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Pinot's Potty debt free journey!!!
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Well that has gone by in a flash as you have gathered.
Bares bones of it are :-
Sold a few more items and posted them off on ebay.
Ran (actually drove) around like a loony, girls had shows, concerts, meetings, you name it they were doing it !!
Meeting for work and hospital appointment Wed where they have given me yet another painkiller which I dont want to take and am sure will do no good as I took it many years ago !
Mr Pinots Dad taken into hospital for an op.
My Dad taken ill again on Wednesday
Oh Fathers Day back tracking to Sunday. Girls were upset that Daddy was away for the 5th year running, but we had my dad over for dinner. Mr Pinot ordered me the perfume I was after, as mine had leaked, but it has now been discontinued. He found it on ebay in the states and orerded e two bottles paid for from the ebay proceeds.
Listed 10 more items on ebay.
Had letter back from Rockwell DCA, advising Account on hold until they or I hear from WEstcot. Needless to say they are keeping very quiet.
Discovered another client who owes us a reasonable amount of money is in trouble and as nothing is forthcoming it is sounding more and more likely that they may be about to go under leaving us once more in a difficult situation.
FOS re my Complaint re Black Horse mis sold PPI. Very strange letter received from them. My complaint was for PPI sold on MFI furnture although we were self employed at the time ,clearly told them so ,as per the form and the tick in the box isnt mine.Black Horse acknowledged their responsibility, asked me to respond if I wasnt happy with their answer, which I wasnt and have ignored all letters since. So I wrote to the Ombudsmen with a complaint against Black Horse. Their letter back states they can see no wrong doing ( obviously they were copied in on all correspondance) and the complaint has been forwarded to another random company I have never heard of. They say I will hear directly from them or again from FOS. Baffled wasnt the word. Black Horse has already acknowledged complaint was their responsibility and I had no idea where this other company even came into it ! Yesterday another letter arrives from FOS stating that this Company wont accept responsibility as they sell furniture insurance and not the PPI, their letter states RE MY COMPLAINT ABOUT XYZ Company. My Complaint wasnt about XYZ. FOS say they dont know who to pursue so can I let them know and forward any paperwork. They are so dim, I have done all of that, told them who to pursue yet they have pursued a random company who it has nothing whatsoever to do with !! Grrr !!Does annoy me as its more work !! :mad:
M&S ignoring my letters re list of all credit card charges so far, so will be chasing them !!
Direct Line have called and said they have authorised a refund of the money we paid out recently re the Boiler. We discovered after the event that we had boiler cover on the house insurnance so after the excess which I think is £250, approx another £250 will be winging its way back to us shortly, so that was good news !! :j
DDs 1&2 approached by a Modelling Scout last week at the shopping Centre. Always sceptical of these things, but DD1 received a letter in the post yesterday asking her to enter a modelling competition. IT is free apaprently, but I never believe these people. she is clearly thrilled. DD2 apparently was too young after all, but Im not convinced we will take this one any further. IVe got enough to do as it is !! They did do some modellign many many years ago when tiny and both fancy starting up again, but I really dont think we have time.
DD1 been having tough time again at school this week, once more jealousy related. a boy has shown an interest in her, his ex girlfriend has got wind of it and has been sending the most awful texts and spreading terrible rumours about her at school. She is a good girl ,always happy friendly and polite but the kids cant seem to cope with it as most are alwasy depressive and find her happy nature tough to understand ! It got the better of her yesterday and she was upset. She is staying at home with me today , she wasnt missing much and I didnt want her getting more upset when she has been looking forward to the WEddign weekend for so long I dont want anythignspoiling it for her . We are getting ready for the wedding , wrapping pressies etc, then they are off to spend the night with the bride and the older bridesmaids later for a night of pampering. DD2 though hates missing school so was up with the lark and off to rehearsals for the school play.
Mr Pinot is at the airport, so will be home about 4 ish I think !! :T
I am seeing the Doc at 12 ish, to see what he has to say about the tizzy I have been in. I do feel sorry for him. I never go to the doc usually and I think he is sick of the sight of me. Last time he forgot to get the tissues in and the poor man had to make me blow my nose on the thick paper roll they lay on the examining beds as it was all he could find whilst I went into meltdown !!
Thats enough now, not boring you with anymore.
All quiet on the squirrel , bird front, but I wont speak too soon !!
Thankyou all for being supportive this mad week, but I am back on top form now and will catchup on diaries but probably after the wedding weekend now !!! Although I may pop back in later. We are staying overnight Saturday , so I am looking forward to a bit of a weekend away xx
Take Care everyone xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well what a week for you.
Hope Drs sort you out. They may be well rested after yesterday so able to concentrate on the matter in hand!!
Love the tassle idea.
Creditor stuff sounds a pain in the wotsit, well done on perservering.
Have a great time with Mr PG
HHx0 -
Thanks HH, I am on way to Docs now. I bet I find him a quivering wreck ,hiding under the desk when he realises who his next patient is !! Poor Man !!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well Mrs PG, I have to say, it is NEVER dull on your diary!!!
What a week eh?! Sorry to hear about both your parents, hope they are both feeling better. Hope YOU are feeling better too, is it your back again? Ouch! Just in time for the wedding too, typical eh?! Let's hope the Dr sorts you out with some kick-!!! painkillers (washed down with a bit of champers at the wedding, you'll be fine) :-)
Well done on the 20% paid-off too! Amazing!AIM: Debt free by [STRIKE]Dec13[/STRIKE]/Apr14TOTAL: Jan12 [STRIKE]£30,000[/STRIKE]/£13,300 Mar13[STRIKE]AMEX[/STRIKE] [STRIKE]£2,500[/STRIKE] Bank [STRIKE]£12,000[/STRIKE]/£8,500 Barclaycard [STRIKE]£7,000[/STRIKE]/£4,800 [STRIKE]Parents[/STRIKE] [STRIKE]£8,500[/STRIKE]0 -
Morning PG, hope the docs gave you something for the pain.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Morning PG, hope the docs gave you something for the pain.
L
Mr Dec and Lucielle, thankyou both. I have so much for the pain its crazy. I feel like a bit of a druggie with hoards of tablets stacked in boxes everywhere.
The most embarassing thing is though, on Friday my DD2 came home from school extremely proud of herself as they had had a drug talk at school. The children were then asked to write down the list of the names of all the drugs they had heard of.
DD2 in her element, then reeled off to me that she had named the most drugs out of anyone in her class !! Horrified, thinking along the lines of heroin etc etc I asked what she had written, her answer was -
Morphine, Tramadol, Co Codamol, Diclofenic, Pregabalin, Diazapen, Naproxen, Codeine, Vitamin D tablets (!) Nurofen and Calpol oh and laxatives like my mum has to make her poo !!!! The little delight has listed all the tablets I am either currently taking or have done in the past. Bet our family were the talk of the staff room on Friday and they even know my toilet habits !!! Doesnt miss a trick that child, but she does make me laugh !! :rotfl:
Sat with the Doc for an hour and a half yesterday talking backs, but I will report back another time, I have a wedding to get to and the sparkliest shoes ever to try and wear !!
Have a lovely weekend all xxxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hope you and your family enjoy the wedding :beer:0
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Have a fantastic day at the wedding today PG, look forward to hearing all about it.
:rotfl: at your DD, little delights they are aren't they xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Morning
Enjoy the sparkle shoes and the wedding!
Hope they get ontop of your pain.
Am howling at DD telling the school about your constipation. If that doesn't start some intestinal hurry not sure what will
HHx0 -
Laughing at your daughter - the makings of a Pharmacist there
.
LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0
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