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The Ultimate Hard and Fast debt clearing mission

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  • Thanks guys, I feel like I always come here to vent about some new problem or the other!

    They've both been given "help" in the past to lose weight and they really lack the motivation. I don't think us booking the wedding would be enough of a motivation for them really. It would just result in OH's mum crying about the fact that she couldn't go. And OH's sister moaning about having to pay for a flight (she moaned about paying £20 for a meal the other day when her share was about double that!)

    Going to draw up what the budgets would be for both options and talk to OH about it tonight. He keeps going on about he wants to get married as soon as possible, well the less money we have to save the quicker we can do it!

    Oh and everyone is taller than me too Shrimpy! OH is over a foot taller than me!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    N.I.M wrote: »
    Looser waistbands?

    Oh NIM I was going to say that :p
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    wendz86 wrote: »
    I also have 3 little flowergirls including Poppy who is most likely to be the most naughty lol.

    Ah Wendz that is so cute, bless her! Will she be the youngest?
    They've both been given "help" in the past to lose weight and they really lack the motivation. I don't think us booking the wedding would be enough of a motivation for them really. It would just result in OH's mum crying about the fact that she couldn't go. And OH's sister moaning about having to pay for a flight (she moaned about paying £20 for a meal the other day when her share was about double that!)

    Ugh Ruby, they sound like a total nightmare. The meal bit reminds me of organising my friend's hen do, her sister and I booked a limo as a surprise for her as the cost worked out the same as getting a minibus. Her SIL threw a strop saying she couldn't afford it even though it cost the same amount and rang my friend to complain even though she knew it was meant to be a surprise Friend's sister and I ended up paying for her and her friend, only for them to spend about £70 each on cocktails when we got out to the bar :mad:
    Birdie85 wrote: »
    all I could focus on was the fact that the organiser updated the screens in the office saying 'This week's biggest loosers are:...' Loosers!!!! Looser than what?! :wall:

    Oh Birdie! I would have had my tippex out on the screen! OH was writing a shopping list the other night when he turned to me and said 'What's the plural of bananas? I've tried putting an 's' on the end but it doesn't look right with the 'h' - errrr? What? He had written bananah's :eek: I had to go through the list and cross out all the errant greengrocer's apostrophes! (And I confess I had to really think about "greengrocer's" then to decide if it was singular or plural so maybe I shouldn't be so mean! :p)
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • I think it should be greengrocers' apostrophes, but it depends how many greengrocers we're talking I suppose!

    Honestly, I never understand how people can't just do as they're told for other people's weddings! Stop making a fuss - it's not your day! That issue with the taxi/limo reminds me of the fuss we had with my cousin's hen night in December. She was having a very low-key meal out near her home town and we decided to book a limo as a surprise for her to make it a bit special. Certain factions (on the groom's side) said they couldn't afford it (it'd have been about £11 each between us all) and got lifts to the restaurant and met us there. Not only did this double the price of the limo for the rest of us - it also made for awkwardness on the night for my poor cousin when we met them there. NOW, one of THEM is having a hen do next year and what's she doing? A weekend in Spain! My cousin's like "Nah sorry, can't afford it".

    Ruby that's pretty shocking about your in-laws and the weight thing though. If they're heavy enough that they need a doctor's note to fly then it sounds like they could do with losing a few pounds anyway, and what a nice incentive your wedding would be. They just sound so lazy :(
    Weightloss: 14.5/65lb
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 September 2012 at 10:13AM
    Well done on the weight loss Birdie, I really need to get a move on with mine, wearing a skirt to work today that is a little snug around the middle when it never used to be. I blame stress eating.

    Had a chat with OH last night and showed him this place in Prague that I have absolutely fallen in love with. He agreed it was really nice and a really good deal. He also said he would talk to his mum this weekend when he goes to see her and tell her that we would love to have this amazing wedding with her there and unless she is prepared to either lose the weight or stump up the extra cash, we can't make a decision yet. OH was swaying more towards Prague last night because I told him we were on track savings wise to get married October next year if we were to go for that option. Otherwise it would be the end of 2014 probably and by then we would have been engaged for almost 4 years!

    Book club tonight! Bit nervous because 3 of the women have offered me a lift to the place. So have to be stuck in a car with them for about half an hour but then again at least I won't be arriving on my own, which is one of my biggest fears.

    ETA: Tete, they are really lazy. I could go on and on about it but it just stresses me out. Hopefully they'll both come to some realisation this weekend. When I'm not there to witness the "poor me" crying routine.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Also, meant to repond to these the other day:
    shrimpy_80 wrote: »
    Tete, ordinarily I would say go for it with the knitting club, if you hate it you need never go back. But it seems to me that you have quite a lot on your plate at the moment, so it depends if you think it would really be a pleasure and 'time out' or whether you think another commitment would add stress - I absolutely love choir and am so so glad I joined, but even so there are weeks when it feels like yet another thing on the to-do list, if you know what I mean. I'm not trying to put you off at all, just saying don't feel bad if you decide to defer it for a while. But if its just the fear holding you back then you should definitely go for it :)

    It IS just the fear I think, I know what you mean about it feeling like just another chore and I'm sure it will some weeks, it's just a matter of not putting that pressure on yourself I guess.
    I know no-one in real life who knows anyone male and single - and they're ALL you know! Typical!
    Dinah93 wrote: »
    Ahem!

    Hmm, OK maybe we should arrange something soon....
    Dinah93 wrote: »
    Tete that cake club looks FANTASTIC - I can't imagine a more relaxed evening than meeting up with a cake for a natter. Are you a member? I'd love to go but it's that fear of being a loner hurdle again, plus the fact the Co Durham one is about an hour away and I'd be scared my cake would be a gunky mess after going over hill and dale. We could start our own one, no judgement on sunken cakes, wonky icing or unusual flavours :D

    No I'm not a member, I know some bloggy people who are in the NW and they enjoy it but I worry that it'll be a bit WI-ish and snooty, plus not many of the meetings in the Durham Dales group are down near this end of Durham. We totally should start our own - just you and I getting together to eat cake! It's silly really that we're so 'close' on here, speaking almost every day, and yet we live so close and never meet up and are both moaning about having no friends!
    Weightloss: 14.5/65lb
  • I think it should be greengrocers' apostrophes, but it depends how many greengrocers we're talking I suppose!

    In the end I thought it might be like a fireman's lift, one generic greengrocer rather than lots? I don't talk about punctuation this much IRL by the way :rotfl: Thank you for humouring me!

    Oooh Birdie, only just remembered to check my email, the papers are so lovely! Huge huge thank you! I just hope I can do them justice with my (lack of) craft skillz!
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes she will be the youngest Shrimpy , her older cousins will be 4 and 6 and her younger cousin is gong to be about 18 months but she wont be flower girl.

    Found out this week that OH's step brother's fiance is having a baby so Poppy will have another cousin. They are supposed to be getting married 2 weeks after us but think they might be cancelling as they struggle with money as it is.

    Birdie - how rude the biggest looser lol!

    Ruby - Prague sounds amazing, glad your OH is going to speak to his Mum.
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I complained and the spelling was changed on the screen. ;) The guy who updates it knows to check his spelling and grammar with me from now on since this isn't his first fail! :o

    LOL at your OH's interesting spelling Shrimpy! Luckily my OH is pretty good, the first time he pointed out a mistake in a book he was reading I could have jumped for joy because I'd found someone as pedantic as me! :rotfl: I'm not perfect and know I make mistakes too, but I really hate writing an e-mail etc then noticing a typo as soon I've hit send and it's too late to fix. Makes me feel like a total idiot and I feel like saying 'I had fat fingers and got some letters mixed up but I know what I did and wish I could fix it! But that would just bring attention to the fact that I'm a little mental and very uptight. :o

    Glad you got the papers and like them! :) Still need your e-mail address Wendz :)

    Really hope you can get things sorted so you can get married in Prague Ruby. If you end up having to get married at home your heart won't be in it and you'll always have a 'what if' feeling about your wedding IMO. We had similar worries about our wedding and I remember getting told off by Dinah for dithering and worrying too much about everyone else and not thinking about what we wanted! ;)

    On the subject of people moaning about the costs of hen parties and spoiling surprises, one of my 'friends' rang me up and told me what the surprise weekend away for hen do was and made it sound so bad and so expensive for everyone involved that I got upset and asked for it to be changed to what turned out to be a disjointed spa day (where 2 friends turned up for early treatments whilst the rest of us went later in the afternoon, they didn't mix with the other girls then left early to get ready as they weren't staying in the hotel) and a pretty lame night out in Leeds, the best part was the surprise limo that the same 'friend' let slip about as we were getting ready! :( After my wedding my other friends were talking the hen do that could have been and it sounded really good and wouldn't have cost any more than what we ended up doing! Wish I'd just told this girl to !!!!!! when she started moaning and let my friends do what they'd originally planned! :o

    Yay for more babies in the family Wendz! :T Really looking forward to my SIL having her baby, it will be a long wait until April! Bless her, she's so nervous about this baby after what happened last time, even though it was a 1 in a million thing that went wrong and it is highly unlikely that the same thing will happen; I doubt she'll breathe properly again until she's actually got the baby in her arms. This one is due around the time she lost the last baby so I hope that a sad day is soon transformed into a happy day. :)

    Is everyone talking like a pirate today since it's the international day for doing so?! Keep hearing a lot of 'Arrrs' and 'Mateys' being flung around the office! :p
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hen parties are a bit of a minefield arent they. I am planning on going to brighton and doing a craft/afternoon tea thing in the afternoon at a place my sisters friend manages and then a night out so people can choose to go to one or the other or both. The craft /afternoon tea thing is about £30 and i am even worrying about the cost of that . I am not really worried about my friends but not sure whether OH's sisters/mum will want to pay/come.
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