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Pinot's Potty debt free journey!!!
Comments
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PinotGrigio41 wrote: »Ooh it does indeedy !! Not sure I could say the name after one too many though and may just ended up chanting "Pinot Grigio, Pinot Grigio "over and over again, rather than the miracle type words my fellow Chanters may expect from me !
That's a start, you could build up to a crescendo of Frizzante with a plea for an immediate donation via BACS... You will, of course, have the melodious backing of the Pinot groupies egging you on...
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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PinotGrigio41 wrote: »Ooh I love drunken dancing on a bar, I just don't do it often enough these days !! Or drunken surfing on the breakfast bar is another firm favourite when Mrs Pinot lets her hair down ! Once an Essex Girl always an Essex Girl, so what's your excuse DFW !! :rotfl: Your secrets safe with me though, I won't tell Mr DFW and if you ask me you deserved a good night out ! Sorry to hear you have hurt yourself though, not good news. Hope you feel better soon.
My excuse is i MOVED to essex and the dancing on bars at 2am just overcame me (honestly i never used to do this before moving here :shhh::whistle:)PinotGrigio41 wrote: »All we need now are the three companies that owe us money to actually pay us and I might finally be able to kick the damn tax bill into touch before the next one is due in Setpember !!
I'm off now to make a model of the Olympic Stadium with DD2 for a school project, wish me luck !! :eek:
I hope the olympics in your house went well when building the stadium and you didn't manage to go millions over budget like they did on the real thing :rotfl:PinotGrigio41 wrote: »TIt did make me laugh that a 14 year old got her complaint noticed yet its taken us grown ups 3 weeks !!!
The joys of the 'social networking' era eh :rotfl: this reminds me of my son, he certainly knows how to get peoples' attention on fb & twitter when needed :eek: (perhaps not in a good way though!)
Hope some of these barstewards start paying up soon to get you back on track! I love how you're still upbeat & positive though! And i go once a month to a class where we meditate (and in our meditations we can pray if we like) i'm sure it works we should hold a mass prayer session one night and see :rotfl: we can all pray for each other to win the lotto and if one of us does we could share it out and we'd all be debt free *whoop whoop* what a great idea, if only :rotfl:! Have a lovely evening all xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hi Pinot, I'm sorry to hear you're having a tough time with some of your customers paying their invoices.
It happens to me too and typically it's the same companies. It makes me so mad. I hope you get your miracle soon and they all pay up.
Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Morning
Sorry can't help on debt transfer as all my are with original creditor. Have you considered calling national debtline or FOS for advice?
Hope you and your Dad are feeling better soon
HHx0 -
Hi PG, hope you are ok, sounds like things are a bit tough at the mo.. Fingers crossed the pennies come in x
Thankyou Belle, good to hear from you. How are you doing ?
No pennies yet, but Friday hopefully will come up with something, as long as no direct debits come out in the meantime ( something I need to check actually) Oh and as long as Mr Pinot doesnt fancy eating while he is away I think we can muddle through. If it doesnt come in though, I think I may throw a little paddy and a slight panic !!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
That's a start, you could build up to a crescendo of Frizzante with a plea for an immediate donation via BACS... You will, of course, have the melodious backing of the Pinot groupies egging you on...
Piq
We could make our fame and fortune. Rather than the Army Wives we could call in that Gareth bloke and see if he fancies listening to Mrs Pinot and the Tenor Ladies instead. We could sign a lovely record deal and even sing for Queenie and earn ourselves a few bob, all paid gor immediately by Bacs or even Chaps !! xx:DLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
debtfreewannabe321 wrote: »My excuse is i MOVED to essex and the dancing on bars at 2am just overcame me (honestly i never used to do this before moving here :shhh::whistle:)
I hope the olympics in your house went well when building the stadium and you didn't manage to go millions over budget like they did on the real thing :rotfl:
The joys of the 'social networking' era eh :rotfl: this reminds me of my son, he certainly knows how to get peoples' attention on fb & twitter when needed :eek: (perhaps not in a good way though!)
Hope some of these barstewards start paying up soon to get you back on track! I love how you're still upbeat & positive though! And i go once a month to a class where we meditate (and in our meditations we can pray if we like) i'm sure it works we should hold a mass prayer session one night and see :rotfl: we can all pray for each other to win the lotto and if one of us does we could share it out and we'd all be debt free *whoop whoop* what a great idea, if only :rotfl:! Have a lovely evening all xx
The bar stewards are driving me mad and giving me the hump a bit, but I am still trying to keep upbeat. Have had a bit of a sulk and moan this mornign via text to Mr Pinot, but I am trying to juggle lots of balls (as many of us are) at the moment and it was one more thing I didnt want to have to worry about, but thats life isnt it ?!!
I can imagine that it was most definitely the influence of us Essex Girls that influenced your decision to enter into the delights of table top and bar top dancing. I am sure nowhere else in the country would even consider doing it !! :rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hopelessly_Hopeful wrote: »Morning
Sorry can't help on debt transfer as all my are with original creditor. Have you considered calling national debtline or FOS for advice?
Hope you and your Dad are feeling better soon
HHx
Thankyou HH. I could do both the things you suggested. I might try and give the FOS a call,it will be tomorrow now though, bit of a hectic one today .I'm not overly concerned, but it just got me thinking that suddenly three companies names seem to have entered into the foray and before I know it they will all be asking me for a slice of the pie !! I will get my letter off to Westcot in the first instance this morning, then sort the rest out when I get a chance I think.
I might try and get in touch with my Cashflow advisor but I didnt really want to bother him at the moment if possible x
Oh and thankyou, I am sure we will both be fine !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Bless Pinto sending hugsMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi PG and everyone
Wanted to stop by and thank you for the advice posted on my threadI've duly ordered a flask from amaz*n with vouchers - i couldn't get the ones you suggested but did order a 'food flask' so it is wide at the top and has its own little spoon which i'm bound to forget to pack
and i took your advice of ordering a smaller one rather than the big thing i'd intended to get - at the end of the day i'll be carrying it to work with me so the smaller one id much more logical for this and i can always order another if i feel it will be of use and when i've got the vouchers in place too
Hope your clients pay you soon and hope that the collections place is sorted out as to who has the debt. Again i can't offer any suggestions on this other than what you've already done (posted on another board).
Rightio must dash to workBut really massive thanks for the input - when i spend any money now, even free vouchers, i want to make sure i am getting the right thing and not wasting money so although to others it may seem a small thing to me it is really appreciated x
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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