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Pinot's Potty debt free journey!!!

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Comments

  • Just updated Signature. I thought I would hit the Magic £20K today but we are £56.00 short ! :(

    So near yet so far ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    £56 will come quickly xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Just updated Signature. I thought I would hit the Magic £20K today but we are £56.00 short ! :(

    So near yet so far ! x


    it's not so far at all :) You'll get there just fine x

    I'm sorry you didn't get much sleep last night, it's awful when that happens. I normally just toss and turn but I've started think I should maybe take a notepad to bed and jot all the things down and then think them over when I wake properly. Either that or my knitting :rotfl:
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • Congrats on your 20% and here's to the £20k very soon :beer::beer::beer:
  • You are doing so well. I know it is somewhat creative accounting, but do remember you have already got a nice sum waiting for the next tax bill. So, in a way, you are already over the £20,000!

    I'm usually a lurker, but you might like to look out for an "O'Tom tick remover". I bought mine from the vet (for £5, I think) and it is really easy to use and saves extra trips to the vet. It is a sort of short handled plastic thing which you slide in by the tick, lift slightly and then turn. The tick releases its hold and you can then kill it (I like to hit it hard with a hammer!).

    I hope you manage to get a better snooze tonight.

    RPP
  • Thankyou everyone. Will you celebrate with me when we reach the 20k mark ? :beer::D

    Lovely to see you again Caz and hellloooo to Rosie Pud . Loving the name. Lurk no longer please. The more the merrier.

    I will ask the vet about the tick remover thankyou. Mr PG usually removes them but this was huge and in a funny place and he was worried it would hurt him. We took him to a new vet and they were removed for free. He had 16 in all :eek:

    The outlaws are an hour late :mad:

    I want my dinner which is festering nicely in the oven !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Piq, that is perfect, now I know whats happening with youand the guilt as disappeared !

    Anything to help :D
    colin and his diet made me giggle ! If he hung out with "The Cat That Shall Not be Named" he would definiately lose weight, as our horror eats everything in sight and is disgutingly greedy and has the most awful table manners. He would gobble all of the food diet or not and leave poor colin decididly hungrier and skinnier ! [QUOTE/]

    Worth a try....actually colin would be too busy cowering under the bed. "The Cat That Shall Not be Named" would, doubtless, scare him, not very brave our colin...
    Great news re the Gardening, actually I have a thought with that one, I shall PM you in the week. we used to run a Gardening Firm alongside the Current Business. So much work it was crazy.
    What a nightmare for you re the other money though, I'm sorry. It makes things difficult doesnt it ?
    Yes please any ideas would help.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Lois49
    Lois49 Posts: 43 Forumite
    Just wanted to say well done so far. Keep it up. You are doing all this and still being a great mum. Good for you.
    Current debt: barcc £2986, HSBC cc £2307 now £0 Sant cc£3875 now £0 virgin cc £5492 now £0 tesco cc £1600 next £265 now £151, WFTC £545 now £195
    Consolidation Loan £10000:( now £9000
  • My turn to not sleep properly last night, brain was swimming with knitting thoughts. ah well
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • My turn to not sleep properly last night, brain was swimming with knitting thoughts. ah well
    :rotfl::rotfl: You do make me laugh !

    I hope you jotted them all down in your notebook and did eventually get some sleep !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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