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Time to 'grow up' - the slippery slope to 30.
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Quickie update before I start the housework.
£7.50 spent on dance for the girls this morning, I took snacks and drinks with us so didn't spend anything on the vending machine for once and the girls only moaned slightly
Means I've got £2.50 left over, £1 of which can go towards the school dinners of £21, I've put £1 coin in the super secret pot and updated my sig, and have 50p left.
In other non money related news, I got my blood donor card through today and apparently I'm AB+ which is quite rare it seems apparently only 3% of the population have it). Knew I was an oddball. :rotfl:Total 'Failed Business' Debt £29,043
Que sera, sera.
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Went to see Halifax with the other half this morning and we have a mortgage in principle in place! Was so scared of the credit check but it came back perfect apparently and we were rated A+ so unless they ask for audit we might not even have to give pay slips etc. now we just need to do the second viewing and make an offer. Scary times!HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
That's great news! So excited for you!fallenwiccan wrote: »Went to see Halifax with the other half this morning and we have a mortgage in principle in place! Was so scared of the credit check but it came back perfect apparently and we were rated A+ so unless they ask for audit we might not even have to give pay slips etc. now we just need to do the second viewing and make an offer. Scary times!
Total 'Failed Business' Debt £29,043
Que sera, sera.
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Thanks
just goes to show sometimes we can all be a little over cautious. I just want to make sure that if rates rise we can still afford everything. HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Good news fallenwiccan.
As IA says exciting times!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
immoral_angeluk wrote: »In other non money related news, I got my blood donor card through today and apparently I'm AB+ which is quite rare it seems apparently only 3% of the population have it). Knew I was an oddball. :rotfl:
They'll be shaking you down for blood like a bunch of vampires with the DT's every time you forget to go now... "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Z~was just thinking the other day that you weere very quiet.
Hope all is well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Z~was just thinking the other day that you weere very quiet.
Hope all is well.
Everything is fine with me. Hope things are good with you."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Im plodding on Z , ta.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow, it's a lot harder to stick to a day to day to do list than I thought, especially when you want to do more than one thing per day. My attitude is better, I'm actually getting up and doing stuff now instead of procrastinating, but I think having the day to day to do lists is just more pressure than it's worth to be perfect so going to scratch that idea and think of something else! Tonight is ironing night. The excitement!
Didn't spend anything today, as have had a fairly lazy day and have done the 'family rounds' as we do every week. Hopefully tomorrow I'll get my money in and so will be able to pay off the spare money from the weekly/monthly budgets off the credit card. Hurrah!
Roll on another exciting week in moneynerdville.Total 'Failed Business' Debt £29,043
Que sera, sera.
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