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Countdown to Freedom
Comments
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Good news on the mortgage Tilly, hugs for the rest xxWeight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.001 -
That sounds like a very nice meal plan! Always nice to get little jobs like mending done. I have a pile of school trousers awaiting name tapes, which I never seem to get round to doing.
Thinking of you.
CA
xNovember 2007 £570k 25 years - MF March 2033
September 2012 £405k 20 years - MF January 2032.
January 2015 £301k 16 years - MF January 2030
January 2020 £231k 10 years - MF January 2030
Mortgage Free Goal: In progress!
June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)1 -
cotswoldaccountant wrote: »That sounds like a very nice meal plan! Always nice to get little jobs like mending done. I have a pile of school trousers awaiting name tapes, which I never seem to get round to doing.
Thinking of you.
CA
x
Give up and throw them away, they probably won't fit you anymore
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Tilly, hope all is well at hospital.
GG xA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
Hugs Tilly hope things get better for you soon.
Enjoy the cinema hopefully it will take your mind off things.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
Hope you are doing OK TIlly Well done for mending. I almost threw 4 or 5 tops out that needed mending and had sat in my wardrobe for over a year. I mended them and a couple of them have become new favourites again so well worth it
Well done for selling the item to your friend!1 -
Do your friends know they're buying you're unwanted items to help you pay off your mortgage?!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.1
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Hiya MRN, I keep my MF dreams to myself, so I have to be honest and say they don't know. I have one expensive thing left to go and then it's back to eb@y :T
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Good evening
I have a 6400 mortgage with a 20 year term,19 remaining.
I am on a 5 year fixed rate , monthly payments 400. I have overpaid 250 each month since the start .
According to the over payment calculator on here , if I continue to over pay, my mortgage will be paid off in approximately 10 years, half the term.
Is it that simple? I am allowed to over pay up to 500 each month.
Do I need to contact my mortgage provider for any reason regarding early payment.
First mortgage and very Green about the whole thing....
Many thanks1 -
Hi Assistant, you've done brilliantly to Op so much each month. Providing you don't exceed the maximum OP your provider allows, then I can't see any problem. You may want to start a diary to help you with your journey. People are really helpful and give excellent advice.
Good luck, Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Hi Tilly
Many thanks for the reply.
I am new to the MFW Forum. So any advice you can share will be great.
Its all so new to me. I will hopefully be able to continue with the over payments.
I must admit, I am totally confused as to what happens when the fixed rate ends in 2016?1
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