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£25,000 to clear. Ready...steady...GO

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  • What craft things are you wanting to make Banwa?
    June 2007 Debt: £16,000
    Oct 2011 Debt: £9818
    July 2012 Debt: £8099 (HSBC Loan, £300 O/D)

    Baby Savings: £500/£1000
    New Kitchen Savings: £1500/£3500
  • banwa
    banwa Posts: 952 Forumite
    What craft things are you wanting to make Banwa?

    I can't give away my secrets! :p

    Really though, it is ornaments. I am not saying anymore until I have successfully trialled it. I don't want egg on my face:)
    Debt £26k 18/10/14
  • banwa
    banwa Posts: 952 Forumite
    Hi Banwa

    Loving your diary *subscribes* and so impressed with how you're dealing with the debt! :T

    Nora

    That means you're easily impressed. Which was one the qualities of mine that attracted Mr Banwa:rotfl:
    Debt £26k 18/10/14
  • banwa
    banwa Posts: 952 Forumite
    Good Things about today:j
    • Quite a lot of interest on one or two of the ebay items
    • Posted first ebay parcel at lunchtime
    • V MSE lunch - beans on toast
    • Lovely leftoever for tea a sort of improvised curry
    • Have finally paid the vodafone bill. One debt cleared.:j
    • Just logged on to bank and have details of the new 0% credit card on, so can get the two high interest accounts switched tomorrow.

    Bad Things about today :exclamati
    • One of my ebay items has sold but has no payment. It has been 24 hours now, is this normal? I always pay straightaway.
    Have been thinking about this blooming overdraft. The new CC has a limit of £5400 on it. Am thinking about transferring all of that onto Barclaycard so that it is in credit and using Barclaycard for grocery/ petrol spends etc so basically only DDs and SOs come out of joint account until we are out of the overdraft. Am I allowed to trasfer more than I owe onto Barclaycard. And do I have the discipline not to overspend on the Barclaycard? :think:
    Debt £26k 18/10/14
  • banwa wrote: »
    Good Things about today:j

    [*]Have finally paid the vodafone bill. One debt cleared.:j

    Woo hoo:T Brilliant, well done Banwa :dance:
    Full LBM 26 Sept 11
  • Congrats on paying the vodaphone bill!:T

    On the ebay payment - have you sent an invoice to the buyer? If so, then just leave it for a couple of days. I found buyers paid up (and left feedback) at completely different rates...but no-one longer than four days (after which, I think, you can start to moan - there's lots of advice on the ebay forum for new sellers).

    Nora
  • banwa
    banwa Posts: 952 Forumite
    edited 25 October 2011 at 11:00PM
    Thanks for the cheers from the sidelines:D

    No invoice sent yet, I am just an impatient b*gger. There is no real hurry anyway; but I would get it relisted if it's not wanted. This ebaying selling stuff is a bit addictive. It might even be more fun than the buying.
    Debt £26k 18/10/14
  • It really is more fun that the buying! Of course, then you start to worry that you don't have enough to sell on ebay...but that's another story!

    Send the invoice - often acts as a nudge to the shopper, and gets them to pay. And do take a look at the ebay forum for new sellers - I found it a very useful (and impatience-calming) resource.
    • Have finally paid the vodafone bill. One debt cleared.:j
    • Just logged on to bank and have details of the new 0% credit card on, so can get the two high interest accounts switched tomorrow.

    :jCongratulations!:D

    You're doing fantastically well Banwa:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hi you are doing so well. I would invoice buyer. x
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