Pinot's Potty debt free journey!!!

grannyx2

Looks like maybe we should move this party to tomorrow night instead as the dear Mrs PG was missing again and a party without her, is like a beach without any sea x

Piquant_2

grannyx2 wrote: »

Looks like maybe we should move this party to tomorrow night instead as the dear Mrs PG was missing again and a party without her, is like a beach without any sea x

Sounds like a good idea. I couldn't get to the party as the transport [internet] was missing

The lists are awesome :eek: I only have three things on my list today and feel faint

brizzledfw

Good idea Piq..I crashed into bed around 10....I feel OLD:eek: and very tired...is it the weather or just 4 nights in a row getting up at 5am????

Have a good weekend folks

poohbear59

grannyx2 wrote: »

Looks like maybe we should move this party to tomorrow night instead as the dear Mrs PG was missing again and a party without her, is like a beach without any sea x

You never know, I might be able to make it this time.

PinotGrigio41

Whata party pooper I was last night !!

Finally made it home at 10pm, by the time everyone was fed and watered, (they had eaten once, but needed more food by 10pm), then DD2's friend home,it was pretty late by the time I finally made it to the party, and I think everyone else had gone to bed, and I cant say I blame you !

Mrs B - 5am starts arent good, we have been on those this week and I look like the walking dead !

Piq - My lists have been pretty awesome this week, I may even make another one today.

Mr B - Of Course my guests enjoy the delights of Pastry Brush Pie - why wouldnt they ?!!! :eek: :rotfl:

Granny - The longer it takes for this party to happen the longer you ahve to recover and practice your Lady Gaga Song ! Cant wait for that one !!

I will try and make it tonight, but having just got rid of all of the house guests,we are now getting ready to go into London for some coursework / portfolio ideas for DD1. Mr PG is here today so we are making it a family afternoon out. Its pretty chilly though and I am in desperate need of cosy jumpers, so not sure how long we will last ! The sun is shining though....its a beautiful day ! x

NewLeaf_2

Granny will you wear a costume for us as well?

Ok Ms PG what's on the list for today?

PinotGrigio41

NewLeaf wrote: »

Granny will you wear a costume for us as well?

Ok Ms PG what's on the list for today?

Of course she will, I bet she has her needle and cotton out right now making something exceptional to wear ! How will we all compete ?!

The List goes like this :-

[STRIKE][STRIKE]Make Beds [/STRIKE]- Check
Unload Dishwasher and re load [/STRIKE]- Check
[STRIKE]Give girls and Mr PG kick up the posterior to get them out of the door sometime today !! [/STRIKE]
[STRIKE]Washing[/STRIKE] and Ironing - Bleurgh - 2 loads done.
[STRIKE]Buy Cat Food[/STRIKE]
[STRIKE]Go to London and have a lovely relaxing afternoon whilst not spending any money ! [/STRIKE] Spent £13 on food and drink
[STRIKE]Go to trendy Camera Shop in London with DD1 and still not spend any money ! [/STRIKE]:D Could have bought her everything in the shop, but I didnt ! Got lots of birthday ideas though .
[STRIKE]Invoice last week works [/STRIKE]- Check
[STRIKE]Transfer borrowed VAT money back to VAT account and panic that we are short :eek:[/STRIKE]
Figure out how to pay this months mortgage :eek:
[STRIKE]Package Onesies back up , they sent more out yesterday at no extra charge so I need to get faulty ones back[/STRIKE]
Get items ready for Ebay this evening - Currently in a pile waiting to be photographed.
[STRIKE]Watch with interest todays listings finishing this afternoon. Not the best day for listing to end. Bids at £10 currently.[/STRIKE] - Ended, two items sold for £30 plus postage andpacking. Nothing else listed so thats tomorrows job
Organise backing tracks for girls, both singing Thursday night at the pub Mr PG should be able to come this time. Yey !

And that will do for today I think. I have been getting so much done since the lists were revived .

I drop back in later hopefully and see you all on your diaries if I have time to do the rounds.

If not have a lovely day x

Skint - Hows that snow ??!!

PinotGrigio41

Morning,

Not been around for a couple of days, everything has been really busy.

Lots of things have been buzzing around my head. Feel free to skip this post, I am typing my ramblings as I think.

Work is going pretty well, we have a few additional days on top of the Contract, which are at weekends. Although I would love Mr PG to be here at the weekends, as we are playing Catch Up after the last few months, its only sensible to take what we can. The money we earnt in November has had to get us through Dec / Jan and Feb incl Christmas. Although we still had money coming in in Dec and Jan with a £2000 mortgage payment and not much work it was a killer. We have scraped by, but February is looking very tough as we wont see any money from this latest lot of work until March at least.

I still have bills to pay, although I have settled my Personal Tax which had been hanging around, only £300 so not thousands but it was still there chasing me !

I need to settle the Accountants bill, that will have to wait until some reasonable money comes in rather than an odd £100 pound here and there that we are seeing at the moment. The Corporation Tax needs to be paid off and money saved for the next one due in October, they have made it plain that they really wont take kindly to us not paying that on time again. There is no way we can pay off this boill and save enough for what we will probably need in October but I will try and gather together as much as we possibly can.

Our Year end is in a couple of days, I need to get the books together for the Accoutnant to work on, then she can tell us what Tax Bill we will be hit with in October :eek: . It feels never ending, a constant battle............. in one hand and out of the other .

I have been pondering the mortgage payment for January. I was hoping to pay half of it and then play catch up again when the larger amounts of money filter through, but looking at the figures thats not an option. We had to put four new tyres on my car, they cost £395 :eek:. There is £400 left in the business, nothing in either personal accounts. Nothing due until the beginning Feb but thats only £400. Nothing else is due until mid / end Feb. If I even pay £500 of the mortgage it will leave things really tight and we need to ensure Mr PG can get to work and he is spending alot of fuel travelling two to three hours each way to work. The business loan is also due early Feb before more payments come in , I need to pay that so I think the mortgage will have to wait.

I will give them a call today and explain and hope that they are ok. I will then spend a few months playing catch up with them as well ! Think it will be a playing catch up kind of year ! It could become my new favourite came, sure beats Downfall !

On a positive note, I looked at my signature, I have nearly paid off £21,000. I am so pleased ! After next months payments that figure should be reached. I cant wait to get to £25,000 thats my new target

So these are my Tuesday morning ponderings.I may be back later with more ! x

NewLeaf_2

1. paying off £21,000 is amazing
2. think of it as a "rebuilding year"

You keep so many balls in the air you really are an inspiration

PinotGrigio41

Crazy mad woman rocking backwards and forwards in a corner dribbling springs to mind !

But thankyou NL, I will wear the badge proudly !!

Our DFD when I first started looking at the DMP in Dec 2011 was 31 years away ! :eek: That was going down the route CCCs wanted us to take. As many of you know we didnt, we sort of went our own way.

I have no idea what the date is now, I figure its best to keep plodding and not to know at the moment.