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The 'Save £12k in 2012' thread!
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Couple of bits transferred to the savings today £2.44 from my Friday night rounding down of the current account and 87p save the change:)
Came home tonight to a £200 tax refund cheque which had ne dancing and pogo-ing around the kitchen. They have sent it out of the blue, I didn't submit a claim:j:j I haven't even thought about spending any of it, it is going straight in the pot.:D
Also have topped up my sealed pots with about £6 tonight to bring me up to date on the £/day and with the change I had in my purse.
Lucky you!! I got a letter today saying I owed them £138 which will be taken over the 12 months of next financial year. So I'm off to fiddle about with my personal expenditure to make sure I can get out of paying it! Stupid tax!0 -
£305 this week .
hol deposit returned £200, closed jar and regular payments / coupon save etc.
quidco now transfered to savings .0 -
my sealed pot is getting more these days but it is all towards this challenge anyway
I was thinking what a thrifty day I've had...
- woke up early so I could cook a curry in my thermal box (no energy costs) and as it was economy 7 time I charged up my kindle, laptop and mobile at cheap rate
-went shopping (with a list) got overcharged 8p in the veg shop so went back to reclaim (went in the pot when I got home)
- picked up 2 dvds at the library that I ordered also Hugh FW veg cookery book so I'll bag a few recipes from it and wait till a copy appears in charity shop/ jumble sale
- kids also bought some cheap make up on sale in boots, I was so proud as DD2 used a £5 off coupon too!
- went to charity shop and found a silk dress on '3 for £1 rail' needed garment no. 3 as I had picked out 2 tops so have listed it on ebay (free listing this weekend)
- nipped into sainsburys, bought bits on the list and used £5 in nectar points, put £5 into sealed pot when I got in.
- got back to the car and everyone said they was hungry, swiftly produced a baguette (79p) I had bought in sainsburys and we all munched it on the way home
very productive day, minimal spend and kids picking up our good habits! win/win yay!
edit: forgot to say that I looked on HUKD this morning and saw earphones for 55p delivered so got 3 stes for xmas too!Save £12k in 2012 no.49 £10,250/£12,000
Save £12k in 2013 no.34 £11,800/£12,000
'How much can you save' thread = £7,050
Total=£29,100
Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
Balance 23.11.09 = £nil.0 -
Well, it seems we've all had quite a good start with this challenge.
So far this week I've transferred £72.90 to my savings account. Also sold quite a bit on ebay but won't add it till next month as need to wait for the paypal fees to come off first. Had a nice post new year cheque for £25 for a freelance job I do (very rarely unfortunately) so that was added straight to the saving pot.
Busy listing on ebay tonight and tomorrow as it's free listing w/end.0 -
Hello everyone,
It seems my move might be put on hold so I've gone ahead and transferred £95.35 into my ISA to bring my current total up to £400.
Only another £5600 to go!!
Am hoping for another £100 to transfer before the end of the month. My promotion starts mid-month so half the month's salary will be at a higher rate and should have more disposable cash to put away! Also relisting my higher priced items on ebay tomorrow night :j
Trixie x6k in 2012: £4200.00/£6000.00
6k in 2013: £8209.62/£6000.00
7k in 2014: £5900/£70000 -
Oh well, due to the high winds we had lost 2 panels and 1 post. sorted that out today cost £75, thats half this months o/t gone.:mad: plus side o/t sunday and monday, but wont get it till the end of feb. Will be updating the total at the end of every month.:)Debt as off 27/04/06 £17,500_pale_
Debt as off 22/10/14 £ 0.00
Hurrah..all gone:beer:
I have learned my lesson.0 -
Hello all!
I'm quite excited at the prospect of joining this challenge - Slowly Fading, can you sign me up for the £12k please!
I've never been able to save before, but have managed to pay off over £10k in debt, so can finally start saving! This challenge is just the motivation I need.
Good luck everyone![STRIKE]Debt Jan 09 = £10,046[/STRIKE] Debt-free since 16/12/2011
Save £12,000 in 2012: £11,403.13/12,000 :j
Save £12,000 in 2013: £4000/£12,0000 -
Still haven't managed to start saving so my balance is still a big fat zero but I get paid in two weeks and want to save at least £300.
Good luck to everyone.Mortgage FreeSave £5,000 in 2020[CENTER:j0 -
Finally managed to get underway. I've been able to transfer £122.47 into my savings by not stopping myself from making a couple of needless purchases this week.
1% of the way through!£12k in 2012 challenge, No. 174: £6242.82/£6,000*
Revised on 25/08/20120 -
lula_moneybaggins wrote: »Hello all!
I'm quite excited at the prospect of joining this challenge - Slowly Fading, can you sign me up for the £12k please!
I've never been able to save before, but have managed to pay off over £10k in debt, so can finally start saving! This challenge is just the motivation I need.
Good luck everyone!
Wow well done on your achievement lula!0
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