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Countdown to Freedom

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  • Froggy-G wrote: »
    Morning Tilly

    I have just seen my payslip for this month and I will be £24 better off every month :j:j No sweeties for me, this is going straight into the pot!

    Have a great day!

    Froggy xx

    That's great news - something to celebrate - extra money and no effort involved - perfect x x
    Being self employed, I have to wait until my accounts are done before I see any tax benefits.:mad:

    Maybe I should start them!!!:rotfl:

    Have a good MSE day one and all.

    Tx
    Get cracking Thistle x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Not sure I'll not how much 'better off' or not, I am 'til next pay day-beginning of may. As hours have been cut at work it may be that my wage doesn't reduce as much as it was going to-but at least with the tax thing I won't be as poor as I was expecting to be. Mr tc won't really know/feel it until he does his accounts.
    Well done Till with your slight increase due to tax allowance going up. :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Morning, Friday seems to come round far more quickly these days than it used to :o

    Let's see if I can remember my social life for this weekend, given I forgot yesterday. We compromised yesterday evening - no walking as it poured but we did have a few games of scrabble which always ends up with Mr T cheating. Parent's evening as well - well done DS. Fitting all this in before going out, was a bit stressy but we had a great evening after we'd escaped :T

    Anyway turning to important things :T. Payday has arrived.

    So Halif@x shuffle coming up today, all pennies in offset pots OPd - just over £3.

    I'm off to make lunches and get to work early - have a great Friday :T:T

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tattycath wrote: »
    Not sure I'll not how much 'better off' or not, I am 'til next pay day-beginning of may. As hours have been cut at work it may be that my wage doesn't reduce as much as it was going to-but at least with the tax thing I won't be as poor as I was expecting to be. Mr tc won't really know/feel it until he does his accounts.
    Well done Till with your slight increase due to tax allowance going up. :D
    Morning TattyCath, fingers crossed for your tax change :beer:

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Remembered your basil and pesto, Tilly, when I ordered this :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Remembered your basil and pesto, Tilly, when I ordered this :)
    Hi US, I ordered mine too - free seeds to boot. I'm planning on dong a load of gardening tomorrow and can't wait :)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • BookWorm
    BookWorm Posts: 2,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Tilly

    Don't suppose you want to come and do my garden too while you're at it? LOL I'm not a keen gardener although I am enjoying seeing the flowers finally starting to show

    :)
  • Hi Bookworm, I love growing veg and fruit and chopping trees down, cutting hedges, hanging baskets but I don't have the love of gardening to plant herbaceous borders etc.

    If I lived near you I'd be happy to pop over with my hedge cutters :rotfl:


    Night Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • I love growing veg and fruit and chopping trees down, cutting hedges, hanging baskets but I don't have the love of gardening to plant herbaceous borders etc.

    I love my hot herbaceous border - beautiful red, orange, yellow, and bright pink flowers :D
    Shrubs are a waste of space IMO:rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • What a glorious day :j

    Up and about early to take DD to work.

    Glasses for DS collected.

    23p TT OP

    50p £co check ins :)

    Parked for free :)

    I've also lost 8lbs - has taken a few weeks but it's going :)

    Bought some compost and top soil to top up two veg beds. Will definitely be planting some salad seeds today under poly cloches :)

    Washing will soon be on the line drying :)

    DS had an excellent parent's evening and I'm very proud of him :)

    Happy days

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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