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  • Hi all, duck legs are cooking at the moment and smell gorgeous. I have to pop out later to buy chinese pancakes to go with them. I am hoping the rain keeps away as it has poured about half an hour ago, I don't fancy pushing the trolley whilst getting soaked.

    My cats are both snuggled up together. I think the jabs have knocked them out. No more financial updates as I have completed all the tasks for the week now.

    Have a good evening all.

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Hi all, duck legs are cooking at the moment and smell gorgeous. I have to pop out later to buy chinese pancakes to go with them. I am hoping the rain keeps away as it has poured about half an hour ago, I don't fancy pushing the trolley whilst getting soaked.

    My cats are both snuggled up together. I think the jabs have knocked them out. No more financial updates as I have completed all the tasks for the week now.

    Have a good evening all.

    Tilly

    Hey Tilly!

    What time is tea served at your house? It sounds yummy...:D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Hi Froggy, I will have to check that with my DH the chef..... Seriously though it smells fab and I could just do with a snackette.

    Tomorrow evening it is steak, Toulouse sausages and salad with home made potato wedges. Can't wait

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi Tilly, I thought I'd pop and and say I have read through you diary and have really enjoyed it, and am looking forward to reading what else you get up to. I'll be keeping an eye on this and the over 100K mortgage club thread to find out the point your mortgage flies by mine.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Thanks Peonie, I really appreciate your kind words. I am not sure that what I am saying is particularly interesting, as it is just me talking through my thoughts, plans and worries etc but it really is a huge help.

    I will keep an eye out for you too and look forward to keeping track of your progress. :beer:

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Hi Froggy, I will have to check that with my DH the chef..... Seriously though it smells fab and I could just do with a snackette.

    Tomorrow evening it is steak, Toulouse sausages and salad with home made potato wedges. Can't wait

    Tilly x x

    At this rate, I might be making my way down south for tea tomorrow night!! :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Hi Froggy, you would be very welcome. I love entertaining and can think of nothing better, than good food, good wine and friends to enjoy it with.

    Best wishes, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hi Tilly,

    I think the "tight" v "frugal" thing is a difficult line for folk to understand. I don't mind the misconception in general terms as friends and family know we're anything but tight and the opinions of anyone else (most who think we've been living on bread and water (and tesco value bread and water at that)) to have paid off the mortgage don't really matter.

    Our most recent dinner at a friends house was a decent example. We took round a box of quality street (reduced to £4 from £10 on offer at Tesco), a case of Corona (reduced from £14 to £9 on offer at Tesco) and a bottle of wine (half price from £8 to £3.99 on offer at Tesco) enabling us to be smart on the money side but not at all tight about it.

    For what it's worth, I think you're doing great. The only slight better way to do things is to have pets that other folk pay for. Our cat comes to visit for a few hours every day, gets some food, has a wee sleep, comes to get clapped and then fires off home (doubtless for more of the same). No vet bills, no smelly cat food (I hope the neighbours don't mind the cat eating chicken, smoked sausage, cheese and, the most recent favourite, smoked ham) and no droppings of any kind to worry about - it even eats the spiders for Moyra!

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Was just thinking about what's been said about 5 years being a long time. When I was contemplating doing an OU degree I was worried about it taking 6 years. Someone said to me '6 years IS a long time but it's going to pass anyway. You might as well have something to show for it'. They were right - it WAS a long time, it did pass and it was great having something to show for it :j, so my MF version of that is:

    5 years is a long time but it's going to pass anyway. You may as well have NOTHING to show for it ;).

    BTW, where is your place overseas?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Morning GG, sounds very familiar. My DH did a degree with the OU and we had exactly the same conversation. Looking back it seemed to go quickly but at the time it was a hard slog. Our youngest was only 6 months old and I remember waking up to feed him and DH hadn't even come to bed as he was still studying.

    Our place is in the far west of Portugal. Middle of nowhere and beautiful. We were fortunate that we bought before the prices went completely mad which has also protected us from the price falls as well. No intention of selling though. As the kids disappear to uni we can go outside of school hols and since we both work from home at times, we can benefit from cheap flights etc, work a little then take a vacation. Perfect.

    Have a good MFW day. I can hear my DH scraping the ice off the car - blinking freezing.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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