Countdown to Freedom

Tilly_MFW_in_6_YRS

Afternoon, lovely weekend with Mr & Mrs MWC and I have a new favourite drink - rhubarb gin with pink peppercorns, pink grapefruit and tonic

Good result on eb@y and items packed and posted this morning. Another 8 items listed last night.

Change paid into bank on Saturday £19.59 - this is going towards the patio extension.

Mr T has had his bonus and salary information in - not great but better than nothing.

All our financial stuff has been done this morning 😀

All big spending is now done.

Hurray.

Best wishes Tilly

Secret_Saving_Squirrel

Hello,

It is always great when you finish a project, add up what it cost and draw a line under it. Until the next time.....
:j

greent

Rhubarb gin is gorgeous
x

Tilly_MFW_in_6_YRS

Morning, rain again. Mr T and I are off for a couple of weeks in the sun late June. Last minute decision and although using Portugal as a base we are off to visit chums in Spain and Gibraltar. Looking forward to sun rather than rain.

I've worked on the renovation costings and we are pretty much set with the savings. As we have either been trying to clear a mahoosive mortgage or save for the renovation, it's odd to find ourselves in the position of money available to spend. As an example of how much we have changed since 2010, a year before I started my diary - we have treated ourselves. I have bought 3 books via Amazon - two at 1p plus £2.80 postage (each) and one at £9.99 with free postage. Mr T has bought an audio receiver - 50% off and the old one is already on eb@y.

We are both delighted with our purchases and now it's back to saving without a goal.

Happy and peaceful days - thank you :money:

Tilly

Fortune_Smiles

Sounds fabulous Tilly. Well done - all the hard work is paying off.

Fortune x

Tilly_MFW_in_6_YRS

Very proud of D'S.

He has now got a FD bank account, 5% REGULAR saver putting maximum in each month, plus 5 savings accounts for clothing, gifts, car, holidays and general,

Really proud of him, Now he is 18 the next task is his stocks and shares is a, then he's all done,



Tilly x

brizzledfw

Brilliant. Well done DS with the saving. And so glad you're getting some holidays too.

DD1 came in yesterday with £35 towards her ISA. When it reaches £100 we can pay into her S&S ISA (one of her funds has increased by 61%..amazing. She has chosen them all - all ethical/health/technology..think you choose these things from your world perspective). She is doing what you arranged with DD1 a few years ago..paying herself £20 a week and then her pocket money and any extra money from her job and any babysitting goes into the ISA. Another top tip from re-reading the Tilly diary

edinburgher

FD are eejits - Tilly's 18 year old DS can open a current account, but I can't open one as a 30+ homeowner! :rotfl:

Tilly_MFW_in_6_YRS

That's great Brizzle- really does teach them to save first and then spend.

DD is delighted with her savings and it's a big help towards buying their first joint house. Happy days.

Tilly x

Tilly_MFW_in_6_YRS

edinburgher wrote: »

FD are eejits - Tilly's 18 year old DS can open a current account, but I can't open one as a 30+ homeowner! :rotfl:

That's interesting as I thought perhaps the joining criteria had changed. I did an introduction for him and he receives £100. We then get £50 and I'll transfer that to him too. I wonder whether being introduced helped?

The FD lady on the phone yesterday was surprised that a young lad was getting so organised. She asked him what he was saving for and he said to buy a house.

As an adult joining FD, I never questioned how you are treated as I expected good service but DS was delighted to be treated as a fully fledged adult As an observer though, the amount of correspondence they send for an online account is HUGE.

Best wishes Tilly