📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pinot's Potty debt free journey!!!

1265266268270271454

Comments

  • Quick dash in PG. I've been absent for a while due to computer issues, which are slightly better although still frustratingly slow. :mad:

    Like others have said, don't worry about reading everyone's diaries. We're all in the same boat - not enough hours in the day.

    Hope Mr PG arrives home safely tomorrow and you enjoy your catch up with your sister. :D
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Morning

    20.35% - Brilliant!

    Sorry for being awol. Not had time to catch up but wanted to fly by and say hello.

    HHx
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Morning

    20.35% - Brilliant!

    Sorry for being awol. Not had time to catch up but wanted to fly by and say hello.

    HHx

    Well done you! That must make you feel better!

    I have decided to save you reading my diary to give you synopsis. You need feel guilty no longer :T

    • Colin is officially fat, the vet has put him on diet
    • colin is losing weight as he refuses to eat the diet food
    • I earned money gardening
    • I lost money as work c*cked up my pay
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant wrote: »
    Well done you! That must make you feel better!

    I have decided to save you reading my diary to give you synopsis. You need feel guilty no longer :T

    • Colin is officially fat, the vet has put him on diet
    • colin is losing weight as he refuses to eat the diet food
    • I earned money gardening
    • I lost money as work c*cked up my pay

    Piq, that is perfect, now I know whats happening with youand the guilt as disappeared !

    colin and his diet made me giggle ! If he hung out with "The Cat That Shall Not be Named" he would definiately lose weight, as our horror eats everything in sight and is disgutingly greedy and has the most awful table manners. He would gobble all of the food diet or not and leave poor colin decididly hungrier and skinnier !

    Great news re the Gardening, actually I have a thought with that one, I shall PM you in the week. we used to run a Gardening Firm alongside the Current Business. So much work it was crazy.

    What a nightmare for you re the other money though, I'm sorry. It makes things difficult doesnt it ?
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Hellooo,


    Well its a lovely sunny Sunday and I have been cleaning and ironing since 9am so far and it seems never ending. Infact it is never ending. I spent until half three yesterday doing the same. What a way to spend a weekend !

    Meal out with my sister was lovely. DD1 didnt go to the party she wasnt feeling well enough, but wanted me to still go out. I ahve never left her int he evening on her own before . So after cancelling , then rearrange after she nagged me, I went out for 2 hours to the closest pub I could find. I locked her int he house, made her stay upstairs, blew out all of the candles so the house didnt set alight and insisted she check in every 10 minutes !! She was fine and had a lovely time redecorating the wall of her room with photos, mementoes etc. I wasnt too keen on the idea at first but have to admit although its not finished it looks very creative and not messy at all which was my worry.

    I checked Mr P Experian thingy the other day and he has a CCJ listed against his name. We arent best pleased. It was for the Water Rates that I forgot to pay when I was poorly and he was aay and knew nothing about them.He then called them and they said if the bill was paid before the Court Date no further action was taken. It was, the money was transferred into their account that day, yet we still have a CCJ listed on our account. I have raised a complaint and we will wait and see the outcome.

    Mr PG has just landed, we are all going to see the new J2mes B0nd Film late this afternoon.

    Mrs B, HH, MRs Fluffy, so lovely to hear from you all.

    Hope everyone is well. Oh and Mrs B, DD1 has trouble with her neck, shoulders, back due to a Car Accident when she was only 6. Been ongoign since then. Its not nice for her :(

    Anyway, I am goingto make myself look presentable now as I am still in my PJs where I ahve been cleaning.

    Hope you have all had a lovely weekend x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Morning

    20.35% - Brilliant!

    Sorry for being awol. Not had time to catch up but wanted to fly by and say hello.

    HHx

    Ive been AWOL too, its fine !!

    How you doing ?

    20.35 Yey !! Thankyou !

    I think I may hit the magic £20,000 on Monday when the next Predator is paid as well ! :j
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • OMG ! Please feel free to read between the lines , make it all up, whatever you want really , as I have just discovered my appalling typing in todays posts ! :rotfl:

    I really cant be bothered to go back and correct it though ! :o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi I hope you enjoyed Skyfall..I thought it was good and up to past standards! Amazing how many showings there still are..it must be taking loads at the box office.

    Sorry to hear about DD1.. Grim. Hope it all improves soon. Glad Mr PG is back....fab news.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Hi I hope you enjoyed Skyfall..I thought it was good and up to past standards! Amazing how many showings there still are..it must be taking loads at the box office.

    Sorry to hear about DD1.. Grim. Hope it all improves soon. Glad Mr PG is back....fab news.

    It was great we all really enjoyed it and the cinema was packed out ! DD2 really made me laugh, her face was so animated all the way through it ! We were a bit naughty and nipped to Zizzi as well with a 25% off Voucher of course ! :o

    Lovely to have Mr PG back, only for 2 days then he is going again, but needs must as you know !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Morning All,

    Well I have woken more tired than when I went to bed ! I have been up most of the night with DD2, not because there is anything wrong with her, but beacuse she couldnt sleep . Her mind was buzzing. I heard her go to the toilet at 2.30, so went to see if she was ok. At 4am we were discussing the fact that she had missed the X Factor results, so at some god awful time I ended up Googling which acts were in the Showdown and who went home. I was hoping that once she knew the results she would sleep. She didnt ! She then wanted to discuss the fact that we had missed I'm a Celebrity and how we needed to watch it on iplayer this evening, and then she wanted a long chat about the Remembrance Service and about Movember, the Caner Charity raising money by growing a moustache in November. She has a little bracelet with a moustache on and was wondering if it would be ok to wear that to school to show her support as she cant grown a moustache, being a girl !! :rotfl: This conversation then developed into the fact it appears I have been unkowingly purchasing Poppies for most of class this last week and when she ran out of my money she had been buying them from her money box savings. I explained that its up to the other childrens parents to buy them poppies, but she said she wanted to give as much money as possible to such a deserving cause so thought she would be generous ! Very lovely of her of course, but has she seen our debts ?!! :eek: I finally managed to get her to switch off and sleep at 5.30am ! Yuk ! :eek:

    Anyway onwards and upwards, The Cat With No Name has a huuuuge great Tick right by his ear and three more tiny ones around it. So he is off to the vets gain this morning . :mad: He is such a monkey !

    The rest of the day goes like this - beds are all stripped and washing, drying, I am off to the Accoutants shortly for another meeting, hospital later on again and then the Outlaws are coming for tea .:eek:

    Mr PG is working from home today. The contract he has just come back from went really well, he is due back out to do more work on that next week and they are talking of extending it. He also had some interesting meetings whilst away re some other potential business, so we are keeping our fingers and toes crossed.

    Oh and DD2s Christmas Present arrived on Saturday, I forgot to mention it. Completely unpackaged, so the contents were clearly on display and she now knows what she has for Chrismtas as she opened the door to the delivery man and there was her present in all its glory ! :mad: Un- impressed wasnt the word, so I have lodged a complaint this morning. With Christmas fast approaching you would think they would have given this some consideration.

    Anyway thats my update for now.

    Have a good day xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.