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The black sheep returns...

12467…30

Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oooo coupons ... will check them out i think ... if i get any tips at all i'll pass them on miz ... we are roughly £60 a week as well (sometimes more)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi miz

    looks like im not the only one back
    hi el
    £60 a week wow ...now i know why im coming home €160-200 for a family of 4 and that being mse
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
    BAAAARRRRRRRRRRKING er insanely so :o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hey shaun ... Is that for the month or the week? If its the week YIKES scary biscuits
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thats for the week el :eek::eek::eek:
    tesco,lidle, for basics and 2 eastern European shops.for meat and veg
    140-160 would be the ave + bread and milk
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
    BAAAARRRRRRRRRRKING er insanely so :o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OMFG shaun .... OUCH ... Hope that changes for u all soon
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Miz - nice to see you back.... I've had surgery and complications this year too - not good is it. Hope things pick up from here on in. Finding a job by next May is doable so don't give up hope on that front either...

    Shaun - ouch to your food bills... There are times when I'm that naughty but - now using mysupermarket and online delivery to get back on track. Virtually all our food is supermarket branded..... often basics but not always.... We are still between £80 and £100 most weeks which I know many MSErs would tell us is still too high for a family of 4. My cupboards are full - we have quite a lot of fresh food
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    between £80 and £100 for a family of four is good in my book ... i think sometimes we can be too strict on ourselves trying to save every last penny ... i'm trying to get my bill down to £40 a week for two that would be good ...
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi mizmir, great to see you again, and now i have another thread to subscribe to :)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    shaun40400 wrote: »
    hi miz

    looks like im not the only one back
    hi el
    £60 a week wow ...now i know why im coming home €160-200 for a family of 4 and that being mse

    Yay Shaun - good to see you - looks like there's a few of us returning to the fold! :)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    savingholmes wrote: »
    Hi Miz - nice to see you back.... I've had surgery and complications this year too - not good is it. Hope things pick up from here on in. Finding a job by next May is doable so don't give up hope on that front either...

    Hi savingholmes - good to be back. Sorry you've had health issues too - no fun. Am feeling very positive at the moment though the house is still a worry. Am hoping to get the self-employed business going by May but I will also check out jobs - maybe part-time.
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