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The black sheep returns...

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  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Morning! Worked out yesterday that in our worst case scenario I would need to find £2k a month to keep afloat once my job goes! :eek: That means another "proper" job I think - business would have to fly to get to that so quickly (6 months) if at all. Of course still thinking positive - lots of time still for house to sell - but need to be prepared as well. So strategy will be - make and pay off as much as possible while we still have both incomes & look for work to start in June. And get house out to rent as well as for sale! Good to have figures sorted out. We'll deal with this - somehow!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So the "worst case" is one income, no house sale and no renters? Good grief, that *would* be a bad'un ....

    In that case, I'll join you on the MB!!!
    2023: the year I get to buy a car
  • Karmacat wrote: »
    So the "worst case" is one income, no house sale and no renters? Good grief, that *would* be a bad'un ....

    In that case, I'll join you on the MB!!!

    That will not happen - the first bit not the second I hope that will happen the more people [STRIKE]nagging[/STRIKE] encouraging me the better :D. You will get this sorted and you have already made a huge difference with your cutbacks :T

    In fact KC the ing account is interesting I have a savings account with them from some offer a while back think there is £25 in it wonder if I could open a current account with them at least they "know" me is it an easy to use online account. Really must search through drawers and notebooks for betfair account details:o

    Cheeky sods re penguins this is why I hate t or t it gets hijacked by greed don't mind giving kids sweets but demands for money is a step too far not likely to get any t or ters here never have done in 14 years :T but I have bought sweets for the sunday school kids and we are doing a christian pumpkin just to show that we are not killjoys:D

    DTxx
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Cheeky sods re penguins this is why I hate t or t it gets hijacked by greed don't mind giving kids sweets but demands for money is a step too far not likely to get any t or ters here never have done in 14 years :T but I have bought sweets for the sunday school kids and we are doing a christian pumpkin just to show that we are not killjoys:D

    DTxx

    see I don't mind a community thing about it, but we have no local youth centre, although I have keep telling the Council everytime they ask me, we need one.

    And what you have said, sweets for sunday school kids and christian pumpkin is lovely. But that is you offering, not being demanded off.

    That's why I don't like these events anymore, so commercial. people forget the real reasons behind them.

    As for xmas! why should we spend lots and lots of money on presents that people do not want? I remember one year, being at inlaws for xmas, and my niece in law, opened her gift from us, was not impressed and threw it on the floor! She was 19 at the time! talk about ungrateful! at least could have pretended to like it. For that reason they are only getting vouchers this year, that I have not paid for, and I don't care what they do with them. (McCains - playing games and watching vids).
  • ZTD
    ZTD Posts: 24,327 Forumite
    Aesop wrote: »
    That's why I don't like these events anymore, so commercial. people forget the real reasons behind them.

    Well I'm not so sure about what halloween is about (actually should be hallowe'en) - burn the witch perhaps?
    Aesop wrote: »
    As for xmas! why should we spend lots and lots of money on presents that people do not want? I remember one year, being at inlaws for xmas, and my niece in law, opened her gift from us, was not impressed and threw it on the floor! She was 19 at the time! talk about ungrateful!

    No. Talk about spoilt. The sort of person for whom a lump of coal in the stocking is too good.
    Aesop wrote: »
    at least could have pretended to like it. For that reason they are only getting vouchers this year, that I have not paid for, and I don't care what they do with them. (McCains - playing games and watching vids).

    You're far too generous. After that little demonstration I would have got her something that rhymes with Duck Hall.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aesop wrote: »
    As for xmas! why should we spend lots and lots of money on presents that people do not want? I remember one year, being at inlaws for xmas, and my niece in law, opened her gift from us, was not impressed and threw it on the floor! She was 19 at the time! talk about ungrateful! at least could have pretended to like it. For that reason they are only getting vouchers this year, that I have not paid for, and I don't care what they do with them. (McCains - playing games and watching vids).

    At age 19!!!! So, she doesn't get another one, seemples!

    Last year, I hit on the jolly wheeze of food presents - I'm not up to making them myself yet, but I bought stuff that I knew people liked - Asian fusion food for one couple, Lindt chocolate for another, that sort of thing. Worked well. And I've been campaigning for years that people buy presents for me that have a *use*, if they buy a thing, or for consumables - nice hand cream, whatever - which I'd rather :):):)
    2023: the year I get to buy a car
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Well I'm not so sure about what halloween is about (actually should be hallowe'en) - burn the witch perhaps?



    No. Talk about spoilt. The sort of person for whom a lump of coal in the stocking is too good.



    You're far too generous. After that little demonstration I would have got her something that rhymes with Duck Hall.



    I would prefer to not get anything for them all, except parents in law, as they have been very good to us, but DH won't hear of it. He gets upset when I only send them piddly pressies anyway, and I say why not? they don't like what we get, and what do you get from them? FA and DS is lucky if he gets anything from them! These are his cousins!

    so this year as money is so tight, and finally DH has recognised that, they can have free vouchers, and if they don't like them - arcadia group, can give to friends/family, etc. only £10 each and if I don't earn enough by then, £5 each :rotfl:


    well it is supposed to be Hallowed's Eve but it is the day before all Saints Day, etc.

    Halloween developed out of The practice of dressing up in costumes and begging door to door for treats on holidays dates back to the Middle Ages and includes Christmas wassailing. Trick-or-treating resembles the late medieval practice of souling, when poor folk would go door to door on Hallowmas (November 1), receiving food in return for prayers for the dead on All Souls' Day (November 2). It originated in Ireland and Britain,[14] although similar practices for the souls of the dead were found as far south as Italy.[15] Shakespeare mentions the practice in his comedy The Two Gentlemen of Verona (1593), when Speed accuses his master of "puling [whimpering or whining] like a beggar at Hallowmas."[16]
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Aesop wrote: »
    I remember one year, being at inlaws for xmas, and my niece in law, opened her gift from us, was not impressed and threw it on the floor! She was 19 at the time!
    :eek: That is appalling - spoiled brat! I thought my sister's kids were bad as we never get any kind of acknowledgement for anything we give them but I don't think even they would behave like that in front of us!
    ZTD wrote: »
    You're far too generous. After that little demonstration I would have got her something that rhymes with Duck Hall.
    :rotfl::rotfl::rotfl: Am with you on that ZTD!
    Karmacat wrote: »
    Last year, I hit on the jolly wheeze of food presents - I'm not up to making them myself yet, but I bought stuff that I knew people liked - Asian fusion food for one couple, Lindt chocolate for another, that sort of thing. Worked well. And I've been campaigning for years that people buy presents for me that have a *use*, if they buy a thing, or for consumables - nice hand cream, whatever - which I'd rather :):):)
    Good idea. I am planning to make fudge for most of the family this year - will have to do! Will buy something small for parents but the rest it will be a token only. Think they will be fine with it - they know the situation. :)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Karmacat wrote: »
    At age 19!!!! So, she doesn't get another one, seemples!

    You're obviously as harsh as I am KC... ;)
    Aesop wrote: »
    Halloween developed out of The practice of dressing up in costumes and begging door to door for treats on holidays

    And now they dress up in costumes to strike fear into the hearts of small children...

    oiyouANKXI.jpg

    :rotfl:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :rotfl: love the pic ZTD :rotfl: how apt!
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