Moooooving back to DFW - one Fresian's continued adventures in debt-busting

youareallhelpingme

(((((skulks in))))) the 5 issues for £5 mag is Cardmaking and Papercraft. buysubscriptions.com/januarysale quote JSTGC12 closing date 03.02.12 ((((((skulks out)))))

mooomin

No need to skulk when you bring such joyful news

youareallhelpingme

If you saw my craft efforts you would kick me off here in an instant :rotfl::rotfl::rotfl:.

retiredandskint

youareallhelpingme wrote: »

If you saw my craft efforts you would kick me off here in an instant :rotfl::rotfl::rotfl:.

We'll go together YAAHM and sit in the dunce's corner. My efforts are not good and I go to a card making class every month

mooomin

It's not about how good you are or how professional you think your cards have to look, just that you have fun making them.

I won't be kicking anyone off here anytime soon

DedicatedDFW

[QUOTE=flying_fresian;50476283It's] not about how good you are or how professional you think your cards have to look, just that you have fun making them.

I won't be kicking anyone off here anytime soon [/QUOTE]

Very well put ff :T :T:T

And many thanks for the details youreallhelpingme

mooomin

youareallhelpingme wrote: »

(((((skulks in))))) the 5 issues for £5 mag is Cardmaking and Papercraft. buysubscriptions.com/januarysale quote JSTGC12 closing date 03.02.12 ((((((skulks out)))))

They also do the same offer for Quick Cards Made Easy

I've been a good MSE and only bought the C&P one :A :rotfl:

mooomin

Not a lot is happening at Fresian Towers, but I thought I should post anyway

My monthly loan payment has hit the account, which brings the outstanding balance down to £4034.89, so obviously this month's target is to bring that under £4,000. I have my savings too, so the amount owed is down to £1234.89 (not including any interest penalties for early repayment)

I'm finding my current levels of debt repayment a little frustrating. We no longer have a lodger which means I don't have a "spare" £300 per month to throw at it, and I'm realising how much I relied on that money for little treats, and to pay for our holidays. I can realistically pay about £50 off every month on top of my monthly payment, but it doesn't feel like much.

Every little helps I suppose

Happy hump day

youareallhelpingme

I let my sister do the making if it involves card! Now if it involves fibreglass and filler I'm in heaven, I can spend hours sanding it to perfection .

Don't be disheartened, you have lost £300 off your income and are still meeting the loan payments AND making over payments, not bad going really :T.

Hopeful1

youareallhelpingme wrote: »

Don't be disheartened, you have lost £300 off your income and are still meeting the loan payments AND making over payments, not bad going really :T.

I 2nd that F_F. Don't be disheartened. At least you put your favourite (:p) lodger's money to good use. You have achieved oodles and oodles :T