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Pinot's Potty debt free journey!!!
Comments
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PinotGrigio41 wrote: »Yep Mortgage insurance is definitely a priority. We had to cancel ours at one point as due to the nature of our work it was fortunes and we just couldnt afford to pay it. I was terrified something would happen the whole time.
Thankfully the Insurance prices came down and we have cover again, but it was a pretty scary time !
How exciting Fallen to be spending your first Christmas together. Will it be just the two of you or will you be visiting family ?
I dream of spending Christmas holed up in a log cabin with my favourite people somewhere snowy. Canada would be my destination of choice !
Where do you all dream of spending your perfect Christmas ?
We've been told not to make definite plans as if OH's Mam has a good check up from the cancer clinic she wants to go abroad for Christmas and I know all to well if it snows at my parents there's no way our little car would make it in and out of their estate. We'll decide closer to the time I think which is why I want our place to be nice and christmassy just in case. I could make a Sunday dinner and just use a turkey joint instead of a Chicken one
Hoping I'll sleep better tonight, finally done something I was putting off at work, although we have auditors in on Monday so I think I'll be hiding away in a lab at the far end of the site away from them haha.
Week 4 run 3 this evening for me on my from couch to 5k 31.5 minutes of exercise with 16 minutes of it running. Looking forward to it, it went well on Wednesday :THSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Well done on the run Wiccan..thats a good effort. Reminds me I should go out this weekend....
Taking it easy today. Pretty exhausted after lots of work and stress this week. More next :-(
I do like the lists Mrs PG...I think I need to go back to them tooMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
For a day with no plans today was very busy. We went to see OH's parents, it was his Mam's birthday yesterday and they'd been on holiday was lovely to see them. We ended up there for over 4 hours!
I managed to get the boy to help me do some housework so yay! I even washed the laminate floor what's up with me lately?! I was cleaning the labs at work all week too.HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Oh and Mrs PG...I am probably getting my dream Christmas...with OH and our gorgeous DDs in Auckland..and a trip on an Americas Cup boat around tea time. Then the next 3 and a bit weeks around NZ and Aus.
Not sure what we will eat on the big day but I certainly won't be making it!!;):)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
PinotGrigio41 wrote: »Yep Mortgage insurance is definitely a priority. We had to cancel ours at one point as due to the nature of our work it was fortunes and we just couldnt afford to pay it. I was terrified something would happen the whole time.
Thankfully the Insurance prices came down and we have cover again, but it was a pretty scary time !
How exciting Fallen to be spending your first Christmas together. Will it be just the two of you or will you be visiting family ?
I dream of spending Christmas holed up in a log cabin with my favourite people somewhere snowy. Canada would be my destination of choice !
Where do you all dream of spending your perfect Christmas ?
Your Xmas sounds good. I've never been to Canada but it is somewhere I fancy.
Being locked in the Hotel Chocolat Xmas brochure would do me for this year
HHx0 -
wow I love all the xmas plans hereMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi there..Mrs PG..can you clear your message box pls???
(thanks hun!)
Hope alls good xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sorry All I have been MIA. Whre are the days going ?
Just quickly caught up with your Xmas Plans and / or Dreams, but currently knee deep in wood and paint helping DD2 make a Roman Shield ! :eek: Its got to be in tomorrow and the paint isnt dryign quickly enough for my liking as it needs another coat !
We have now decided to shut the shield in the downstairs loo, pump up the heating ( not very MSE I know
) in an effort to make the paint dry quicker so that we may actually make it to bed tonight !
I will be back !!!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
brizzledfw wrote: »Hi there..Mrs PG..can you clear your message box pls???
(thanks hun!)
Hope alls good x
Oops sorry , just seen this ! Its clear now x LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Pinot, I am hoping for another white Christmas here this year but wouold love a trip to Canada for Christmas. Mr P isn't well and we have been looking at booking a week in Malta or somewhere else sunny in the next few weeks. Don't have the cash but DS3 will lend us some. Mr P suffers from SAD and the last few weeks have been particularly bad for him.
I hope the shield dried in time for today business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0
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