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Pinot's Potty debt free journey!!!

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Comments

  • Wow well done with the payments.

    We all laugh at each other you know. Its mutual support/berating and mocking on here. x Thats what floats our boats!
    Trying to shift that debt!
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Yey, down in to the next 10,000, way to go PG. I make it 17.5% paid off, correct me if I'm wrong someone.

    welldone.gif

    Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow well done with the payments.

    We all laugh at each other you know. Its mutual support/berating and mocking on here. x Thats what floats our boats!

    Thankyou SBO !! Totally agree, thats what makes it fun to come on here actually and great that we are all able to laugh at each other despite whatever else is going on in our lives !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grannyx2 wrote: »
    Yey, down in to the next 10,000, way to go PG. I make it 17.5% paid off, correct me if I'm wrong someone.

    welldone.gif

    Gx2 x

    Fantastic !!Been the impatient person that I am, I want it to be 20% and I want it now !!!

    Now I need a smiley that stamps its foot in anger !!! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • oooh well done on the payments!! :D and only another £46.55 (i think) till you've paid off £17k :eek: wow well done you :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So quick update of my day other than the new signature.:D

    Been offered more work, but we had to turn it down as we were already committed to other clients, but the offer was nice !

    Wrapped 7 Ebay parcels, and written labels for another 4 but cant wrap them as I have run out of brown paper , so I will grab some at the post office when I go to post the others.Am annoyed as DD@ has two lovely Zara Playsuits from last summer that dont fit anymore that I want to put on ebay but for the life of me I dont know where I have put them ! Grrrr !!

    Halifax PPI info all photocopied and ready to send back for the 5th time to them !

    Letter received re Virgin MBNA card ,and as suspected they are going to pass the Account on, the paragraph at the bottom suggests we contact them with a reasonable offer if we are able, which was the plan anyway but we havent had a chance to do it. That phone call is Mr Pinots dept as the card is in his name, although I may just pop something in writing with a silly offer, but need to research the correct wording etc first ,so that if by some miracle they do accept they cant come after me at a later date for the rest !!;)

    M&S money have written lovely letter advising me they are looking into my Credit Card Late Payment claim and will be back in touch within 20 days !


    Thats all for now xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • oh and btw, the image of Mr P in the mankini is just too funny. Why did you not get a picture hahaha :p i thought the suit & briefcase was funny enough...:p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh and btw, the image of Mr P in the mankini is just too funny. Why did you not get a picture hahaha :p i thought the suit & briefcase was funny enough...:p

    I dont think the camera could have coped !!!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Gosh PG as usual your productivity and output of task sorting boggles my mind.

    Love the car park story.
    Have the kids broken for school and now that is why they can have H&M visits x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    Gosh PG as usual your productivity and output of task sorting boggles my mind.

    Love the car park story.
    Have the kids broken for school and now that is why they can have H&M visits x

    No they finish on Friday ! Hoorah !!!

    I took my mum to the shops for a change of scenery yesterday and I dragged her in H&M and we saw the jeans for the girls which we thought they would like and she spoilt them !! Lucky Girls !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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