Countdown to Freedom

Froggy-G

Tilly_MFW_in_6_YRS wrote: »

Thanks Froggy - when I told Mr T, I said I'd set up a standard transfer each month to the mortgage - he said we may need to use that for something else :eek: Too late I've already set it up :rotfl:

He'll have to use his instead

Tilly x

Surely, you have already planned to hijack his extra money?!?!? All he would do is buy sweets at the local shop or spend his money on rubbish :rotfl::rotfl:
Time to crack the whip Tilly!! This mortgage ain't gonna get paid by itself!!

Jevvers

Hi Tilly
Just popped by to say thanks for posting about all the small savings and over payments that you make. It makes me feel less bonkers when I am doing Quidco check ins for 10p a go in the face of a £400k mortgage!
All the best
J

Tilly_MFW_in_6_YRS

Froggy-G wrote: »

Surely, you have already planned to hijack his extra money?!?!? All he would do is buy sweets at the local shop or spend his money on rubbish :rotfl::rotfl:
Time to crack the whip Tilly!! This mortgage ain't gonna get paid by itself!!

Will have to wait until he knows whether he will be better off - has he been telling you that he's buying sweets - he's telling me he's investing for our future :rotfl::rotfl::rotfl:

elantan

Mr el got £18 and also a wage rise came through, sadly my student loan offsets most of his gain but what is left I think we had discussed on adding to the savings ... Hopefully next year when the new tax limit comes in I will get to see some of it as the student loan should be up and running by then

Enjoy the sweeties

Tilly_MFW_in_6_YRS

Jevvers wrote: »

Hi Tilly
Just popped by to say thanks for posting about all the small savings and over payments that you make. It makes me feel less bonkers when I am doing Quidco check ins for 10p a go in the face of a £400k mortgage!
All the best
J

I'm working on the basis that every penny has to count. At first Mr T thought I was mad but he understands the desire to be MF as much as I do now. He is great at checking in with £co wherever he goes. 15p the other day - when it reaches a £1 and pitches up I just OP.

Good luck with your journey - I know it seems never ending, they may be big numbers but they are going the right direction :T

elantan wrote: »

Mr el got £18 and also a wage rise came through, sadly my student loan offsets most of his gain but what is left I think we had discussed on adding to the savings ... Hopefully next year when the new tax limit comes in I will get to see some of it as the student loan should be up and running by then

Enjoy the sweeties

Don't mention the S word. Mr T is not eating any chocolate stuff at all at the moment. He's like a bear with a sore head on occasions :rotfl:

I'm looking forward to seeing whether he will be slightly better off. In all seriousness we will OP it but again, I'm setting up standing orders for each additional stream of OP, that way I have an audit trail of why I'm making the OPs.

Best wishes Tilly x

elantan

Have to admit I had my first sugar free day in such a long time yesterday I'm quite glad I did .. Now to keep it up

Tilly_MFW_in_6_YRS

Morning

1p TT OP
No lodger news
Dinner last night was amazing, although a bit too much prep time for a school night :rotfl:
Mr T is downgrading £co to normal - I don't know why it was identified as premium - will need to investigate.

Best wishes Tilly x

Tilly_MFW_in_6_YRS

elantan wrote: »

Have to admit I had my first sugar free day in such a long time yesterday I'm quite glad I did .. Now to keep it up

Hi El, well done - can you get addicted to apples maybe :rotfl:

Best wishes Tilly x x

elantan

I could very easily ... There's so much sugar in them I don't think I would find it an issue lol

gallygirl

Tilly_MFW_in_6_YRS wrote: »

I'm setting up standing orders for each additional stream of OP, that way I have an audit trail of why I'm making the OPs.

Best wishes Tilly x

Tilly_MFW_in_6_YRS wrote: »

1p TT OP

You do realise every transaction has a cost to the bank?

2013 LATEST CRISIS - BANKS CRUMBLE AND GLOBAL ECONOMY ON THE BRINK BECAUSE OF MAD WOMAN'S TILLY TIDIES AND MULTIPLE STANDING ORDERS

I hope you can live with yourself woman .