Pinot's Potty debt free journey!!!

Skint_but_Optimistic

British summertime!

NewLeaf_2

we have had mad wind down here as well!

Hopelessly_Hopeful

Apologies from me in advance for the rant......

Bad news from me too. BC who took the Egg card over have reapplied interest at 12.9%. This means monthly out of my total DMP payment I am paying £236 just in interest !!!!!!!!!!!!!!!!!!!!!!!

HHx

PinotGrigio41

Hopelessly_Hopeful wrote: »

Apologies from me in advance for the rant......

Bad news from me too. BC who took the Egg card over have reapplied interest at 12.9%. This means monthly out of my total DMP payment I am paying £236 just in interest !!!!!!!!!!!!!!!!!!!!!!!

HHx

No need to apologise HH you know that .

I'm so sorry and angry to hear about BC . You are obviously going to fight them in your own inimtable way I'm sure. Have they given you a reason for this ? Is it similar to the M&S situation ? £236 is ridiculous if that could be going towards clearing the debt.:mad: Canthe FOS get involved here, I know that you know far more about all of this than I do ?

No need to answer my questions on here you know that, I'm just thinking out loud. xx

Piquant_2

Your diary's grown by another page! It takes ages to catch up!

Sounds like you need to be careful with your choice of buckets, not worth all getting ill. Glad everything's resolved with DD a life is back on an even keel.

I'm feeling a lot of sympathy for you as my back is aching, too much lifting and carrying, however, my aches and pains are only short term.

debtfreewannabe321

Just catching up on your diary pinot and i can't remember what i was going to say so i will leave it at 'hello' and 'goodbye/night' :rotfl::rotfl:

PinotGrigio41

Piquant wrote: »

Your diary's grown by another page! It takes ages to catch up!

Sounds like you need to be careful with your choice of buckets, not worth all getting ill. Glad everything's resolved with DD a life is back on an even keel.

I'm feeling a lot of sympathy for you as my back is aching, too much lifting and carrying, however, my aches and pains are only short term.

Oops sorry !! Must stop all this talking !! At what point are you supposed to start Part 2 of your diary do you think ? I have noticed lots of people have done it ? Is it when people are bored by you so you start a shiny new one to get interest of when youget to 100 pages :eek: which I think I ahve done ? Can you imagine how many blinking diaries I will have by the time I finally get to the bottom of this debt mountain ! :rotfl:Then I will be starting on the mortgage ! God help me !

Flicked through a magazine and spotted the exact sort of bucket that DD2 is after ( by tomorrow) and they were cooking onit ! It was £25 though, £2.50 was more what I had in mind !

Sorry to hear all aboutyour back Piq, I did pop over to your diary quickly last ngiht, guessing shovelling all that sh*te at the yard hasnt exactly helped you. Try and take it easy for a few days xxx

PinotGrigio41

debtfreewannabe321 wrote: »

Just catching up on your diary pinot and i can't remember what i was going to say so i will leave it at 'hello' and 'goodbye/night' :rotfl::rotfl:

Happens to me all the time !!! Your diary has been sounding so upbeat and jolly recently DFW, been lovely to read ! Keep going !

PinotGrigio41

Yesterday turned into a strange old day, one of many I think at the moment. Started off full of the joys of Spring ( well summer ish) Got loads of work done, letters written, calls made , that sort of thing.

I have 20 items listed on ebay, all with watchers, some with bids. Nothing much moneywise, but all is better than nothing. I put apiece of Wedgwood China up for sale yesterday. I had a quick look to see if anyone was selling anything similar , which they werent so stuck it on for £3.99 on a 10 day listing. I got a bid immediately, so now I am worried I have gone in far too low, but having never listed china before I didnt have a clue. Any ebay experts out there reading that have Wedgwood Knowledge please give me a shout ! Made it to the Post Office with the sold items also, al lpackaged and sent to Germany. Despite my listing stating UK SHipping only , those winning the bids have all been from Germany. Rather than lose out ocmpltely I charged themall a £5 each for posting , gave them a good telling off. They all accepted so I made an extra £1 here and there after all !.

Wrote yet another letter to Fredrickson, who are once again asking me to arrange payment on a Direct Debit basis, I have once again written back explaining why its not feasible and attaching copies of al of the other letters sent to them explaining the same. The payments once again were made on time but they seem direct Debit obsessed. :mad:

Westcot are still very very quiet , so I will aim to give them a kick up the bum today if I get a chance.

Virgin MBNA card, I think is about to be passed on. £2800 owing on it, smallest creditor. I am thinking of making a really silly Full and Final offer to them using some of the PPI winnings and see what they come back with. I am still thinking on that one though.

Nothing else very exciting happening in the the Pinot Household at the moment. DD1 had a dance show last night, DD2 had her Leavers Party :eek:I couldnt manage to get them both where they needed to be and Mr Pinot wasnt around so a friend was good enough to run DD2 around for me, and I will return the favour next Friday for her when they have their 2nd Leavers Party ! Shes only 11, how many do they need ?!!

So today DD2 is at District Sports, they appear to be cramming so much into the end of term its getting a bit silly. Once more I cant get her there, but I will make it in time to watch her race then ferry her and the others home ready for a rehearsal for the school play until 8pm. The poor children are exhausted, and so I am now ! DD1 needs to be takent o her dance classes 5.30 until 7.30, so I need to do a bit more juggling there again ! Please make it stop although I suspect school hols will be jsut as crazy !

I have decided that the drugs concotions are now taking its toll on me, as I seem to want to fall asleep anywhere possible. Therefore I havent been driving too much, which Im not allowed to do since Friday anyway really, but I am also getting Cabin Fever and feeling bit fed up. Fell asleep at the desk yesterday afternoon, only for a split second. Then again lying on DD1s bed last night chatting to her after the dance show and was woken up when DD1 came home. The trouble is the pain is too bad if I dont take them so I am in catch 22 situation really but Iam feeling ridiculously tired and its getting on my nerves now !!

There we have it, those are the plans for my day today and all about my yesterday . Oh I was naughty yesterday as well and ordered Jamie Olivers new outdoor Cookbook for £5

Its looking a gorgeous day out there, off now to make packed lunches for the girls . Hope the sun stays shining for our weekend away Wont hold my breath though ! xx

hillside777

i think you have to start a new diary when you reach 5000 posts unless you want to start one sooner.