The Bankruptcy & Supporters Club - Part 2

tight_jock

Brokeandbothered wrote:

I am worried about the OR and my rent. I rent a flat from 2 of my closest and oldest friends - they are my surrogate parents! I have not told them about the BR, I didn't know what to say. The thing is, we don't have any kind of rental agreement and so other than bank statements showing a regular standing order, I can't actually prove anything. I would give anything for my landlords not to find out, cos they live directly opposite me! I think they will be really cross with me about this, cos it's a big black mark against their property isn't it?

Firstly speak to the OR and ask him/her if your landlord needs to know. Ours did not.
You can show regular payments as rent so that should be ok.

Second - when we did a credit check about two years ago , we were told that names and not addresses would be used for listings . ie name and address together not separately - so if my info was correct then there`s no problem there.
Maybe someone else could confirm or shoot me down on this one please !!!

Brokeandbothered

tight_jock wrote:

Firstly speak to the OR and ask him/her if your landlord needs to know. Ours did not.
You can show regular payments as rent so that should be ok.

Second - when we did a credit check about two years ago , we were told that names and not addresses would be used for listings . ie name and address together not separately - so if my info was correct then there`s no problem there.
Maybe someone else could confirm or shoot me down on this one please !!!

That's great! I shall keep my fingers crossed then. I think this is now my main worry. Still, in about 12 hrs time, it'll be too late!
Thanks to absolutely everyone for all your support and suggestions - you have all helped no ends :beer:

tight_jock

Brokeandbothered wrote:

That's great! I shall keep my fingers crossed then. I think this is now my main worry. Still, in about 12 hrs time, it'll be too late!
Thanks to absolutely everyone for all your support and suggestions - you have all helped no ends :beer:

Try and get a good nights kip . It really will be over in a blink and this time tomorrow you will be debt free.
Let us know how you get on
All the best :beer:

TJ

Mike_St_Helens

Brokeandbothered wrote:

That's great! I shall keep my fingers crossed then. I think this is now my main worry. Still, in about 12 hrs time, it'll be too late!
Thanks to absolutely everyone for all your support and suggestions - you have all helped no ends :beer:

Yo.... itll be Fine... TRUST me !

Brokeandbothered

Mike_St_Helens wrote:

Yo.... itll be Fine... TRUST me !

Oh, believe me... I do!!!:j

Mike_St_Helens

Brokeandbothered wrote:

Oh, believe me... I do!!!:j

Sleep tight. xxx

tight_jock

Goodnight all.

As it`s Burns night I am off to have a wee dram to the great man.:beer:

TJ

picses144

hi everyone
thought i had lost you,i have got the forms from the court,look a bit dauting
feel like i have fail,all because i consoladated my loans in 2004.
now i cannot pay back the £275 a month, i dont work as i suffer from depression,and i have 15 yr old who has learning difficulties.so i only have benefits to live on.
any help you can give would be grafully recived?

picses144

hi everyone
thought i had lost you,i have got the forms from the court,look a bit dauting
feel like i have fail,all because i consoladated my loans in 2004.
now i cannot pay back the £275 a month, i dont work as i suffer from depression,and i have 15 yr old who has learning difficulties.so i only have benefits to live on.
any help you can give would be grafully recived?



long live love:j

Brokeandbothered

picses144 wrote:

hi everyone
thought i had lost you,i have got the forms from the court,look a bit dauting
feel like i have fail,all because i consoladated my loans in 2004.
now i cannot pay back the £275 a month, i dont work as i suffer from depression,and i have 15 yr old who has learning difficulties.so i only have benefits to live on.
any help you can give would be grafully recived?



long live love:j

Hiya,
have a look at the online forms, they are really quite simple. You can fill a bit in, save it and go back to it when you are ready. When they are finished and you submit them, you get a chance to check them over before making it final and even then, if something isn't quite right, they just hand write it in at the court.