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Countdown to Freedom

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Comments

  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're not using Tilly as an excuse or living in a midden, are you...?

    Me.....??:whistle::whistle:

    Let's just say that it's a good job OH isn't here most of the week to complain.....:o:p (in all seriousness, am looking forward to catching up on some housework - it's that bad! :eek::D)
    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ha!! I stopped (sorry Tilly :)) RL intervened...but will be returning to the world of a pre MF Tilly :D

    Hope everyone is good and enjoying some decidedly decent weather :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Guys, I'm new to this... been a MSE subscriber for a while, but never engaged into forums.

    I'm in my mid 20s, living on my own in a nice 2 bedroom house (purchased 04/17), got a decent job -
    Accountant. But I'm not having much luck with savings, maybe due to my debts that I've accumulated
    in late teens, early 20s ... ;(

    I know, there probably have been numerous posts on ways to raise extra cash, detailed plans on savings, etc. But, I'm going to be very cheeky and ask for help!

    I've been trying the following:
    - Switching current accounts to get intro cash/vouchers - 1st Direct to M&S
    - Taken M&S credit card out to earn extra points
    - Also, taken Nectar card out, as they will award 30 000 points if you spend £2k in first 3 months
    - Signed up to SwagBucks
    - Installed MediaCell+ app (£10 voucher + £10 for every months you send the data in)
    - Might sound a little bit strange, but every night after the gym I go to M&S and buy reduced items for supper and the next day. Try not to buy anything full price nowadays.

    I would greatly appreciate help in becoming MF :D

    Thanks guys!
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Roman, this is Tilly's personal diary
    Please can I suggest you start your own thread rather than try to get replies here which is Tilly's space for her updates
    When you start a new thread I'd suggest you add a SOA as it will be the first thing people ask for as they can not advise without having some idea of the figures & as you say you have debts I'd suggest you start in the debt free forum.
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Thanks Trix-A-Belle :)

    Roman, I'd definitely support Trix-A-Belle's advice and start a diary. I promise you there will be loads of advice and support.

    There's good movement between DFW and MFW and lots of similarities.

    Don't forget to Tilly Tidy your pennies ;)

    Good luck Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yay, gotta love a Tilly Tidy or three :)

    Hope the Tilly family is doing well.

    Love

    Brizzle xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • thanks Tilly :))
  • Emmala
    Emmala Posts: 429 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Back here after a long time away from MSE (new name though) and I've got back in the right mindset by reading your diary again from scratch. I'd like to say thank you again for the inspiration Tilly, I've loved re-reading your journey to mortgage freedom, hearing about the mini-Tillies, Mr T's job hunting.....I've pinched some recipe ideas, found a couple of blogs to read and am re-enthused to get back into MSE. I hope the Tilly clan are well, and thank you to Tilly and the MSE chums for making all 510 pages so interesting to read!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope alls going well Tilly and you're enjoying your first summer in your new place :)

    Did another TT today....am keeping on plugging away :) x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Morning, interesting discussions on the lovely Brizzle's diary :)

    The sun is finally shining and what a difference it makes.

    I haven't posted much as it has been quite a harrowing few weeks. I've had a hospital stay for a possible stroke - wasn't at all but really scared me. Mr T definitely wants to move jobs to set himself up to do contracting when he retires early. He is 50 next year.

    More to add but my tea is going cold,
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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