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The Ultimate Hard and Fast debt clearing mission

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    But we won't be able to go because after a big talk this weekend, we're going to start trying for a family within the next couple months. It's not really a matter of "I might be a land-whale by then", we just won't be able to afford to save for baby things/maternity and a big trip. And like I don't expect my Sister to put her life on hold for me, I hope she understands I can't do that for her either. Plus, the nursery is already mentally planned and we have fancy names picked out!

    Oooooh, NIM just got told!

    Eeee so exciting! I was hoping that was the reason. Glad he changed his mind on the waiting for next year when Ryder is old enough thing. Really really wise to get some savings behind you - we are a prime example of how circumstances can change unexpectedly and life is just easier with money to fall back on. I'm certain your sister will understand, the two of you are so close.

    I'm quite enjoying the thread gradually filling up with tiny cute people. Makes me want to sing the Lion King.

    Eeek, didn't mean to tell him off, but it's true, he's much more keen to teach her what is appropriate behaviour where I'm a lot more willing to just let her do her own thing at this point as I don't think she knows better or is capable of learning how to sit still etc anyway just yet (and I find her wriggling, firing the bottle out her mouth etc too damned cute) - even if she makes things ridiculously difficult when they could be easy if she'd just stay still! Conversely he's more willing to let her get a few bumps and bruises whereas while I'm happy she climbs trees and goes swimming etc I want to wrap the corners of the coffee table in bubble wrap and cover over all the sockets.
    Birdie85 wrote: »
    Can't believe it's nearly your 2 year anniversary guys! Where has the time gone?! :)

    I know. Little concerned the card I ordered for NIM hasn't arrived. He hasn't got much else as money is too tight at the moment so it better turn up! I always think a nice heartfelt message in a card is something you can keep and enjoy in years to come, presents either need to be well thought out or not at all, rather than buy a rushed £3 gift which might break or just be a bit strange but you feel obliged to hang onto (unless it's chocolate, that's never a waste).

    Even scarier than being nearly 2 years is the fact that I think we're about 5 or 6 weeks from when we found out we were expecting Grace, and that really seems like another lifetime ago!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    edited 29 August 2012 at 11:32AM
    Dinah93 wrote: »
    Just not true! You're an authoritarian, you don't like it when she's fiesty, like when she's a bottle wiggler and wants to see what's going on or escape rather than eat. She will get the stern 'Grace' from you 10x more than from me in her first few years I bet.

    You really think so? Would I prefer she acted like some tramp or B'lana/Dax? I'm authoritarian, your right, but my little girl is going to know how to stand up for herself. I'm going to have her watching trek by the time shes 5.
    Cinny91 wrote: »
    Although I love Snooki with a passion I have to agree with all of the above, bar Lady GaGa. I know she had her problems in the past, but she is a very positive role model for kids (well, more teens I guess) who need help to accept themselves. A lot of her songs give them courage, or strength, or just a sense of acceptance and a feeling of not being alone. You have to give her that.

    Gaga has her moments, but she still "dresses" in a couple of belts and nowt else to sell her music like just about every other woman in music does. You want a musical role model? Adele is the one I'd point her toward.
    Cinny91 wrote: »
    But we won't be able to go because after a big talk this weekend, we're going to start trying for a family within the next couple months. It's not really a matter of "I might be a land-whale by then", we just won't be able to afford to save for baby things/maternity and a big trip. And like I don't expect my Sister to put her life on hold for me, I hope she understands I can't do that for her either. Plus, the nursery is already mentally planned and we have fancy names picked out!

    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T that is all ;)
    Cinny91 wrote: »
    Oooooh, NIM just got told!

    Someones still delerious from her illness. :p
    Dinah93 wrote: »
    I know. Little concerned the card I ordered for NIM hasn't arrived. He hasn't got much else as money is too tight at the moment so it better turn up! I always think a nice heartfelt message in a card is something you can keep and enjoy in years to come, presents either need to be well thought out or not at all, rather than buy a rushed £3 gift which might break or just be a bit strange but you feel obliged to hang onto (unless it's chocolate, that's never a waste).


    To me cards are a complete waste of money, we keep having the talk and she keeps ignoring me, but spending money on something which doesn't last just to celebrate the fact that the earth has circumnavigated the sun yet another time since an event occured. And the cost of cards these days is rediculous. £5+ for a bit of thick paper.

    Besides all of that, stuff is irellevant to me. I've got everything I need, a gorgeous daughter, a wife i'm utterly devoted to and vice versa, a lovely house in a quite village near a quality town. All I could want on top o that is a better job and I'm the most content man on earth.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I think we have a classic languages issue here - it means a lot to me so I do it, it doesn't mean anything to you so you don't, and we both think the other hasn't listened :(
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Dinah93 wrote: »
    I think we have a classic languages issue here - it means a lot to me so I do it, it doesn't mean anything to you so you don't, and we both think the other hasn't listened :(

    Solution, buy a gift for yourself from me. You get to buy a gift for me in buying one for yourself so we both get what we want for less than neither of us getting what we want ;)

    Is genuis plan.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Nope, you don't get out of it so easily, you've made me feel really special with presents in the past.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Dinah93 wrote: »
    Nope, you don't get out of it so easily, you've made me feel really special with presents in the past.

    And driven you to depression and tears with others...I'm still bloomin well waiting on your gift too. I'm not going to be impressed if this one doesnt come off.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    To be honest I'm not going to shed any tears over it this year, already got the best present you could give me for 2012 in a 1lb 15oz package.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    N.I.M wrote: »
    You want a musical role model? Adele is the one I'd point her toward.

    It's all personal opinion I guess. And obviously, the best role models for your children are you and your partner. The only outside role model I've thought of for my future monster is John Cena, 100%. As long as he's still on the scene, a lot of focus will be put onto him. All I want is for my kid to be happy, tolerant towards others and have dignity/confidence in themselves. Which is down to us, not society, really. ETA: Seemingly I need to brainwash my kid with "That's What I Am" as soon as they can understand it!

    And thanks :) All I've really ever wanted to be was a Mum, so I can't wait. Just need to hang tight for a few months to make sure OH's job is secure.
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Oooh lots of warm fuzzy feelings on the thread today :) I was lurking on your thread before you got married and for quite a while before and agree that it doesn't seem anything like two years ago. And I can totally still remember squealing with excitement and nearly falling off my office chair when Gracie was announced :)

    Which brings me to your exciting news Cinny, yay! Super happy for you both and for more tiny people joining the thread! It sad about your sister's wedding but she will understand and I guess she will be having a little family celebration in the UK as well?

    I started this post ages ago but had to go and do some actual work inbetween (:eek:) so have forgotten everything else I wanted to say! Is anyone else super cold today? Can't decide if its my new office or just down to the weather, as our building has several different microclimates all of its own! I hope I haven't moved into a cold office!
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    It is chilly today Shrimpy, but then that could be my office which seems to have 2 cold days, 2 hot days and one wildcard day each week!

    Great news about wanting to make babies Cinny! You could have a little Ralph on the way this time next year! :D
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
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