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Countdown to Freedom
Comments
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Thanks so much for dropping in to 'rescue' me. I really needed a lift. I did just have a huge hug from Mr T who poured me a glass of wine as well :T
I know I have an ability to juggle but today was a step and a half too far.
As you say, tomorrow is another day - off for an early night x x x x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
:kisses: I wanted a hug one but thought this was funny & cute lol
Sending you some hugs Tilly.
Tomorrow is a new day x1 -
Hope tomorrow is a better day x1
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Nil desperandum Tilly.
"There is hardly nothing more beautiful or valuable to humanity than the God instilled inbred passion that inhabits the very depths of who we are. That passion is a dream.
Your dream can either take you to heights you never could imagine or you can choose to let it die and be buried in the complacent tomb of fear, marked by the cold stone of the ordinary. The cold stone of the ordinary has no unique shape or embelishments, mass fields of missed opportunities are lined with their identical markers with no future identity.
How can you prevent the death of your dream? Don't Ever Give Up !!!!!! Therein lies the evidence, the secret, the truth behind every human being that has ever marked their legacy. The story of every mighty warrior, president, king, inventor or any person who has made a impact in their lifetime. Their story, their message, their advice or their unending legacy is summed up with these simple, yet profound words- Never Give Up!"
And if all else fails, remember the Glaswegian warcry of "If at first you don't succeed, aff wi' the bunnet, and in with the heed"
. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
You doing it, because you are lovin' it, obviously:-)Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500
From March 2012: Mortgage OP: £160 pcm (saving 29k):D
Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal1 -
Sorry to hear you have had such a bad day. I had one last week too, and it does make you think - is it really worth it? But a good night's sleep (and a glass of wine) really does help - I was back planning my next OP by the next morning, having been quite ready to throw in the towel the previous evening!
CANovember 2007 £570k 25 years - MF March 2033
September 2012 £405k 20 years - MF January 2032.
January 2015 £301k 16 years - MF January 2030
January 2020 £231k 10 years - MF January 2030
Mortgage Free Goal: In progress!
June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)1 -
Here's a dodgy hug from me :grouphug:Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20361 -
Morning, slept averagely but at least it is a new day. I feel quite embarrassed to tell you that I did an account tidy up of 1p :eek::T:eek: may I should start tidying the £s not just the pennies :rotfl:
Dinner already made for this evening, so nothing to do apart from heat it up.
In the office all day so hopefully it will be an improvement on yesterday.
Thank you to all who popped in - I do need to stick with it. I have 3.5 years to go and the endowment policy I have, will close the gap, if required.
Have a great day, Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Hell yes stick with it, just over 3 years against all of those mortgage-free years ahead of you. What could be sweeter:kisses3:
And remember, look after the pennies and the pounds will take care of themselves:D XFebruary13 - £74990 (or thereabouts)
MND - Let's go for 2020 'cos it's got a nice ring to it:D
C'mon nattypants:cool:1 -
Morning Tilly,
Hope you have a brighter day today.MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.1
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