📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Countdown to Freedom

12512522542562571037

Comments

  • Morning, off for a long dog walk as soon I've drunk my tea :)

    My diary is turning into the booze thread, so I'd better warn everyone that come 2nd January, I will be giving up until Easter. I did this at the beginning of 2012 and felt much better for it :beer:

    I have £40 in my purse which I want to last until next Friday. Trip to L!dl this morning, I do have quite a lot to buy so will need to take a list and not get carried away.

    Mortgage payment end of next week and that will take us to about £238k - the closer we get to £200k the more enthused I become. I do spend money as you will know from my diary, but I question even more now. I spoke to a friend yesterday who complained about not having enough money. They eat out 2 or 3 times a week, have a takeaway at least once and throw food away as well :eek: I find extremely hard to keep quiet but I know she doesn't agree with how we live our lives now. However I can only work with Mr T to fix our lives. I just have to remind myself to keep my mouth shut :)

    Have a great Saturday, Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    My diary is turning into the booze thread, so I'd better warn everyone that come 2nd January, I will be giving up until Easter. I did this at the beginning of 2012 and felt much better for it :beer:

    Don't worry - Easter is in March this year :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • :beer: Glenmorangie or any of the unpronouncable Islay malts for me, obviously not this early:beer:

    Tilly i have both mfw and couldn't care lesses at my office. It is fun watching the frugal ones take in their food for the day and wince every time there is a collection for a maternity leave etc (me included:D) and the couldn't care lesses who spend a fiver just for their coffee and pastry first thing.
    I struggle to keep my own counsel too:(! But it's even the conversations about make-up and nail varnish, these people are not well paid and yet they spend money on (what i'd consider) junk. Mind you i have my lethal chocolate habit, so am far from perfect:A!!
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :beer: Glenmorangie or any of the unpronouncable Islay malts for me, obviously not this early:beer:
    Polly - get thee to Sainsbugs, on offer at £20 - hopefully will be some left, am off to track down :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hope everyones head is okay this morning! ;)
    Tilly cant believe you are approaching the 200K mark (well thatll be the next big milestone!) I agree some peoples attitude to money is very different - its so easy to fritter it away though. I had £50 in my purse this week and it has all been spent on bits and pieces (some food, sandwich out and chips one night ) , nothing to show for it really but shows how easy it is to do (it was "bonus" money so felt justified in spending on things I might not usually!)

    Considering we used to do this all the time without batting an eyelid Im telling myself its an improvement - though cant remember what i spent the last tenner on so who knows!

    In bonus news I just checked my reciept and remembered I had bought yummy croissants for breakfast today (already forgotten) so off to enjoy one right now! :rotfl:

    have a lovely weekend x
  • BookWorm
    BookWorm Posts: 2,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    I also find it difficult to keep quiet with some of the people at work when they complain they have no money (particularly in last week or so before payday) - they are the same ones who purchase breakfast on the way to work, buy lunch as well, have several takeaways a week and have top of the range tech gadgets as well. But they cant understand how they spend their money?! :eek:

    I'm glad for this site as it's nice to talk to like minded people (all my friends think I'm nuts for wanting to be careful with my cash)

    Have a good day

    :) BW
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well said bookworm, couldn't agree more...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thirded here :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • I agree with Bookworm, I've been so impressed with people being friendly and helpful on here.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • nattypants
    nattypants Posts: 2,577 Forumite
    I am just grateful that I didn't read the drink posts whilst in the midst of my hangover;)

    Tilly, in no time at all you will have the freedom to do whatever the hell you want to with your money, whilst secretly feeling very smug in the company of friends (not colleagues as you will have taken early retirement:D), who have not been financially astute.

    Also, you will be able to do the following laugh;
    MWHAHAHAHAHA

    NPX
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.