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Mortgage freedom..Shala_moo's attempt at a diary..

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  • Happy new year and its a glorious day for a bit of fence repairing. Mr T is taking down the outside lights later on, so that's one less job for the weekend.

    Good luck with the decluttering - we certainly won't be buying any chocolate for Easter :rotfl:

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 January 2013 at 12:58PM
    Quick round up of the weeks MSE activites :
    • 11.5 hours overtime already:( plus time off in leiu for this afternoon :j
    • £25 insurance cashback finally tracked on TCB
    • £13.83 TCB payout rec'd - rounded to £14 and gone to savings pot
    • orderd £15 Amaz0n voucher from T0luna - will trf the cash to savings when it arrives
    • ordered another C0nsumer pulse voucher - will trf cash when it arrives
    • daily clicks on imutua1
    • caught up with all surveys/clicks

    Have a great weekend xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • pavlovs_dog
    pavlovs_dog Posts: 10,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    looks like you do well from survey Shala. Are you on swagbucks too?
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    looks like you do well from survey Shala. Are you on swagbucks too?

    Hi Pd,

    I do use swagbucks but i can only get about 3 points a day. Once i reach the next payout i'll be closing my account. I use another 10-15 survey/points sites anyway that are more generous with their payouts.

    If you have any tips on how to make it more productive then they'd be most appreciated!

    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • pavlovs_dog
    pavlovs_dog Posts: 10,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm a teacher so don't have copious amounts of spare time to throw at it during term time, but easily hit 30-50 SB a day with a minimum amount of effort. It does help that I spend a lot of time on the laptop (general surfing, planning lessons etc) and the vast majority of what I do runs in the background with minimal effort from me. Here what I do:
    • Downloaded the tool bar which gives 1 SB/day
    • Daily poll (1 SB)
    • NOSO (2 SB)
    • Searches x2 a day (varies... normally about 7 SB a time)
    • 10 SB (5 x 2 rounds of 2 different games) from games (drop3 and Fyoozd pretty quick and mindless)
    • run SBTV in background (3 SB per 10 vids up to maximum of 75 SB/day)
    • Any vids on homepage
    • Check through special offers pages for vids / easy offers
    • follow SB UK on Facebook for extra codes
    • Follow SB thread on 'Up your income' board on MSE
    • on days with low daily goals, try to hit target to get bonus SBs following month

    I tend to have a quick blast in the morning to do the easy bits and then the more time consuming bits (e.g. SBTV) at night when I'm working.

    I've also got into the habit of leaving the meter for SBTV at 80% at the end of the day, so two quick clicks in the morning gets me an easy 3 SBs.

    NY resolution is to try and get a few referrals so I can earn easy SB (I'll get whatever they earn on SB search up to a maximum of 1000 SB)

    Hope that helps give you some ideas. I'm comfortably getting £10 a month in Amazon GCs using the above which I'm saving towards Christmas. Small fish compared to what some people on the SB thread manage, but I don't have the time to dedicate to it that they do.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Pd, i'll have a go this week at earning some better pointage.. I always wondered how anyone managed to get to the goal points each day!!


    Haven't had much time on the computer today to try, as I've been making a Chanel handbag cake.. it's took me 5-6 hours in total plus baking time yesterday so I'm about ready for my bed, i'm not used to concentrating solidly for that length of time :rotfl:

    Thanks again xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi :wave:

    So a mixed week so far..

    Money saving :j:
    • moved Ha1ifax reward to savings pot
    • £4 saved on fuel with 10p off voucher - moved to savings pot
    • £3.98 milk vouchers - rounded up to £4 into savings pot
    • finally redeemed on GTM - $50 on it's way
    • another few hours of overtime

    Money spending :o :
    • have had to buy a new laptop as mine is kaput :(

    so £45 ish saved, £430 (less cashback of course) spent :(

    Hmm maybe i'll forget today and move on to tomorrow.. i'm sure it'll be a NSD :D

    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • nattypants
    nattypants Posts: 2,577 Forumite
    If you think about it though Shala, the lap-top will help to keep you on top of your MFW ways, so really it's a :money: purchase

    Well done you:T :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    nattypants wrote: »
    If you think about it though Shala, the lap-top will help to keep you on top of your MFW ways, so really it's a :money: purchase

    Well done you:T :D

    Love it... I've passed that on to the OH! There was roll-y eyes in reponse :rotfl:
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 January 2013 at 5:28PM
    Morning all..

    Still getting used to my new shiny laptop so bit behind with everyone's diaries.. I lost all the links from my old one so I've got to find everyone again :doh:

    I also have no 0ffice application on this laptop yet so I've been separated from my lovely spreadsheets :cry: I'm hoping to get it put on before the end of next week as it's payday and I NEED to update!!

    I've had a busy ole week, even played an hour of badminton last night (first time I've played in 20 years) so i'm creamy crackered.. i'm having a restful -ish day today I think with lots of comfort food.





    So list :
    • [STRIKE]Get up[/STRIKE]
    • 2 loads of washing - one in, will do the second tomorrow I think:o
    • 2 loads of tumble drying - one done, 2nd tomorrow
    • [STRIKE]fill dishwasher[/STRIKE]
    • [STRIKE]crumpets for breakfast[/STRIKE]
    • [STRIKE]catch up on diaries[/STRIKE]
    • fetch some dvd's - free using Tesc0 vouchers - realised the vouchers were out of date on the way there so Oh has just had one DVD which he's paid for:mad: have to order some new vouchers
    • make macaroni cheese for tea
    • [STRIKE]sit on sofa[/STRIKE]
    • [STRIKE]eat popcorn[/STRIKE]
    :D:D:D
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


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