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Moooooving back to DFW - one Fresian's continued adventures in debt-busting
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Sharpen your CV whilst stocking up on tinned tomatoes, 9p noodles (freshly made in China) and 9p stir fry sauce..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Monday morning money post:
PAD/Spends - £51
Entertainment - £22.31
Food - £85.32
Savings - £2800
Loan balance - £4030.10
Outstanding balance - £1230.10
There's a small balance outstanding on my credit card, but it's less than £15 so my PADs will cover that by the end of the week.
I sold some crafty things last night on a FB group, and hopefully more will get sold this week. I have around £24 sitting in my Paypal and am going to withdraw the costs of posting the items, but probably keep the rest there. It's handy for when an "essential" bargain raises it's head
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I now have £40 in my Paypal account thanks to some more sales last night, and have found an essential craft purchase which I'm going to make shortly :rotfl:
I've also been after a posh paper punch for ages but couldn't justify spending £20 (!!) on it. Then I found it in stock on Amazon this morning and was able to buy it with gift vouchers, so it cost me nothingI'm going to have to restart my surveys so that I can buy birthday presents/treats for myself when I feel the urge to shop, but it was beginning to get very dull so I stopped not long before Christmas. Still, if I can buy presents from Amazon for people I can use the money in my Christmas account for other things, so it will be worth it in the end.
No surveys tonight though as I'm going to the movies with my friend. I decided just to buy the pass outright and pay for it with my savings. Once I have paid the credit card bill I will withdraw the funds from my ISA and then PAD to raise the balance again. If I get a bonus in March that will pay it straight off anyway, so I'll only have "borrowed" the money for a couple of weeks!0 -
I'm like you with the surveys, they had got really boring, but I've gone through the emails and I could have potentially earned a good amount over the last 2 months that i didn't, so it back on the survey bandwagon zzzzzzzzzzzzzzzzzzzzzzzzzzzzz :rotfl::rotfl::rotfl:One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Sorry to hear work is pantsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
FF have you seen this
http://deals.money.co.uk/deal/1008380-990-a-month-unlimited-cinema-pass.htm
sure it was cineworld you use.:DMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
never_too_old wrote: »FF have you seen this
http://deals.money.co.uk/deal/1008380-990-a-month-unlimited-cinema-pass.htm
sure it was cineworld you use.:D)
I was going to go and renew it tonight so you've saved me £600 -
flying_fresian wrote: »OMG!!!!!!!!!!! Just signed up (and noted down the phone number to call to cancel once I'm all sorted
)
I was going to go and renew it tonight so you've saved me £60
Glad to help:DMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
never_too_old wrote: »Glad to help:D
If you want, PM me your address and I'll pop a couple of cards in the post for you as a wee thank you?
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flying_fresian wrote: »You're an angel
If you want, PM me your address and I'll pop a couple of cards in the post for you as a wee thank you?
I dont expect you to do that,although a very nice gesture.
Im glad that you saved so much.:DMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0
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