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Pinot's Potty debt free journey!!!

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Comments

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Hi Pinot,

    Wow - so much to catch up in just one day's absence!:eek:

    Sending you lots of love and hugs xx
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    hello lovely

    Just popping in to say noticed that RBS have compounded the misery by taking some DDs twice last night...you may just need to check if you still have accounts and DDs with them....

    They are in a state aren't they..but as I said to my bank yesterday..its got to the point where I am just sad as its affecting so many people and maybe there for the grace of god go many banks...could be another next time. First rule of IT though is always have a rollback position!

    Thanks for your post also..am coping OK I think. Just roll on the weekend!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good to see you MRs B,

    I have checked our account and we have been lucky enough that they dont appear to have taken anything twice ( well they would have struggled anyway tbh :rotfl:as there wasnt enough money in there) but they just have taken them it all and bounced them all right back from whence they came !!)

    Glad you are getting sorted with OH way xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh no, what a waste of a day !

    Felt so rubbish today, I have worked, have wasted too long on here. Didnt get anything on ebay, didnt hoover, still havent got that cheque in the bank, still not made it to the post office, but I did fall asleep at 3pm. :o Now I never ever do that, even if I am feeling soooooo poorly. I dont let myself do that, but I did and now I am angry with myself !! :mad:

    I was woken up with a call from DD1 asking me where I was as I had'nt collected her from Dance and she had cut her foot open ,and a mountain of unanswered work emails that I had'nt dealt with as I had been sleeping .:o I was also supposed to be taking her shopping to buy a present for her best friends brithday party on Fri this evening, but its hurting too much too drive, but I feeel bad not taking her.

    So.... I have drunk a cup of coffee, eaten two bags :o of roast chicken crisps and a bag of Haribos , popped a few pills ( I swear they arent doing me any good whatsever) and I think I will take her shopping. I need to get out of these four walls despite the fact it kills me to drive.

    Had call from the hospital today and despite my supposed URGENT referral to the Neuro Surgeon who I have yet to hear from, they still want me in for Diagnostic procedures at the Pain Clinic on Friday !! Whooppeee !!! So I am fasting from 7am on Friday morning so must shovel down lots of lovely coffee and a big bowl of brekkie early doors on Friday to get me through the day, unless by some miracle I get my appointment with the Neuro surgeon tomorrow.:D


    Anyway I am going now , byeeeee xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Oh dear hope your DD's poorly foot isn't too bad

    Here's some chocolate for her chocolate.gif

    And just to wash down your tablets here some medicine for you

    winesmiley.gif

    You clearly needed that sleep so stop being nasty to yourself x

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sorry to hear about your day Mrs PG but if you need to sleep then you must. As I said on NL's thread the weather is so carp I think it's getting us all down.. I haven't done the Small Things thread or meal plan or expenses..so what did I do??? Declutter and watch tennis I think...:-(

    Sorry to near about the NS appt. hope it all goes well.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sorry to hear you are having such a terrible time with everything. But you must make sure you look after yourself, and you obviously needed the sleep so don't be harsh on yourself.

    Hope you had a successful shopping trip with DD1, and the pills have at least eased the pain. Keep your chin up.xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Your body clearly needed the sleep so like others have said don't be harsh on yourself!

    You should get a box and put unwanted pressies/bargains into it and call it your gift box :D nice and cheap and I always get my friends & their kids pressies from mine and it costs me very little ;) and if you really can't get out then you have a back up!

    I need to practice some long-distance reiki on someone....i think you should be on my list!

    AND i hope you have eaten something of substance today after the junk food ;) ......

    Ok will stop being mean now and (((big hugs))) you sound like you need them xxx
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    If you never normally fall asleep during the day, today you clearly needed to. Why are you being so hard on yourself? Is this the advice that you would give the rest of us? I think not!

    Pain is debilitating and exhausting, it can cloud everything you do. Be less self judgmental on the impossibly high standards you are setting yourself.

    Bloomin' heck woman, you're turning me into great aunt Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Oh and Pinot i don't think you imagined the hair colour - i think it mentions copper highlights in mr grays hair :)

    I've just bought the book today (purely for research purposes you understand :o) and it clearly states he has 'unruly dark copper-coloured hair'! :D

    Hope you enjoyed your evening shopping PG and you haven't suffered too badly for it Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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