30yrs old - just passed d/test insurance £££££

thundercut

I wish I could show the car I love love love, but it won't let me post links as a newish user :0(

thundercut

lvm wrote: »

Get a motorbike...cheap to learn and for tests. Get a nice little 125cc for about £600 (£17 tax, probably £300 insurance 3rd party).

That's what I'm doing just now so I can get rid of my car.

I did think about a bike, but I can't really turn up to meetings etc in a bike!

robbies_gal

im thew h same well been driving four years tomorrow and am 36 it doesnt matter that youre a man its because youre a new driver i also had a provisional from 17 that doesnt make any difference

just keep looking round at different cars and then check the insurance out its all you can do

derrick

thundercut wrote: »

Hi there - sorry if in wrong forum, first post, so please play nice.

I've just passed my driving test at age 30. Really needed a car for work and social reasons - no idea how I've lasted so long without one.

I'm needing to buy a car that can get me to work (3 miles away) but also to use for work - not likely to exceed 100 miles a week. The problem is even at age 30 being a guy means that my insurance is astronimical - as in 1.5 x the value of any car I'm looking at. I've tried the comparison sites, and Direct Line and Aviva etc, but no better.

Any suggestions. I don't have another named driver available. My occupation is office based (marketing) so I can't see that my occupation is going against me.

This could also be putting up the cost, as you are using it as a work vehicle.


.

scheming_gypsy

Yes it's totally legal as she's only a named driver and not the policy holder / main driver.
BMW's aren't that much to repair if you do it right. If you take the car to a main dealer for repairs then you're looking at paying through the nose, which is the same for any car. If you're getting an older car then you can pick up most parts for most cars fairly cheap online, eBay, breakers, etc.

scooby75

I was in the same boat so know how you feel. Try taking pass plus to help reduce the cost a bit?

newfoundglory

I passed my test nearly 2 years ago, at the age of 25. As blokes we do pay quite a bit for insurance, but what you have to do is get different quotes for different cars and add parents as named drivers to your policy.

Unfortunately, the cheapest car to insure was a Ford Ka for me. Which is a bit uncool, but is fine for a few years. Cheap to run/fix, very good economy on the motorway for a petrol and quite fun to drive around town.

But being in late 20's/early 30's means you can insure big, powerful cars for not much more. For example, currently I pay about £650/year with a £550 excess for a car worth about £3500. But, for £1400/year I could insure a brand new Mercedes C-class Coupe worth £30,000+

Pretty obvious which is "better value".

Hintza

lvm wrote: »

Get a motorbike...cheap to learn and for tests. Get a nice little 125cc for about £600 (£17 tax, probably £300 insurance 3rd party).

That's what I'm doing just now so I can get rid of my car.

Some of us want to live a long(ish) life........:eek:

KierNet

Nothing wrong with putting your mum on the insurance as a named driver. I've got my mum and step dad on mine, neither of them drive it often (step dad once and mum never), yet they save me £200/£300.

whatmichaelsays

Hintza wrote: »

Some of us want to live a long(ish) life........:eek:

There are plenty of elderly bikers out there.