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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Hello again, Fresian!

    You're off to the Post Office. On a Sunday? What kind of Scottish magic is this?!

    I went to the Post Office yesterday and posted a parcel to a friend in the States. I wish I hadn't: they relived me of over £43 for the privelige! :eek:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    My local supermarket is a 24 hour one and their Post Office franchise is open 7 days a week :D

    £43?!!!!!!! Jings...
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 21 May 2012 at 7:32AM


    Money

    PAD/Spends - £115
    Entertainment - £39.39
    Cat fund - £110
    Car fund - £200
    Christmas/birthdays - £33.13
    Savings - £65
    Overdrawn by - £160
    Groceries - £95.52
    Second purse - £50

    The overdraft is going down slowly but surely :) I hit my second purse target of £50 on Payday by buying items I need for the month and have reached it again since by buying catfood from myself. I know it's a confusing system for some, but I've got £85+ in my "third purse" (well a piggy bank shaped like a hen!) already and have a cunning plan for it when I hit my goal of £120 ;)

    Not got a huge amount else to report from this weekend. I had a lovely cocktails lunch with a friend on Saturday thanks to a deals website, and have bought another one to have sometime soon! I've made a couple of cards, so my mojo is gradually creeping back, and I've got a great idea for one for Psycho's OH's birthday card so I'm going to get that done this week. I have an order for a graduation card too, so am going to get cracking on that tonight as that way it's done and I can start making more pretties! I went for a nice drive with Mr F yesterday as the weather (for once) wasn't rubbish - we ended up in the Scottish Borders eating chips again! We always seem to find ourselves in small towns sampling the chip shops :D I'm going to have to do a LOT of walking today to make up for that!!

    Happy Mondays to all ;)


  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a good day :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Money

    PAD/Spends - £75.68
    Entertainment - £14.48
    Cat fund - £110
    Car fund - £200
    Christmas/birthdays - £33.13
    Savings - £65
    Overdrawn by - £148.80

    I'm starting to get back on track with my money again, as I was having a minor panic about having spent on my credit card recently. I "encouraged" Mr Fresian to make a donation to the cause though and it's all back in the black again (apart from the slowly decreasing overdraft). I'm going to be selling a load of surplus craft stuff this weekend to build a little bit of cash up and when I add that to the week off work I have coming up I'm hoping I'll be in a better position next month.

    In awesome news, I lost another 2.5lbs at Fat Club which means I only have three to go :D:D I'm not going to the club for another three weeks due to holidays and a forecasted Bad Week next week at work, so I think that should be achievable ;)
  • beanielou
    beanielou Posts: 95,426 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awesome news indeed :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    well done on the loss
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Hello ff, was glad to see you had a new diary as I used to follow your old one. Just wanted to say a massive congrats to you on the weight loss, fantastic result! I'm sure you will be debt free again in no time x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • I hit my second purse target of £50 on Payday by buying items I need for the month and have reached it again since by buying catfood from myself. I know it's a confusing system for some

    Hoping Beanielou will join me in this ...... _pale_:wall:_pale_:wall:

    I just don't get it at all :o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hoping Beanielou will join me in this ...... _pale_:wall:_pale_:wall:

    I just don't get it at all :o

    me neither :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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