📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage freedom..Shala_moo's attempt at a diary..

14950525455100

Comments

  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 February 2014 at 7:14PM
    To do list for the week :
    • go to work - every day
    • [STRIKE]go to the dentist - Tuesday - already paid for[/STRIKE]
    • take meter readings - Friday - man's coming to change the meter so i'll take final readings as I assume it'll start back at 0 ??
    • [STRIKE]go dress shopping - Tuesday[/STRIKE]went today instead, no purchase but some ideas
    • meal plan - today
    • [STRIKE]go see Father - Monday[/STRIKE] he's just popped round now so don't need to go tomorrow
    • [STRIKE]post returned ebay item back - Mon [/STRIKE]- not bothered as it'll cost more to send back than the seller is prepared to refund:mad:
    • [STRIKE]take shredding pile to work and shred - Tuesday[/STRIKE] done
    • write to old dentist to tell them i'm left - any day
    • catch up on diaries - on going
    • win lottery - Tues, Fri or Sat
    • try to get to pay out for [STRIKE]CP[/STRIKE], VO, GTM - got the CP one done, still working on the others

    • send sister some flowers and present for her Birthday - Order Thursday
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Love that "go to work every day" one.
    I am also at the dentist on Tuesday, boo!
    Don't assume it starts at 0 - when my meter was changed when I moved into this house, It was at some random number and I made sure I double checked that was its starting point with the first bills.

    Also love "win lottery"
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :D

    Hi Hurdler - hope you're not having something awful done.. mine's just a little filling this time thankfully :D

    Thanks for the heads up on the meter, I'll make sure I check it before he changes it and after. I'll ask the fella whether he records the number somewhere too.. you can never be to careful with these power companies!
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    shala_moo wrote: »
    :D

    Hi Hurdler - hope you're not having something awful done.. mine's just a little filling this time thankfully :D

    Thanks for the heads up on the meter, I'll make sure I check it before he changes it and after. I'll ask the fella whether he records the number somewhere too.. you can never be to careful with these power companies!

    Check up and hygienist but I have a pathological fear of dentists and super sensitive gums so everything hurts :(
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Poor you.. I hate the dentist too, but i think i've finally managed to find one i like and he's very good at putting his clients at ease.. costs a bl00dy fortune though.. :rotfl:

    Good luck, hope they don't find anything wrong!
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Dentist done until I have to go to the hygienist in April :(


    Money savings today :
    • filled in dentist claim form - £34 back I think as he hasn't charged me full price for the filling
    • bought a dress from Debenh*ms for my friends wedding - bargain using vouchers £0:j:j
    • OH has offered to buy complimentary shoes for my birthday - these ones
    • found a creuset dish in my local kitchen shop to replace the one I broke - only £23 :T
    • LO lamb stew for lunch
    • need to make a cheese & potato pie for lunch tomorrow:drool:
    • flower people have sent me a 20% off code in time for sisters birthday - need to remember to check TCB
    I'm so hungry but I still have a numb mouth "sigh" I hope it hurries up and wears off, I want my tea! :rotfl:
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 28 February 2014 at 10:51PM
    Update to to do list!
    • [STRIKE]go to work - every day[/STRIKE] did it :j
    • [STRIKE]go to the dentist - Tuesday - already paid for[/STRIKE]
    • [STRIKE]take meter readings - Friday - man's coming to change the meter so i'll take
      final readings as I assume it'll start back at 0 ??[/STRIKE] man's been, I got the meter reading, so i'll make sure I check the bill when it comes through
    • [STRIKE]go dress shopping - Tuesday[/STRIKE]went today instead, dress bought :T
    • meal plan - today
    • [STRIKE]go see Father - Monday[/STRIKE] he's just popped round now so don't need to go tomorrow
    • [STRIKE]post returned ebay item back - Mon [/STRIKE]- not bothered as it'll cost more to send back than the seller is prepared to refund:mad:
    • [STRIKE]take shredding pile to work and shred - Tuesday[/STRIKE] done
    • [STRIKE]write to old dentist to tell them i'm left - any day[/STRIKE] done and sent
    • catch up on diaries - on going
    • win lottery - [STRIKE]Tues[/STRIKE], Fri or Sat still hope :D
    • try to get to pay out for [STRIKE]CP[/STRIKE], VO, GTM - got the CP one done, still working on the others
    • [STRIKE]send sister some flowers and present for her Birthday - Order Thursday[/STRIKE]
    My sister's birthday present certainly cost me a bit, although I got cashback and freebies as much as I could
    • Molt0n Brown goodies - £55 - free delivery, free travel set, free hand cream, free gift wrap and hand written message - fancy :rotfl:
    • flowers - 15% cashback, 10% off still £25
    • Kitchen gadget - £16.99
    She really wanted some MB stuff for Xmas and no one got her any so I thought she deserved a treat.


    Luckily I have some money savings this week also!
    • £40.22 TCB payment - from the house insurance
    • joined up for a dishwasher detergent trial
    • £10 voucher from CP
    • £10 voucher from Mysurveys
    • sent off dentist form
    • 2.5 hours overtime
    • OH will be paid today so another money shuffle to be done :T
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nothing spent other than on groceries this weekend. We've decided on a budget of £50 a week for groceries plus £60-70 for the butchers every 2 months for a round total of £3000 for the year.


    This weekend we've spent £50.05 :D It involved 6 different shops but we were walking round town anyway so it didn't matter that we were popping in and out of different ones - M&S, £stretcher, coop, waitrose, B&M and Iceland.


    Did a bit of batch cooking as well tonight, so the freezer is filling back up
    • 4 portions of stew
    • 4 portions of pulled pork
    • 3 lunches (couscous & chicken)
    • 2 lunches (rice, veg and chicken)
    • prepared a big salad so that we have it on hand and an experiment to see how long it will keep fresh
    I'm going to look into doing a bit more batch cooking, especially for lunches as this is where I struggle in the week.


    Hope everyone has a good week, it's my busy week so I'm expecting mucho overtime..


    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi...

    Finally got a payout on GTM:j £30 Amaz0n voucher on the way. I'm going to cancel my account after I receive them as it just takes too long to get anywhere and they screen out more surveys than they let you take :(

    Still not quite there on VO - just 25p off my payout and they keep screening me out!

    Way off on all the others :o must try harder!

    Not much else to report this week..

    I bought a dress from Debenh*ms last week which I'll be returning and ordering online for 25% less, using a 10% voucher code too. This means a saving of £13 (and i'll be getting some birthday shoes from OH too - saving another £10)

    :j:j I love a bargain..

    hope everyone's having a good week x
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.