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Has your savings rate increased...

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  • Gazpablo wrote:
    Smile doesn't appear to have increased its savings account rate for ages (still 4.25% but only if you have a Smile current account). Time to migrate, as Smile is having a laugh I reckon.

    Last went up after the August rate increase. They always move right at the end of the month so some hope yet.
    Ethical moneysaver
  • It's all gone quiet over there...still a lot of 'missing' announcements it seems to me. Last minute as per usual, and squeezing another week out. :rolleyes:
  • Froglet wrote:
    Just had an email from Bradford and Bingley.They are increasing their online rates the full .25%.Last time they didn't increase the Isa,which i have,by the full amount.

    Now stands at 5.55% and the savings at 5.60% so not bad.

    B&B failed to pass on the full 0.25% increase on the previous two occasions (prior to Jan 2007's increase.)

    Their rate went from 5.00% to 5.15% then 5.30%
    (rather than from 5.00% to 5.25% then 5.50%)

    If all three increases had been passed on then they would now be at 5.75% rather than 5.55%.

    :A emphatiC_hanK :A
  • Kazza242
    Kazza242 Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nationwide have released details of their savings rate increases.

    Please see this thread for more info.

    Click here for the full list of Nationwide's savings rate increases.
    Please call me 'Kazza'.
  • Announcements made by Abbey and Cahoot (email received) and Alliance & Leicester. See link in post #1, and separate threads.
  • Still nothing from Halifax? :confused:
  • Co-op ISA from 2 Feb

    Bals up to £15000 4.75%
    Bals over £15K 5.0%

    smile have always matched the Co-op top tier so presumably they will be going to 5% on their ISA.
    Ethical moneysaver
  • Ipswich BS web page is now updated for any of you Target Savers out there - 0.10% AER increase from 1/2.

    Still nothing from Halifax or ING afaik. BOE rate will have gone up again in February, if they're not careful. ;)
  • david78
    david78 Posts: 1,654 Forumite
    I don't think ING are going to increase rates (again). I wonder if they will send an email out this time considering the bad press they got last time. I only have about 10p in my ING account so I don't particularly care.

    I'm hoping the Halifax move to increase rates soon. I could do with the fixed rate on Regular Saver going up to 7.25% before my new 12 months period starts on the 6th. (Come on Howard -- do it).
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    What, you'd rather have a high rate than a consistent one from ING??

    Their latest research indicates that customers would rather earn less interest as they are less likely to be burgled (made that up, but many a true word...).

    Think they're a dead duck in the savings market, would now have to increase by over 1% to get any of my cash back. Have a couple of quid left in, but will probably close the account before end March, won't be worth the hassle of getting statements and adding it into my tax return after this year.
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