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A Thread for After Debt?

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  • LealeaV
    LealeaV Posts: 82 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Hi folks - hope everyone is well?
    Thanks for all you nice comments - I am starting to feel better now, but thinking of going back as the swelling seems to be getting worse and I think I may have an infection or something! But my mind is better - and along with this beautiful sunshine I feel so much happier!

    I am on track this month with my budgets!
    I like to separate everything!
    I have so many different budgets for so many different things!
    My miscellaneous budget always annoys me, cos I seem to forget too easy what I actually bought that went in the misc budget!

    Class is always a difficult one to judge? I dont think about which class I am in at all - so long as I can bumble along with my little life quite happy then it makes no difference to me.

    Some people may be asset or money rich, but not necessarily life rich!

    Happiness and contentment I think is the key to a good life!
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    166million wrote: »
    I can't work out the cat on her own, but the three of us are costing nearly £2.60 a day to feed! Need to get this down..


    This probably isn't so bad really, mine includes cleaning, toiletries, cat litter, cat food and treats too. I'm doing a spreadsheet next month to split it all into categories to see what is food and what isn't, etc.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • LianneH
    LianneH Posts: 271 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    SOT2011 wrote: »
    Me too. Groceries is food, cleaning and toiletries for me too. If I get any clothes or pressies in the supermarket I split them out of the amount on my spreadsheet as that is another weak budgeting area for me.

    this is my downfall, if I buy the odd tshirt for DD or say the recent few easter eggs, they were being lumped in to the food budget as I had bought them in asd@. :o We have decided that OH will do the groceries shop from now on (hes actually better at it, shhh dont tell him!) and anything that I buy from T£sco or asd@ will obviously be something else that needs a budget line!!
    wrote:
    But I do believe the government classes me as 'middle class' otherwise why else would I be loosing my Child Tax Credits???

    because they are a bunch of twits, with obviously no class at all!! :rotfl:that budget yesterday was just disgusting and as you say JG, we are all being scr£wed!

    off to take this big pregnant belly of mine to bed!

    night all
    Li x
    Debt Free Roll of Honor #598
    DFD 28/02/12 :j
    MFW 19 years - aim 11, prefer less!:D
    #222 EF £1k 60/1000 :cool:

  • Had a lovely day :D
    March232012.jpg
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • SOT2011
    SOT2011 Posts: 301 Forumite
    Ooooh Rising.

    What a lovely day for a trip to see the Pandas. And what a great picture :grin:

    SOT x
    Debt Free since Nov 11 (ish) (except the £118000 mortgage :o) as at Jan 2013 but still hanging around DFW as I need to Stay On Track.

    "My dad used to say, 'You wouldn't worry so much about what people thought about you if you knew how seldom they did'." Phil McGraw
  • LianneH
    LianneH Posts: 271 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    what a great day you had for the zoo! Is this Sweetie or Sunshine? They are so lovely!

    Li x
    Debt Free Roll of Honor #598
    DFD 28/02/12 :j
    MFW 19 years - aim 11, prefer less!:D
    #222 EF £1k 60/1000 :cool:

  • LianneH wrote: »
    what a great day you had for the zoo! Is this Sweetie or Sunshine? They are so lovely!

    That was Sunshine.... Sweetie was having a wee lie down!

    DropBox.jpg
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Ohhhhhhh! How cute :)
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • Mort
    Mort Posts: 552 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Hello all.
    Have been working 6 day weeks for the last 4 weeks but had this weekend to myself :D.

    However we have just had the most non MSE fish and chips ever. A 46 mile round trip up the coast to a small coastal town with a fantastic couple of chippies by the harbour. Nothing beats really fresh fish, apart from the deep fried haggis I had.

    There was a bonus as well, since I was last their an ice cream parlour/coffee shop has opened and they served us 5 minutes after closing :T - take out only though.

    Tomorrow we shall probably go to a local National Trust property with the dog.

    What non MSE things will you be doing this weekend?
    Proud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
    Debt Free Roll Of Honour #504
    Mortgage Free from October 2019
  • SOT2011
    SOT2011 Posts: 301 Forumite
    Mort - Sounds like a lovely day maybe not as MSE as it might have been but sounds like it was worth it !

    I've been quite good so far, spent most of the day in the garden pottering about, though did do the food shop early on and treat myself to a steak for tea, and some nice chips and Diane sauce. Yummy.

    Tomorrow should be a NSD I think. Cleaning and ironing to do :-(

    Don't forget the clocks go forward tonight.

    SOT x
    Debt Free since Nov 11 (ish) (except the £118000 mortgage :o) as at Jan 2013 but still hanging around DFW as I need to Stay On Track.

    "My dad used to say, 'You wouldn't worry so much about what people thought about you if you knew how seldom they did'." Phil McGraw
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