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The Ultimate Hard and Fast debt clearing mission

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    N.I.M wrote: »
    I can neither confirm nor deny the accuracy of this statement.

    LOL, take that as a yes then! :p

    Oh forgot to say... yay for the MS holiday!!!!! :j

    Can we restart the monthly lists we used to do? I liked having something in writing to stick to :)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Poolie
    Poolie Posts: 1,882 Forumite
    N.I.M wrote: »
    I can neither confirm nor deny the accuracy of this statement.

    Nice response.
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Dinah93 wrote: »
    Cinny - Saw this pinned by one of my cousins, thought of you. First tattoo I haven't been freaked out by so big steps for me :D

    Aw it is cute, I'd pinned it too! Think I came across it looking at wedding stuff.

    Birdie I think the best thing about pinterest is looking at the random crap that other people like!

    Hope all works out with the holiday :) NIM must be on good terms with all the MS companies!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Absolutely you can restart the monthly lists - do you want to start form March 1st? I'll try to be better at putting everyone's list in one place this time.

    Have booked onto a yoga and hypnobirthing type class for the next 3 weeks, it's supposed to run for 4 weeks but I'll hopefully be on holiday the last week. If I like it there is another one in Darlington I can go to when this one ends as the teacher is off to have a baby herself, but it's on a Tuesday which is a night I don't have the car so it's a bit of a headache. I've also been told the pregnancy yoga waiting list nearly has enough people on it to run the class, so that should be starting some time in March which will be great.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Poolie wrote: »
    Nice response.

    You'd swear I studied law...oh wait ;)
    poddle911 wrote: »
    NIM must be on good terms with all the MS companies!

    Yes, yes I am.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Dinah93 wrote: »
    Absolutely you can restart the monthly lists - do you want to start form March 1st? I'll try to be better at putting everyone's list in one place this time.

    Yes please :o

    Hypnobirthing and yoga sound good... you sure you can't get a MS for those classes?! :p
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol I'd be gleeful if I could :D

    Amazon Vine night tonight, really hoping for some goodies. Last month I got some really good fiction books (Next to Love and Her Giant Octopus Moment - worth looking out for on RiSi) but I would love some nice baby swag today, or a telly :D
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Bank account check complete. Another £47.37 has arrived from Paypal, and £30.89 from Quidco, which is great as the joint account had slipped into the OD so I've paid almost all of that off again. Will pay it off completely before making headway on any of the credit cards on payday.

    I feel like I've brought in quite a lot this month, yet buggies, birthdays, bras and God knows what else have meant we've barely even stood still. At least most of the big baby purchases are taken care of now. Deep down I'd like to be in a positive position at the end of the month, but worryingly I think we're going to be in a place where actually somehow our CC debt has risen (it's currently at about £611 on what was previously an empty card, on payday if we pay off £350 that's still £250 to find just to end the month even with where we started), and I need to look into why. Can only hope we get a lot of ebay sales through in the next week or so. I also need to get listing to make the most of the limit cap for the month as I can still list about 80 more things.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah was skim reading your maternitywear moans earlier and just saw these when browsing the sales - only one size left not sure if it's yours. It's not mine and I'm not pregnant but I'm tempted because £3 just seems ridiculously cheap!
    Weightloss: 14.5/65lb
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Good call on restarting the lists, I found them a good spur too.

    I need to keep ebaying too, only have low value stuff to shift but better 99p in my pocket than a shelf full of tat! Accidentally posted something yesterday that wasn't paid for, but luckily they paid this morning - whew! Freebies are only good when I'm on the receiving end of them!

    How's the wedding planning going Poddle?
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
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