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£25,000 to clear. Ready...steady...GO

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  • banwa
    banwa Posts: 952 Forumite
    Pah! witter all you like - love to read your updates, and congrats on the KPIs. :T

    Nora.x

    You are generous and forgiving, thank you Nora:A
    Debt £26k 18/10/14
  • banwa
    banwa Posts: 952 Forumite
    Oh and I've been meaning to say for ages, the energy monitor I got sent for free, I can't use to on my meter because of the type of set up. So if any of you posters on my diary want it; I will gladly send it to you.
    Debt £26k 18/10/14
  • Hi Banwa!

    I've no idea what a KPI is but it sounds like good news lol :j

    If noone else has claimed the energy monitor could I have it, can forward some postage money to you if you like :D

    Good news: February is only 3 more sleeps :rotfl:...Jan seems to have been a pretty carp month for us dfw'ers! Here's to Feb being better :beer:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • banwa
    banwa Posts: 952 Forumite
    No worries, no need for money for postage DFW, just let me know your address and it's yours. I warn you now though I am quite disorganised so can't guarantee it'll be with you any time soon:rotfl:
    Debt £26k 18/10/14
  • I hope you hear good news about your sister soon, Banwa.
    Full LBM 26 Sept 11
  • Hope your sister gets well soon xx

    I've also done that thing with my spreadsheet - either thought I paid more or owed less! We're human, these things happen
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • banwa wrote: »
    I decided that I would be extra lovely to them and bring them food and drinks and not make them do anything but enjoy themselves, and I have to say it has put me in a different frame of mind
    Oh you are good - an example to us all on how to handle things in the best way for both yourself and the family *wanders away to repack the electric fence kit*
    Have paid £400 less than I thought I had. Can't bring myself to update my signature. Too depressing.
    Ahhh, mate - we've all been there. I muck up my figures at least one a month! :D
    My sister is in hospital. I think in the HDU. My Mum and Dad are going up to see her and I am going to wait until they give me the full update before I worry too much.:(
    Fingers and toes crossed that she's ok - and that your parents let you know asap. *big hugs*
    banwa wrote: »
    You are generous and forgiving, thank you Nora:A

    Pfft! I'm really not! I am, however, very nosey and I love your diary. :D

    Nora.x
  • banwa
    banwa Posts: 952 Forumite


    Pfft! I'm really not! I am, however, very nosey and I love your diary. :D

    Nora.x

    That's a lovely thing to say:kisses3:

    Well people, I have the day off today, so am going to spend some time refocusing on MSE. So there may be some long and rambly posts later...
    Debt £26k 18/10/14
  • banwa wrote: »
    That's a lovely thing to say:kisses3:

    Well people, I have the day off today, so am going to spend some time refocusing on MSE. So there may be some long and rambly posts later...

    :T Look forward to them :rotfl:i'm sure they can't be as long and rambly as my ones are :eek:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    :T Look forward to them :rotfl:i'm sure they can't be as long and rambly as my ones are :eek:
    Nor mine :D enjoy the day off banwa x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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