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Countdown to Freedom

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Comments

  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    A book eh?

    Tilly Tidies need a chapter all for themselves!!

    Tx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Great to have you back Mrs T!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Morning

    Received confirmation today that island units arrive 3rd May, island will be put together 8th and work surface fitted 10th May. Just a few weeks to go and everything will be finished - inside anyway. It will have taken 3 months but that is allowing for lead times for both trades people and products.

    On holiday as of this evening and still a load of jobs to do. I think I cuppa will help focus my brain ;)

    Tilly xx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    3 months is a pretty fantastic timescale for achieving the inside to be how you want :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • So glad that everything is falling into place. It is great when a long term plan comes together.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Exciting :j

    Enjoy your Easter xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi Tilly - just caught up!

    Congratulations on your new home! How exciting and nice to have a mini-move before Portugal :)

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Hello Tilly, just spent time going back a couple of years to catch up. So pleased everything has gone your way, with the ups and the downs. All part of life's rich tapestry.

    I wish you health and happiness with Phase 2 of your life.

    Tx
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • Afternoon, blinking windy in our neck of the woods but it's been sunny and dry which has been a blessing.

    Lovely time away with MFW chums. Port and gin make for relaxed evenings 😉

    Quick update on progress. Shed delivered and built on Friday. Loads of storage space and everything has been checked to make sure it sparks joy. Hooks, shelving and flooring are done inside and everything now has a home.

    I have 5 things to list on the bay of e. I'll do the text tomorrow with pics but not upload until next Saturday. If they don't sell I'll put on FB. That will result in nothing remaining in the garage which isn't useful/needed.

    Tomorrow morning is car cleaning. DS and I are going to valet my car inside and out. All cleaning products are readily accessible now the garage is sorted. Once it's polished I'm hoping it will be easier to clean - maybe I'm imagining that.

    I collected mum this morning and brought her over for lunch. It was lovely to see her laughing with the children and Mr T. She finds it hard to see and hear but came out with a corker at lunchtime which had us all in hysterics.

    Busy week ahead but from next weekend we will have time to stop and think. Final job is the island and that's on schedule. I'll have a bit of moving things about - garage to utility, utility to island - then the inside is done 😀

    Mr T has taken photos of the garden and is putting the garden design together. We will start the work later this year. We want a few weeks just to be - then we can start digging :T

    I've quite a bit of finance stuff to catch up on but will start the week after next.

    Just remembered that I need to buy a soft broom for outside - will put this on my to do list for tomorrow.

    Hope everyone is enjoying the BH.

    Best wishes Tilly xx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Pleased you had a good time with your mum - it is precious, isn't it. Has the move taken you nearer to her?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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