how far back can you claim

niecsey

Hi all we just got the letter telling us natwest are paying up £644.00 to myself and hubby. My question prior to living with me and getting a joint account he was with natwest too and was charged on numerous occasions due to his job ( funny wages to say the least) he has all his statements for the 1990's. Is it possible he could claim for these charges he had? Cheers all x

niecsey

Hi how far back are you allowed to claim? Im talking about a closed account (closed approx 2000) cheers we have all statements.

Edinburghlass_2

Rex_Mundi wrote:

It's not so much anything to do with the Data Protection Act, this has more to do with the Limitations Act 1980. This is what the banks could use to refuse payments over six years.

As nickmack has mentioned. People have claimed over this time limit, but more knowledge is needed and this can be more complicated than a normal claim.

............

niecsey

ok cheers l havnt posted all these messages here one after the other someone keeps moving my posts here!

liverpool20

can I reclaim charges for returned cheques and Direct debits etc for the years 1996 to 1999 Nat west took hundreds of pounds and we gave up our home because of it .The time period is probably longer .thankyou::

nickmack

liverpool20 wrote:

can I reclaim charges for returned cheques and Direct debits etc for the years 1996 to 1999 Nat west took hundreds of pounds and we gave up our home because of it .The time period is probably longer .thankyou::

You may be able to but you need advice as the time period is longer than 6 years ago. Try Citizens Advice first.

Edinburghlass_2

Rex_Mundi wrote:

It's not so much anything to do with the Data Protection Act, this has more to do with the Limitations Act 1980. This is what the banks could use to refuse payments over six years.

As nickmack has mentioned. People have claimed over this time limit, but more knowledge is needed and this can be more complicated than a normal claim.

as above answer basically.

coz_2

Hello! :wave:

Is it 6 years of todays date, the beginning of the year or the beginning of the financial year?

Thanks!

gillianwright

Can I go back 6 years from 2000 to 1994 or is it just 6 years from the present? We've been solvent since 2000 but up until then we were £60,000 overdrawn with a £20,000 overdraft limit and HSBC charged us thousands due to unauthorised overdraft interest and charges.

L-Jay

It's the last 6 years.