📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pinot's Potty debt free journey!!!

Options
1178179181183184454

Comments

  • newroadahead
    newroadahead Posts: 1,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    gargrave50 wrote: »
    Consider this is a friendly kick in the rear.s9.gif

    I know the surveys are boring, but its very pleasant as the voucher roll in, instead of cash rolling out of your purse! Get stuck in, if nothing else it will help out at Christmas which is potentially a very expensive time for everyone!!! You know you need to ;).

    Have to say I have tonight received £15 love to shop voucher from Toluna and that along with £10 Amazon vouchers safely away for Xmas:j:j
    Toluna can be a bit long winded but swagbucks are quite good.
    I was trying to do a survey a day but since being back at work doesnt aways work that well, but will keep plodding away.

    Wedding sounded amazing, glad you are all well, and as others have said

    BANK THE CHEQUE

    Catch up soon

    NRA xxx
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    The crash woke DD2 who came running bleary eyed downstairs to find out what on earth I was up to, lying on the floor with a chair on top of me !! I got a very big telling off and was sent to bed with a flea in my ear !! :rotfl:

    :rotfl::rotfl::rotfl::rotfl:

    Right now I've got that off my chest I hope you didn't hurt yourself.

    Bank the cheque.

    Agree with you re the surveys, boring, but also worth it in the long run. Think vouchers for christmas as incentive.

    Wedding sounded lovely btw.

    Gx2 x

    Wine delivery a bit slow I'm afraid but I'll see if I can get some for the weekend x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Another one voting for bank the cheque...

    I find the surveys excruciatingly painful too. I'm due a £25 pay out, but it's going to be hard to get going to earn the next £25

    The wedding sounds amazing, I'm pleased you enjoyed yourself and didn't fall off your shoes, even if you can't stay on a chair :rotfl:dear oh dear what are you like?
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j:j:j:j:j

    Whoop Whoop ....so the general concensus is to BANK THE CHEQUE, yey !!! Thankyou, I jsut needed you all to tell me I couldn to ease my consciense ! I will trundle off to the bank in the morning to do that !

    Granny, I was absolutely fine thankyou, just a bit shell shocked, as one minute I was sitting at the desk listening to music and working and then next thing I knew I was on the floor !:rotfl: No idea how long I was asleep for , but I quite enjoyed it, best sleep in a long time. I might even consider it again tonight !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Pinot this is genius. I do opinion outpost and valued opinions and I get an amazon voucher from time to time which makes me :)

    Free is free!

    xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Feeling very ashamed at not doing the surveys, I bounded up to the computer this morning and decided to check out my Toluna Points score thingy !! It says I have a very depressing 18,000 points althought I honestly cant remember the last time I even logged on. I attempted a survey and immediately got screened out. I am never quite sure whether to be economical with the truth on these things :o incase I get screened out. Anyway this morning I told the whole truth and nothing but and the blasted thing didnt like the truth, so I got screened out ! I think I should make up a mad and whacky fantsy world that I can pretend to live in and use that to complete the surveys and then maybe I will have more luck !

    So, I then headed over to Ipsos to find that I couldnt remember my passwords and had forgotten to write them down !!

    So far, not so good !!!

    I'm bored now, have the attention span of a gnat as you can tell , so I am now off to do some work. Had a few days for July cancelled on us yesterday so I will try and fill them up although if Im honest I dont want to. Mr Pinot has spent 1 night at home in last 4 weeks and if I fill the dates with work we will never see him. This week he has gone from Essex to Surrey to Luton to Oldham to Nottingham and today is in Wolverhampton and will eventually return via Surrey at some point tonight, only to be back in Surrey for tomorrow morning !!

    I have so much I need to talk to him about mainly about the girls and school bits and so many jobs I need help with at home, ie filling in the Mr Pinot sized hole still, that a part of me doesnt want the work. Thats not good thinking though is it with so much debt to clear !!! ?

    Anyway I'm off nowx Byee xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Running in and out quickly ............just to say someone has paid us today, therefore I have, in turn paid some more money to Mr TaxMan - £122.00, signature duly updated !! :T
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Signature police just passing through! 16.75% Yippee

    BBL

    HHx
  • oooh another £590 and you'll have passed the 80s!! I hope you've banked the cheque by now :D xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Signature police just passing through! 16.75% Yippee

    BBL

    HHx

    Wow what I do without you !!? Its always good news when you pass through !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.