that it will be the same for Mr. Tilly too (although I'm sure it will) :).
  • Hi Watty and SD, thanks for your comments - it's certainly a pretty scary time but we are weathering the storm :)

    It surprised me when I did the figures - work is a salvation on a number of fronts :T

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Morning, seems extra dark this morning :eek:

    93p Tilly Tidy to MOS
    45p Tilly Tidy to MOS

    £3 PC claimed and Mr T will check PP. Will move to MOS once it arrives in the bank.

    CP survey completed.

    £50 in total waiting in CP and S&S. I normally claim straight away but not sure which vouchers to have. May save up restaurant vouchers for the night before our hols next summer. A free meal would be a good start.

    Amaz@n has £80 in credit. Intend saving this towards birthdays next year.

    LV £30, Nectar £7.11 - will use this towards Xmas

    Working from home today and in the office tomorrow. Mr T and I can get out to walk the dogs at lunchtime :)

    I can't remember what's on the menu plan for this evening - will check shortly as I may need a freezer raid.

    We are off to buy some new clothes for Mr T on Friday evening. Money is available in the clothing pot but that will be emptied then. I may try SSS's 'no clothes buying for a year' approach in 2014.

    Have a good Thursday, soon be the weekend :)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Weekend...bliss :)

    Keep on being positive mrs T..it's a joy to see
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Good morning :T

    IT'S SATURDAY :j

    First Sunday in advent tomorrow and e trees and decs are going up :T

    Santa sleigh making on the cards for today, after a walk with the hounds.

    My lovely Mr T had a brain melt down yesterday and signed up to a scam which could have worked out pretty expensive. 4 phone calls between last night and this morning to resolve but we are done - thank goodness. A lesson for the kids as well as it helps them to learn.

    Free eye test for Mr T tomorrow and I've ordered a voucher for me to have one, along with £45 towards new glasses :T. Thank you kind employer.

    Dinner this evening is chicken something or other with fruity cous cous. SW recipe care of Froggy's recipe books :).

    I made a lovely oxtail stew for mum in the SC yesterday and made up mashed potatoes this morning. Just need to cook broccoli and lunch is sorted.

    No pennies anywhere to TT :eek:

    That's all for now.

    Have a lovely Saturday and soon be Christmas :xmassmile

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My lovely Mr T had a brain melt down yesterday and signed up to a scam .... Free eye test for Mr T tomorrow
    Are these perhaps related? Hopefully stop it happening again :D
  • Lomcevak wrote: »
    Are these perhaps related? Hopefully stop it happening again :D
    :rotfl::rotfl::rotfl: x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Morning, such a lot to do today :eek:

    Mr T is taking Dd to work shortly and I'll prepare the veg for dinner.

    I just wrote out all the things we need to do but had to remove them - too much and looks insane:eek:

    Last gift purchased yesterday :)

    Food for coming week is mainly HM made meals from the freezer, so no real cooking and quick to do. Will make for a lovely week.

    Have a great Sunday x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Am with you on that comment Tilly that the lists are looking FAR too long so effectively don't start them...feel like I am heading into that space myself. Still, there are a few days to go so I can formally panic later!:) I am also trying to resist so I stay on my DF journey so ignoring some pressures to do stuff and buy stuff, including food!!! :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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