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Risen from the ashes ...

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  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    :j:j Ohhhhhh, that's made my day :D (after Maisie's op going well IYKWIM:o - *sternly talks to self* - "stop digging holes for yourself":rotfl:)

    I am trying ..... it's hard sometimes tho':o
    Yes, stop digging holes for yourself :naughty:

    That's Maisie's job now...:D


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  • I do love that pic Hovel lady!

    It did make me chuckle .... (quite a lot actually!)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • WARNING, this is a bit of a money rant (SF warned you;))

    Dog walking - A plan of action!


    Have a plan forming for the dog walking expenses .... (things tend to bug me once I think about them - as I'm sure you may know!:rotfl:)

    OK - hope this makes some sort of sense - any suggestions welcome!:D

    Right ..... 2 x play sessions / week @ £5 - say Tues & Thurs to split the week up

    I've counted the number of plays needed each month until the end of the year & it varies between 8 and 9 - so, going with 9, that's £45 / month.

    But most months, I don't need them all due to hols etc ...... so, if I put £45 / month away regardless of the number of plays required, I *should* have a surplus of around £100 by the end of the year :D

    *Hopefully* this will mean that in the darker months when decent walks are harder to get during the week, I'll be able to have "proper walks" for her twice a week, rather than just plays:D

    There is still a small shortfall (if I've worked it out right :o) but hoping this can come from a surplus in the cats budget (have been thinking about reducing this by £10 / month as have made huge savings by bulk buying etc & they're not costing as much as they did a year ago :T) and hopefully some savings in Maisie's budget too (although she does *owe* the last ditch emergency fund £200 atm:rotfl:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds like a great plan to me :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Thanks SF!:)

    Meant to say that I spoke to DM earlier & Maisie is fine! She's had 3 small meals today & all errr bodily functions :eek: are errr functioning ;)

    DM keeps dropping hints that Maisie is adorable (which I know!), gets on really well with their dog (great!) and that her & my dad appear to have a mutual appreciation society all of their own (fab!) but a few hints that they'd be happy if she stayed there!:(
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    At least you know that they'll be happy to dog sit when necessary ;)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Sounds like a great plan to me :D
    And to me :D
  • :j to the dog walking plan sounding feasible (came to me around 3am this morning :o) but wasn't sure if I'd totally lost the plot with it!


    SF thanks for putting a positive spin on Maisie having such fun at DPs house:T

    I am trying to persuade them to move closer so I could drop her off on the way to work and pick her up on the way home;)

    They are very isolated where they are and I do worry (especially in winter) in case something happens - they were cut off (totally) for over 6 weeks last year :eek:

    ETA turning in now - really tired as been a stressful couple of days - have just had to correct about 4 spelling mistakes in the above post .... time for zzzzzzzz
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Won't repeat it all here (and bore everyone silly!) - link to end of month SoW update http://forums.moneysavingexpert.com/showpost.php?p=53485625&postcount=2811 if anyone's interested (not!)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • It's that time of the week again :o

    Weekly pots update

    Pets £275.62 Spent £70.56 :eek: = £205.06 *
    Car & House £617.54 Spent £341.78 = £275.76 #
    Others £186.26
    Savings £90.72 ~

    * Incl the new dog walker fund:) - however have Maisie's Op to pay for £200:eek: (think this may have to come out the "last ditch emergency account" which has £130 in it & ~ the rest from the round down savings account ......).

    # £227.90 house insurance renewal & advance line rental of £113.88 both on on June cc bill. Advance line rental was short so used the money that I've finally got back from closing my E*gg account (only took them 4 months to give it back :mad:) - seemed a better option than having it in a negative to start off with
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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