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Cars on motability scheme are now limited up to AP £2000

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Comments

  • I am the driver in the family (OH cant drive).

    I have my brother-in-law as next name driver. They live just a few 100 yrd down the road and if i need to go to hospital in an emergency he is there (his wife works backshift).

    I was lucky and got the new style grand Picasso for £500 advance payment cause it was the "deal of the month". I think the Quashi is on at the moment for a lower advance payment. So is the Audi A1

    But no insurance, no road tax, no repairs worth every penny.
  • uponahill wrote: »
    They do!!!!! They are all called public servants.

    They get paid for doing a job that is part and parcel of the public service.

    As regards Motability. The government too fund the vehicle. If you discount any AP, the monthly lease payment is paid for out of the Disability & Carers budget which in turn is funded by the Treasury out of the taxes that we pay.

    QED - the Motability lease is paid for by the taxpayers!

    That is unless you can show me how it is paid for out of the personal financial reserves of a claimant if you exclude state welfare payments.

    I would question some of them paid to do a job, paid to keep the unemployment figures down perhaps, but thank ou for understanding that any money paid out, comes from the same pot.

    The money taken every nonth is the ownership of the person, not teh Government. When the money passes from the government into the bank account of the disabled person, its theirs to do with what they like. If they choose to pay that to Motability lease operations, then that is their choice if they choose to set fire to it, thats also their choice as its their money from their account. if they choose to pay £200 or more a month for a car outside the Motability lease scheme, again, its their money to do with what they like.
    You cannot differentiate between money from any other source and the DLA HRMC, its the individuals money Not the govenments once its passes to them, just like all other payments by the Government.
  • I would question some of them paid to do a job, paid to keep the unemployment figures down perhaps, but thank ou for understanding that any money paid out, comes from the same pot.

    The money taken every nonth is the ownership of the person, not teh Government. When the money passes from the government into the bank account of the disabled person, its theirs to do with what they like. If they choose to pay that to Motability lease operations, then that is their choice if they choose to set fire to it, thats also their choice as its their money from their account. if they choose to pay £200 or more a month for a car outside the Motability lease scheme, again, its their money to do with what they like.
    You cannot differentiate between money from any other source and the DLA HRMC, its the individuals money Not the govenments once its passes to them, just like all other payments by the Government.

    But it doesn't pass to the DLA claimant - it goes straight from the coffers of the Disability & Carers Service direct to Motability.
    The claimant never sees it.

    In reality the government instead of giving the claimant £50 a week to help with their taxi fares etc, give them a car in exchange for that £50.

    It's not exactly rocket science is it. The claimant is awarded DLA because of needs. If those needs are because of mobility the claimant has the choice of either £50 in their bin off the welfare or a car all paid for. Some take the car some take the readies.

    To say that the claimant pays for the car is ridiculous. I have a motability car - I don't pay for it, I get it instead of my £50.
    I tell people it is a freebie from the welfare because I have problems with my legs.
  • uponahill wrote: »
    Good on you!!!!

    I have always had BMW's, new every 3 years when I used to buy my own cars. I just love them.
    I even tried the new Z4 a year a two ago, but had to fall out on all 4's after parking it!

    Then I tried the X1 4x4 205BHP diesel. What a car, all the bells and whistles, leather, sat nav etc. It actually outperformed my 330 petrol!!

    For quality of ride and the pleasure to be in, you can't beat a BMW.

    Besides which, try driving 330 miles in a Beemer then try it in a Kia or a Citroen - then tell me there isn't any difference.
    The conv 1 series is a lovely car with one drawback - the lack of rear seat room.

    i am so so tempted, especially as i dont need the rear seats, just me and hubby, youngest son now 18 has his own car!!!!
    cant stop looking at the brochure..
    shall i do it ...?
    will let you all know when we have decided.!!!
    thanks for your input!!
    x:)
  • uponahill wrote: »
    But it doesn't pass to the DLA claimant - it goes straight from the coffers of the Disability & Carers Service direct to Motability.
    The claimant never sees it.

    In reality the government instead of giving the claimant £50 a week to help with their taxi fares etc, give them a car in exchange for that £50.

    It's not exactly rocket science is it. The claimant is awarded DLA because of needs. If those needs are because of mobility the claimant has the choice of either £50 in their bin off the welfare or a car all paid for. Some take the car some take the readies.

    To say that the claimant pays for the car is ridiculous. I have a motability car - I don't pay for it, I get it instead of my £50.
    I tell people it is a freebie from the welfare because I have problems with my legs.

    Its NOT a freebie, (no wonder people have commented that you are a wind up merchant)
    The disabled person pays £50 a week for that vehicle plus any deposit required. if, as 70% of HRMC awardees do, does not pay for the Motability lease car, rather pays for another lease, taxi fares, petrol for friends/neighbours to drive them around like I do, then thats they and my choice of what i do with my money.
    The car is not free, but costs the disabled person £200 per month.
  • vax2002
    vax2002 Posts: 7,187 Forumite
    Something somewhere tells me that people on benefits driving round in brand new BNW's is wrong when the working man can barely afford to run an old banger.
    But hey who am I ?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • i am so so tempted, especially as i dont need the rear seats, just me and hubby, youngest son now 18 has his own car!!!!
    cant stop looking at the brochure..
    shall i do it ...?
    will let you all know when we have decided.!!!
    thanks for your input!!
    x:)
    http://www.topgear.com/uk/bmw/1-series-convertible/gallery?imageNo=5

    http://www.whatcar.com/car-reviews/bmw/1-series-convertible/video/25349-1

    Enjoy!!!!
  • uponahill
    uponahill Posts: 318 Forumite
    edited 22 February 2012 at 11:50PM
    Its NOT a freebie, (no wonder people have commented that you are a wind up merchant)
    The disabled person pays £50 a week for that vehicle plus any deposit required. if, as 70% of HRMC awardees do, does not pay for the Motability lease car, rather pays for another lease, taxi fares, petrol for friends/neighbours to drive them around like I do, then thats they and my choice of what i do with my money.
    The car is not free, but costs the disabled person £200 per month.


    OK you see it your way I see it mine!

    I am not a wind up merchant - I too have a motability car!

    If someone asks how you can afford the car what do you say?

    "I pay for it" Fine, but the money to pay for it never touches your bank account! The government pay for it on your behalf out of your welfare payments.

    Of course you have a choice - money or car.

    But you can't say that YOU pay for it as you don't. If you didn't have the welfare payment you wouldn't be able to have it would you?

    Some people get so heated over this subject. Does it really matter who pays for it? The money comes from the government direct to Motability and you drive the car. Simple.

    Personally I don't care - to me it is a freebie, to many others in this country it is also a freebie - so what, it saves me a fortune as if the government didn't cover the costs I would have to buy and run my own car paid for out of my own money - savings. And with depreciation running at up to £3000 alone a year -the savings are massive.
  • vax2002 wrote: »
    Something somewhere tells me that people on benefits driving round in brand new BNW's is wrong when the working man can barely afford to run an old banger.
    But hey who am I ?

    Why we didn't ask to be disabled did we? You have the choices and options of earning money - we don't.
    What's so wrong in a bit a compensation in the form of a nice motor?
  • Alan_M_2
    Alan_M_2 Posts: 2,752 Forumite
    edited 23 February 2012 at 11:37AM
    uponahill wrote: »
    Why we didn't ask to be disabled did we? You have the choices and options of earning money - we don't.
    What's so wrong in a bit a compensation in the form of a nice motor?

    Technically you're not wrong at all about who exactly is funding a Motability vehicle.

    The problem is you're promoting the perception of misinformed people like the one you've just replied to by refering to your car as a "freebie".

    The c0ck Littlejohn basically wrote an article saying Motability was providing "free" £35,000 BMW's to anyone that wanted one, no details about the large Advance Payments required to get one of these £35K cars. As ever it was an article based on what someone said without any factual research taking place.

    We all know that's not the case, but in an attempt to appease the Littlejohn brigade they immediately capped the list price and the AP payment so you no longer had the choice to add money to a car to get something a little better (your own money).

    End result - no difference whatsoever to the taxpayer (which ultimately was Littlejohn's aim) but a cap on what you can buy or drive with your own money.

    What you are doing (by calling your car a freebie) is reinforcing the perception by the masses that you get something that they don't, paid in full by the government. If it is continued to be seen in this way and we are subject to trial by Daily Mail it will ultimately be the undoing of the scheme entirely.

    Perception is a funny thing. You see, people who aren't disabled think that as a disabled person you shouldn't get luxury of any kind, it must be basic and bare minimum. If you can afford luxury you clearly dont need the benefits to start with. You can see where this argument goes can't you.

    As for the poster suggesting he can't afford a BMW, he should take a look at leases, cars have never been so cheap and he could walk out with a brand new BMW for under £300 a month without any assistance from the government.
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