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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • Money

    PAD/Spends - £45
    Entertainment - £32.61
    Car fund - £94.89
    Groceries - £79.87
    2nd purse - £48
    Moggy money - £70
    Loan balance - Nil :D
    Overdrawn by - £265.02
    Savings - £270

    Hmm....could do better I think.

    Hah hah hah - funny lady!

    How many days to payday?
    Emergency savings: £0 saved / £4000 target
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hah hah hah - funny lady!

    How many days to payday?

    21 :(

    *sobs quietly in the corner*
  • 21 :(

    *sobs quietly in the corner*

    :eek: Ohhhhhhhhh ...... You have my commiserations Fresian (((hugs))) - going to be a very tight month here too after my total muck up this month:o

    Still - have my left handed crochet course tomorrow :j feels like it's ages since I booked it (and luckily already paid for!).
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done for clearing the loan :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey Flying Fresian and everyone :D - amazing well done on the loan being repaid ! Woo! :j

    Thanks for all the advice everyone re. data usage on phones - really is appreciated just couldn't get on much this last week.

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Managed a NSD yesterday thanks to the lovely Souk who insisted on paying for lunch - and a very lovely lunch it was too :D

    Nowt else to report - just wanted to share my newest adventure in cardmaking.... CLICK ME!
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Well done on pay off the loan!!!!
    Now a SAHM trying to earn some spare pennies each month
  • Ohhhhh that card's fantastic!:D

    You're so clever :T
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Egads, I must be mad, but I've had a very lazy day today and amn't working tomorrow, so am considering a little bit of Flylady :eek::eek:

    Here is the Flylady list for Day One:

    Monday - Bit of everything to kick start the week
    level one
    HH tidying or decluttering
    Hoover and mop the worst bits
    Level Two
    Meal plan for the week
    Collect the laundry and put a wash on/or strip a bed:rotfl:
    HHPaperwork/replying to emails/paying bills
    Level three
    Give sinks and toilets a scrub
    Clean WM and/or DW filters:rotfl:
    HHI or mending

    Certainly won't get it all done, and will definitely NOT be cleaning out the washing machine filter, but it's good to have for inspiration. I do need to mealplan and possibly go to the shops to stock up on fruit/veg anyway, so I'll report tomorrow lunchtime to confirm if I've gotten out of my jammies by that point :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Money

    PAD/Spends - £40
    Entertainment - £25.21
    Car fund - £109.90
    Groceries - £73.78
    2nd purse - £48
    Moggy money - £70
    Loan balance - Nil :D
    Overdrawn by - £257.82
    Savings - £270

    I got some travel expenses through from work today so have added £15 to the car fund and the rest has gone to the overdrawn balance (less than a fiver but it all helps). My food budget will need a bit of jigging about today as I have taken coffee from the second purse cupboard but not paid for it yet ;) I might also need to buy another bag of catfood from there which will reduce the balance further.

    Naff all done yet in terms of flylady, but I am decluttering a cup of coffee as we speak :D
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