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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think you do fantastically well :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Erm, hello, you pay for pretty much everything, have already repaid about £9k if remember correctly.
    you have savings, sensible realistic budgets that allow you to have a life, invest in Radley bags, new laptops......

    paying £50 over each month without the lodger is bloomin brilliant!!
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    I agree :) Anything extra is doing well...very well!!

    :A :T :A :T :A :T :A :T :A :T
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I lost 1.5lbs at Fat Club last night :D

    I'm now down another stone bracket and less than 1 stone from my target :):D:)
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    Great result! Are you finding it harder now? I know I am - I have 3lbs to go & find that cakes keep sneaking into my mouth :)
    Xxx
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Great result! Are you finding it harder now? I know I am - I have 3lbs to go & find that cakes keep sneaking into my mouth :)
    Xxx

    I've found it hard getting back on the wagon since Christmas to be honest. This week I used half my weekly points on Day 1 with Dominoes and in the coming week I'm out for dinner tonight and having lunch with Souk on Sunday :j

    Once I get back in the way of it I'll be fine, but there's no hiding the fact that I need to exercise now. I have never been to a gym and although I was active as a kid, I'm really not any more and wouldn't know where to start. I normally go home for lunch, but today I'm bringing a sandwich and going for a walk around the block instead.
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Good work, Mrs! That's a good idea to have a walk. I've started zumba. For the clumsy and unco-ordinated it is fabulous fun! I laugh so much. I think that does me as much good as the exercise. Swimming is something else I like as you can do it at your own pace. It's nice to have time to think too! I can't do the gym though, I find it really tedious. I've been looking at those Shred dvds everyone on here talks about and am thinking of giving that a shot. Thinking....:eek: :D
    One step at a time ;)
  • Thats it, they manage to stop talking about Shred on Hypno's diary and it sneaks up on me here :eek:.

    I bought a copy 18 months ago and its still in its wrapper :o.
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning mrs f

    as you well know any over payment is good,also now your lodger has gone your esb and gas bills will also drop a little(ours plummeted when ours went)
    but it is a time of re adjustment when youve used the cash for treats ,i saved the kids allowance for 6 months and now feel guilty spending it on luxury items like their shoes and winter coats :-(

    on wards and upwards
    great news on the weight loss xxx
    see you on the dark side !!
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hopeful1 wrote: »
    Good work, Mrs! That's a good idea to have a walk. I've started zumba. For the clumsy and unco-ordinated it is fabulous fun! I laugh so much. I think that does me as much good as the exercise. Swimming is something else I like as you can do it at your own pace. It's nice to have time to think too! I can't do the gym though, I find it really tedious. I've been looking at those Shred dvds everyone on here talks about and am thinking of giving that a shot. Thinking....:eek: :D

    I like the idea of doing a regular class, or going swimming, but don't have a swimming costume or any exercise clothing :o I think it's going to be long walks for me when the weather improves.
    Thats it, they manage to stop talking about Shred on Hypno's diary and it sneaks up on me here :eek:.

    I bought a copy 18 months ago and its still in its wrapper :o.

    I nearly bought that, but I'm too scared :D
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