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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Money

    PAD/Spends - £136
    Entertainment - £50.61
    Car fund - £94.89
    Groceries - £123.94
    2nd purse - £50
    Moggy money - £70
    Loan balance - Unknown as online banking still broken :(
    Savings - £340

    I cheated a bit yesterday. I got paid today but borrowed the food budget from my overdraft as I've got a busy weekend coming up and knew I wouldn't have time for food shopping! First of all I did a wee shop at Fresian Foodstores (my second purse stockpile) spending £39.90 on storecupboard essentials, then I went to Sain$bury's, A1di, A$da and Morri$ons *phew* so that's why the groceries budget is looking a little light. I managed to pick up some pizza in the reductions section, so we're having a "takeaway Friday" for less than £2 - and one of them is a Fat Club pizza for me :D
  • I'm back with serious MSE withdrawal having had NO internet (except mobile) since Monday!

    Have some catching up to do but re mobiles - def shop around.

    I've just got a new 2 year contract: 120 mins, 500 texts & 750mb data for £8.50/month!:j+ £40 cashback

    I don't get anywhere near my 750mb limit and I know a few people who have 500 mb who also don't exceed this - all of us do switch to wi-fi whenever possible and it saves a lot of usage. HTH
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • PS :o treated myself to a new printer this week (after all the talk of printers) - did manage to get some money off ;).

    Really gave in after trying (unsuccessfully) to print some pics of the dog (someone suggested printing a few and putting in a "special album" for him only).:)

    Have taken money out of the coin jars (who needs a shed anyway :o) ... now just need to figure out how to either get this into my bank account (no branches near) or pay to the cc bill (without having to pay a charge).
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning folks

    Hope you've all had a lovely weekend. I am a smidge hungover this morning after a lovely afternoon at a cocktail making class with Souk. We certainly drank more than we made, but had a very nice time :D

    I had a lovely time at the craft show on Saturday and met a couple of ladies from one of the craft groups on FB which was great. It's nice to meet crafters in real life as well as online - none of my friends really "do" crafts, so it's great to have a natter with likeminded people. I got a couple of decent bargains and have made two cards this weekend, both of which are in my usual murky corner of t'internet :) I managed to come back from the show with change *faint* of £38.90 which I was very impressed with given that my budget was £75 :A I have now spent all of that as my current favourite stamp-maker has issued a new Wizard of Oz themed collection and as that's my favourite film of all time I had to have them. It cost £38.25 to have them all imported from Canada, which means I'll have to wait for weeks but save £10 compared to buying them in the UK :money:

    I'm now back on a strict budget until I can sell some more crafting items!

    Three day week for me this week, so trying to think happy thoughts :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It's hump day for me :D Thank all the gods as well, as work has been mainly pants for the last couple of weeks and I could really use some time off.

    I'm hoping that I'm going to be able to pay my loan off today. My repayment figure yesterday was £380 but a couple of PADs and my normal loan payment should have gone in last night, so if it's under £300 today then it's getting repaid :D:D

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Total amount outstanding on my loan is £268.82 so it's getting paid off today. I'm going to use my interest-free overdraft and just PAD to that for a couple of months. At least that way it's costing me less :D
  • JayJay14
    JayJay14 Posts: 1,918 Forumite
    Wow FF, one paid for little car - well done.
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Woo hoo :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Fantastic well done x
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Yeay :j:j:j
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